Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
The Wells Fargo Reflect Card Is Our Top Pick for Avoiding Interest Payments in 2025
This card has one of the longest intro APR offers available. Here's why it's our top pick for avoiding interest and breathing easier financially.
-
This Card Pays up to 6% on Feeding Gremlins (aka My Children)
If your kids eat like bottomless pits, this card earns serious rewards on groceries. Here's how to make the most of it, including a two-player …
-
$750 on Travel: This Chase Card's Welcome Bonus Is Worth 7X the Annual Fee
The current welcome bonus on the Chase Sapphire Preferred is worth more than seven times the card's annual fee. Here's how you can earn it …
-
Best CD Rates Today, Nov. 9, 2025: Top APYs up to 4.34%
Today's best CDs pay up to 4.34% APY. With the Fed's latest rate cut in effect, it's smart to lock in a solid return before …
-
Longest 0% Intro APR Credit Cards This Week, Nov. 9, 2025: Take Control of Your Debt
Get up to 24 months interest-free with this week's top 0% intro APR cards -- perfect for big purchases or paying off debt without added …
-
Best Bank Account Bonuses This Week, Nov. 9, 2025
Earn a few hundred dollars with this week's top bank bonuses -- just open an account, meet the requirements, and collect real cash rewards with …
-
How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Interview with Steph Wagner: A Woman’s Guide to Financial Freedom
Nov. 09, 2025
Steph Wagner is the author of Fly, A Woman's Guide to Financial Freedom and Building a Life You Love. Motley Fool contributor Rachel Warren recently …
-
How Gen X Can Rescue Their Retirement
Nov. 08, 2025
The oldest members of Generation X reach 60 this year. Yet most have much less than $300,000 saved for retirement, while also carrying more student …
-
Investors Get Cold Feet in a Hot Stock Market
Nov. 07, 2025
Investor sentiment has dropped down to extreme fear as the financial headlines increasingly stoke concerns. Many stocks have dropped into bear territory but our analysts …
-
Unity Soars and Airlines Could Be in Trouble
Nov. 06, 2025
Matt Frankel, Tyler Crowe, and Jon Quast discuss: - Unity Software's strong progress toward a turnaround - Cancelled flights expected at 40 airports - Stocks …
-
Consumer Brands Shake Things Up…With Mergers
Nov. 05, 2025
2025 has been quite the year for consumer brands, but not in a good way. The industry writ large has underperformed for the past three …
-
When Rule Breakers Find Religion (or, at least profits)
Nov. 04, 2025
Spotify, Shopify, and Uber were once the poster children for “growth at any cost.” Today, they’re talking cash flow, margins, and discipline. In today’s episode …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full Report