Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Forget the Afterpay Card. Use This Instead.
The Afterpay card works anywhere Google Pay and Apple Pay are accepted -- but it earns no rewards and doesn't build credit. Here's a smarter way to pay.
-
Once Your Wells Fargo Reflect's Intro APR Ends, Here's the Perfect Card to Switch To
When your intro APR period ends, you have a few options. Here's how to decide which move makes the most sense for your wallet.
-
Our Top 0% Intro APR Card of May 2026: Pay No Interest for 21 Months
The Chase Slate card offers one of the longest intro APRs on purchases and balance transfers, with no annual fee -- here's why it's our top pick for May 2026
-
I Stopped Using My Debit Card 5 Years Ago. Here's What Changed
I ditched my debit card five years ago and started putting everything on credit cards. Here's what changed -- and why you should do the same.
-
Best CD Rates This Week, May 4, 2026: Lock In While Fed Rates Remain Unchanged
This week's top CDs still offer yields as high as 4.20% APY after the Fed held rates steady again last week. Secure a solid return while they last.
-
Best Balance Transfer Cards This Week, May 4, 2026: Stop Watching Your Payments Disappear Into Interest
Quit losing money to interest charges. These balance transfer cards give you 0% intro APR for up to two years and no annual fee to make real progress.
-
How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
-
The Average Credit Score in the U.S.
The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.
-
Average U.S. Income: How Much Do Americans Earn?
What's the median U.S. income by state, gender, age, family size, and more? Read on to find out what the research says.
-
Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
-
The Largest Mortgage Lenders in the U.S.
More than 4,800 institutions provided over 6 million mortgages adding up to over $2 trillion in 2024. Read on to see the largest mortgage lenders.
-
Nvidia’s Next Big Market
May. 03, 2026
Where are we in the Nvidia story today? Is there an AI bubble? What’s Nvidia’s next big market? Motley Fool Chief Investment Officer Andy Cross …
-
How to Analyze Funds, and You May Retire Sooner Than Planned
May. 02, 2026
According to the Investment Company Institute, more than 120 million individuals in the U.S. own some type of fund. After all, they may not have …
-
Hyperscalers Are Going Into Hyperdrive
May. 01, 2026
Big tech earnings have shown that artificial intelligence has become a massive growth business for the biggest companies in the world. And it better be …
-
Mag 7, Markets, and Mailbag with CEO Tom Gardner
Apr. 30, 2026
Motley fool co-founder and CEO Tom Gardner stopped by today on the podcast. There, he and the team browke down the changing dynamics behind earnings …
-
Earnings Season Hits Overdrive
Apr. 29, 2026
The flood of earnings has begun and there are some surprises to investors. Spotify, Robinhood, and SoFi all dropped after results failed to impress, but …
-
OpenAI Misses Expectations - Should Tech Investors Worry?
Apr. 28, 2026
OpenAI reportedly missed its own growth and revenue expectations recently, and shares of Oracle and other companies with large deals with the AI giant are …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.