Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, property and casualty insurer Cincinnati Financial (Nasdaq: CINF) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Cincinnati Financial's business and see what CAPS investors are saying about the stock right now.

Cincinnati Financial facts

Headquarters (Founded) Fairfield, Ohio (1950)
Market Cap $6.3 billion
Industry Property and casualty insurance
Trailing-12-Month Revenue $3.9 billion
Management CEO Steven Johnston (since 2011)
CFO Michael Sewell (since 2011)
Return on Equity (Average, Past 3 Years) 7.6%
Cash/Debt $263.0 million / $935.0 million
Dividend Yield 4.2%
Competitors American Financial Group
Farmers Group
Progressive Group

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 93% of the 280 members who have rated Cincinnati Financial believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those Fools, All-Star Chemdawg, briefly tapped Cincinnati Financial as a particularly timely income opportunity: "[D]ividend aristocrat ... long term stability and [profitability] ... many years of dividend increases. [V]olatility is coming ... be ready for it."

If you want market-thumping returns, you need to put together the best portfolio you can. Of course, despite a strong four-star rating, Cincinnati Financial may not be your top choice.

If that's the case, we've compiled a special free report for investors called "The 3 Dow Stocks Dividend Investors Need," which uncovers a few other juicy income opportunities. The report is 100% free, but it won't be around forever, so click here to access it now.

Want to see how well (or not so well) the stocks in this series are performing? Follow the TrackPoisedTo CAPS account.