The stock market is off to a hot start in 2013, but shares of some companies are lagging behind. The financial sector has been one of the best performers, but most of the gains have been led by the biggest U.S. banks.

In this video, Motley Fool banking analysts David Hanson and Matt Koppenheffer discuss three bank stocks that are losing to the market and why it doesn't surprise them.

David Hanson has no position in any stocks mentioned. Matt Koppenheffer owns shares of Berkshire Hathaway. You can follow David and Matt on Twitter. The Motley Fool recommends Berkshire Hathaway. The Motley Fool owns shares of Berkshire Hathaway. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.