At the Transact 2014 payments conference in Las Vegas last week, Motley Fool financial analysts Matt Koppenheffer and Patrick Morris got a chance to dive into the future of the payments business, which is on the verge of a fundamental shift.

In this segment from Where the Money Is, Matt breaks down some of the big ideas across this space that are changing the industry today. One of the biggest drivers of this innovation is bringing more to the merchant. More information about the customer each time he swipes his card, more ways to interact, more ways to get to know that person, and what their needs are. And the way these companies are approaching this problem could drive an enormous shift in the way we pay for everything. Patrick and Matt dive into the issue and reveal how the inter-workings of the payments world really functions.

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Matt Koppenheffer has no position in any stocks mentioned. Patrick Morris has no position in any stocks mentioned. The Motley Fool recommends eBay, Google-Class C Shares, and Google (A shares). The Motley Fool owns shares of eBay, Google-Class C Shares, and Google (A shares). Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.