Given recent news headlines, you'd be excused for thinking that policymakers in Washington are all over the too-big-to-fail problem. The most recent example is a bipartisan bill introduced into Congress that seeks to increase capital requirements on banks with more than $500 billion in assets on their balance sheets. The reality, however, couldn't be further from the truth. In the video below, Motley Fool contributor John Maxfield discusses how much larger banks are getting while this "debate" rages on.

John Maxfield owns shares of Bank of America. The Motley Fool recommends and owns shares of Wells Fargo. It also owns shares of Bank of America, Citigroup, and JPMorgan Chase. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.