There are no two ways about it: Saving for retirement is important, and it's something we do pretty poorly here in the United States.

Having said that, this is no excuse for telling Americans that $1 million isn't enough for retirement. Although every individual has unique circumstances, the vast majority of Americans would get by just fine if they had $1 million post-tax dollars to fall back on if they retired tomorrow.

That's why The Motley Fool's Brian Stoffel takes issue with a recent article from USA Today that calls this number into question. The article makes the fair point that "it all depends on your lifestyle -- the one you're living now, and the one you want to live in retirement." However, Brian believes some major points were entirely overlooked, while some assertions were outright false.

Watch the video below to see what he thinks was missed -- and what it means for your own retirement plans.