When it comes to mortgage REITs, the management team makes all the difference. In the past, Motley Fool analyst Matt Koppenheffer says he's been skeptical of American Capital Agency (NASDAQ:AGNC) and its strategy. In this segment from The Motley Fool's everything-financials show, Where the Money Is, he and Fool financial analyst David Hanson take a question from the mailbag about what it would take for them to get interested in picking up shares of American Capital Agency.

David Hanson owns shares of Annaly Capital Management. Matt Koppenheffer has no position in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.