Thanks to overdraft regulation enacted following the financial crisis, consumers will no longer be unexpectedly hit with a $35 fee when they draw insufficient funds from their bank accounts. However, overdraft fees aren't completely gone -- just more visible and apparent. Today, the Consumer Financial Protection Bureau released a white paper on bank overdraft fees

In this video, Motley Fool banking analyst David Hanson tells investors why the new structures in place to aid consumers can also be a benefit for banks in the long run.

David Hanson has no position in any stocks mentioned. You can follow David on Twitter. The Motley Fool recommends Wells Fargo. The Motley Fool owns shares of Bank of America, PNC Financial Services, and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.