In this video, Motley Fool financial analyst Matt Koppenheffer tells us why, when you invest in mortgage REITs -- which are much more fluid mortgage securities that are bought, traded and sold, rather than products that consumers keep coming back for -- you should be looking not at the mortgages themselves but at the team managing those investments.

Matt Koppenheffer has no position in any stocks mentioned. The Motley Fool recommends Coca-Cola and owns shares of Annaly Capital Management. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.