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Must Reads
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Why Scammers Ask for Gift Cards
Gift card scams cost Americans hundreds of millions annually. Here's why scammers demand gift cards -- and how to spot the red flags before it's too late.
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Here's What Happens in the Seconds After You Swipe Your Credit Card
From tap to approval, a credit card transaction involves multiple companies and dozens of decisions -- all in under two seconds. Here's how it works.
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I Travel a Ton, Here's Why the Amex Platinum Still Doesn't Make Sense
Traveling a lot doesn't automatically mean the Amex Platinum fits your lifestyle. Here's why a simpler, cheaper card works better for me.
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Here's What Banks Do With Your Income and Spending Data
Banks collect and share your financial data in ways most people don't realize. Here's exactly where it goes and who sees it.
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I Just Canceled My Chase Sapphire Preferred After Years -- Here's What Finally Pushed Me Over the Edge
The Chase Sapphire Preferred is a classic travel card, but it stopped making sense for my type of spending. Here's what changed and what replaced it.
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Here Are the Only Two Wells Fargo Cards You Need in 2026
With our two favorite Wells Fargo cards, you can cover all sorts of spending categories for no annual fee. Here's what to know.
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Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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The Largest Mortgage Lenders in the U.S.
More than 4,800 institutions provided over 6 million mortgages adding up to over $2 trillion in 2024. Read on to see the largest mortgage lenders.
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The Average Checking Account Interest Rate in April 2026
The national average checking account interest rate is 0.07% APY as of April 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Credit Card Interest Rate in February 2026
The average credit card interest rate is1% APR as of February 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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Average Savings Account Interest Rate in April 2026
The national average savings account interest rate is 0.38% APY as of April 2026, per FDIC data. See how rates have changed and where to find a better rate.
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A New Chapter in AI’s Most Powerful Partnership
Apr. 27, 2026
Jon Quast, Matt Frankel, and Rachel Warren discuss: -Financial results from Domino’s Pizza and what it tells us about the economy -Microsoft and OpenAI modify …
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Morgan Housel on History, AI, and the Future of Investing
Apr. 26, 2026
Morgan Housel is the bestselling author of The Psychology of Money, Same As Ever, and The Art of Spending Money. At our recent Motley Fool …
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A Guide to the Backdoor Roth IRA, and Heirs Squandering Inheritances
Apr. 25, 2026
People look forward to retirement as a time of fewer obligations, but it can also be a time of lower taxes, especially if you have …
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The Jobs/Cook Era at Apple, Intel & AI, and Another SaaSpocalype
Apr. 24, 2026
AI is driving the market in multiple directions in 2026 and this week’s winner was Intel, who has such high demand it’s selling chips it …
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Earnings Season Ramps Up -- And We've Seen Some Surprises
Apr. 23, 2026
Earnings season is now in full swing, and we recently got a look at the latest results from Tesla (NASDAQ: TSLA) and some of the …
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SpaceX Goes on $60 Billion AI Buying Spree
Apr. 23, 2026
SpaceX is buying another AI company, this time it’s Cursor. The space company has transformed itself into an AI company, but does this mean it …
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.