Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, property and casualty insurer Safety Insurance Group (Nasdaq: SAFT) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Safety Insurance's business and see what CAPS investors are saying about the stock right now.

Safety Insurance facts

Headquarters (founded) Boston (1979)
Market Cap $693 million
Industry Property and casualty insurance
Trailing-12-Month Revenue $682.5 million
Management CEO David Brussard (since 2001)
CFO William Begley Jr. (since 1999)
Return on Equity (average, past 3 years) 6.8%
Cash/Debt $88 million / $0
Dividend Yield 4.4%
Competitors Arbella Mutual Insurance
Liberty Mutual Holding
MAPFRE U.S.A.

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 98% of the 496 members who have rated Safety Insurance believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those bulls, fightingfinn, tapped Safety Insurance as a particularly solid income opportunity:

This company is a solid dividend growth prospect. Management refuses to be confined by the rules of lists like the dividend champions and will not raise the dividend for the sake of raising it. However, after a few years of keeping the dividend at a stable level due to the uncertain and fluctuating demands of the insurance market, [Safety Insurance] returns a 20% increase in their dividend. I will take a company that has a prudent policy that raises what it believes is a sustainable dividend as opposed to a raise for a raises sake. This is a dividend you can trust in.

If you want market-thumping returns, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future. Of course, despite its five-star rating, Safety Insurance may not be your top choice.

If that's the case, we've compiled a special free report for investors called "The 3 Dow Stocks Dividend Investors Need," which uncovers a few other juicy income opportunities. The report is 100% free, but it won't be around forever, so click here to access it now.

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