Given recent news headlines, you'd be excused for thinking that policymakers in Washington are all over the too-big-to-fail problem. The most recent example is a bipartisan bill introduced into Congress that seeks to increase capital requirements on banks with more than $500 billion in assets on their balance sheets. The reality, however, couldn't be further from the truth. In the video below, Motley Fool contributor John Maxfield discusses how much larger banks are getting while this "debate" rages on.