Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Here's What Happens When You Pay Your Credit Card Bill Every Week
Paying your balance off every week can lower your utilization, cut interest costs, and help you build stronger money habits. Here's why it works.
-
This Account Could Help You Save $1,000 Faster
Set up auto-deposits and earn a high APY with one of today's top high-yield savings accounts. Learn a smarter way to build savings with minimal …
-
Save $300 at Lululemon Every Year With the New Amex Platinum Card
The refreshed Amex Platinum now includes lululemon credits, plus $3,000+ in other annual perks. Here's how to use it and what else is new.
-
Best CD Rates Today, Sept. 23, 2025: Lock In up to 4.54% APY While You Still Can
Today's top CDs pay up to 4.54% APY. With last week's Fed rate cut, now's the time to secure a strong return before these elevated …
-
Best Personal Loan Rates This Week, Sept. 23, 2025: 3-Year Slips While 5-Year Sees a Bump After Fed Rate Cut
Explore September's best personal loan deals -- low rates, flexible terms, and quick approvals. Compare top offers now to find the right fit for your …
-
Best High-Yield Savings Account Rates Today: Sept. 23, 2025 -- Up to 5.00% APY
Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before …
-
How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
The Great Rule Breakers Healthcare Debate: Progyny or Hims & Hers?
Sep. 22, 2025
Which is the better healthcare Breaker? Alicia Alfiere, Sanmeet Deo, and Tim Beyers pit Progyny against Hims & Hers. Leave a comment to get in …
-
Interview with Karat Packaging CEO Alan Yu: From Boba Tea Shop to Packaging Powerhouse
Sep. 21, 2025
What began as a single Boba tea shop in 2000 has transformed into a leading supplier of sustainable packaging for local startups to national brands …
-
Retirement Tools and Affording Impulse Purchases
Sep. 20, 2025
Retirement is largely a math game, and calculators can help you crunch the numbers. Sean Gates of Motley Fool Wealth Management joins Robert Brokamp to …
-
Big Tech Is Fun Again & The Fed Speaks
Sep. 19, 2025
Meta introduced a new pair of AI-powered glasses, Google announced a partnership with PayPal and AI updates to Chrome, and the Federal Reserve cut interest …
-
Nvidia and Intel Make a $5 Billion Bargain
Sep. 18, 2025
Intel has benefitted from multiple major investments in 2025 but perhaps none more headline-grabbing than this: Nvidia and Intel agree to co-develop products for data …
-
EV and Autonomy State of the Union
Sep. 17, 2025
Autonomy is advancing quickly with Waymo leading the charge, but where are there opportunities for investors? And we discuss the future for Rivian and Tesla …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full Report