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Must Reads
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How I'm Turning My Football Streaming Into $470 in Cash Back
Here's how I'm getting rewarded for all the games I'm already watching with 6% cash back on streaming.
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9 Frugal Hacks I Learned From Millionaires
These frugal habits aren't about cutting coupons. Here are some ways millionaires I know keep more money in their pocket and grow big wealth.
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Forget Bank Branches: Here's How Online Banks Have Changed Saving Forever
Some online banks pay 4%+ APY while branch accounts pay closer to 0.01%. Here's why switching has changed saving forever.
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Stop Hoarding Credit Card Points: Here's How to Transfer Them for Bucket-List Travel
Millions of points go unused every year. Here's how to transfer your credit card rewards for high-value business class travel instead.
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Had $25K in a Bank of America Savings Account for 5 Years? You Just Lost $5,000 in Interest
Keeping your savings in a low-interest account could be costing you thousands. Here's how to earn more with a smarter savings strategy.
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Today's Best High-Yield Savings Account Rates: August 29, 2025 -- Earn up to 5.00% APY
Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and find the ideal spot to grow your money more …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Nano Banana Steals the Spotlight From NVIDIA
Aug. 28, 2025
Can NVIDIA’s recent earnings continue to bolster the market? Or maybe Nano Banana is the savior of AI? Travis Hoium, Jon Quast, and Dan Caplinger …
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Apple’s Elon Problem & AI Future
Aug. 27, 2025
Elon Musk has sued Apple over its App Store practices, but the bigger news may be Apple considering acquiring some major AI startups. We also …
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When Rates Move, Who Wins?
Aug. 26, 2025
Lower interest rates are more than a macro headline - for some businesses, what the Federal Reserve decides to do plays an integral role for …
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Weight Loss. Weight Loss. Don’t Tell Me.
Aug. 25, 2025
There are new ways to tackle weight loss, but the stocks leading the way are lagging. Today on Motley Fool Money, Rick Munarriz, with analysts …
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Interview with Stride CEO James Rhyu: Disrupting K-12 and Beyond
Aug. 24, 2025
Is the educational system ripe for disruption? Stride is a for-profit education company that provides online and blended education programs - programs from K-12 through …
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How to Factor Home Equity Into Your Financial Plan
Aug. 23, 2025
Home prices are near all-time highs, and homeowners have never had so much equity. Matt Frankel and Robert Brokamp discuss why, when, and how to …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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