Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Here's What Happens When You Only Use Credit Cards
Credit cards offer rewards and protection, but using them exclusively has downsides. Here's what to know before going all-in on credit.
-
We Compared 100+ Credit Cards -- These 3 Offer the Best 0% Intro APR in 2026
These top 0% intro APR and balance transfer cards can help you save hundreds in interest in 2026 and pay off your debt faster.
-
Here's What Happens When You Deposit a Large Check
Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.
-
Grocery, Travel Cards, and More: The Best Amex Cards Available This Week, Dec. 17, 2025
Looking for a card with a sky-high welcome bonus and valuable perks? American Express is worth a look. Here's what to know.
-
Don't Keep Cash at Home. Here Are 3 Dead Simple Places to Put It Instead
High-yield savings, short-term CDs, and index funds beat hiding cash at home. Here's why these places are safer and smarter to put your money instead.
-
Earn Tons of Cash Back and Travel Rewards: The Best Bank of America Cards Available This Week, Dec. 17, 2025
Looking for a new cash back or travel card? Bank of America has you covered. Here are all our favorite cards from the issuer available now.
-
Renters in These States Are Getting Hit Hard by the Pandemic Economy
The COVID-19 pandemic has affected nearly everyone, but renters are having an especially difficult time. Read on for the 12 states where the situation is worst.
-
COVID-19 Fraud Statistics: Over $480 Million in Losses and Counting
COVID-19 and stimulus check fraud is a growing problem. Americans have already lost over $100 million. These fraud statistics show the scope of the issue.
-
Study: When Does the Average American Get Their First Credit Card?
The average American gets their first credit card at the age of 20, and here’s the impact.
-
Americans' Top Financial Priorities in the 2024 Presidential Election
We asked 2,000 Americans what their top financial priorities are heading into the 2024 election. Inflation was top of mind. Read on for more findings.
-
Study: Generational Credit Card Habits
The Motley Fool Motley Fool Money surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
-
How Will Climate Change Impact Homeowners Insurance in All 50 States?
A look at how climate change will impact homeowners insurance in all 50 states.
-
The 2025 IPO Comeback Tour
Dec. 16, 2025
In today’s episode of Motley Fool Money, Emily Flippen is joined by Sanmeet Deo and Jason Hall to break down why the IPO market took …
-
Would You Buy the SpaceX IPO?
Dec. 15, 2025
Bloomberg and Reuters are now both reporting that SpaceX plans to go public in 2026 at a valuation that could reach $1.5 trillion, making it …
-
Interview with Axon President Josh Isner
Dec. 14, 2025
Axon Enterprise produces the Taser, body cameras, and cloud-based software services. And the law enforcement technology company has produced big returns for investors. Motley Fool …
-
Roth Advice Gone Wrong and Mandatory Roth Catch-Up Contributions in 2026
Dec. 13, 2025
These days, we're hearing a lot about the many benefits of Roth accounts. However, they’re not the best choice for every investor. Host Robert Brokamp …
-
Did Disney Win or Lose the OpenAI Deal?
Dec. 12, 2025
Disney agreed to let its characters be used in OpenAI’s Sora videos, so is this a visionary move, or is Disney giving away its IP …
-
Over 300 Stocks Doubled in 2025 -- 3 We Love and 3 We Don't
Dec. 11, 2025
2025 has been an above-average year for stocks. And over 300 publicly-traded companies have increased in value by 100% or more. This has our team …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.