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Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
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Must Reads
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Here's Why September Could Be the Smartest Month to Open a CD
When interest rates drop, rates on high-yield savings accounts fall, too. Learn why now's the perfect time to lock your money in a CD.
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Looking for a $50K+ Credit Limit? Check Out These 3 Cards
If you're chasing a $50,000 credit limit, these three cards might be your best shot. Big perks, big welcome offers, and serious spending power.
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Best CD Rates This Week, Sept. 20, 2025: The Fed Cut Rates -- Lock In up to 4.54% APY Now Before These Top Rates Disappear
This week's best CDs pay up to 4.54% APY. With a Fed rate cut announced last week, it's smart to lock in a strong return …
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The New Amex Platinum Is More Bougie Than Ever. Should You Apply?
Learn how you can justify the updated Amex Platinum's annual fee with nearly $1,500 in new travel and lifestyle perks.
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Looking for the Best High-Yield Savings Rates on Sept. 20, 2025? Earn up to 5.00% APY Today
Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
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Best Credit Card Sign-Up Bonuses This Week, Sept. 20, 2025: Picks You Shouldn't Miss
This week's top credit card sign-up bonuses deliver major rewards -- cash back, travel perks, and more. Hurry, these limited-time deals won't stick around.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Big Tech Is Fun Again & The Fed Speaks
Sep. 19, 2025
Meta introduced a new pair of AI-powered glasses, Google announced a partnership with PayPal and AI updates to Chrome, and the Federal Reserve cut interest …
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Nvidia and Intel Make a $5 Billion Bargain
Sep. 18, 2025
Intel has benefitted from multiple major investments in 2025 but perhaps none more headline-grabbing than this: Nvidia and Intel agree to co-develop products for data …
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EV and Autonomy State of the Union
Sep. 17, 2025
Autonomy is advancing quickly with Waymo leading the charge, but where are there opportunities for investors? And we discuss the future for Rivian and Tesla …
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The Labubu Economy
Sep. 16, 2025
Blind boxes, dopamine hits, and “adorably ugly” IP - today Emily Flippen alongside analysts Sanmeet Deo and Asit Sharma unpack the collectibles economy and the …
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Fools Duel Over DocuSign: Is It Still a Breaker?
Sep. 15, 2025
We duel, you decide. Rick Munarriz and Tim Beyers debate whether DocuSign is a Breaker worth buying. Leave a comment to let us know which …
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Interview with Dan Ariely: Investing in the Irrational
Sep. 14, 2025
Dan Ariely, a Professor of Behavioral Economics at Duke University, is the bestselling author of Misbelief, Dollars and Sense, and Predictably Irrational. Motley Fool contributor …

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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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