Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!

The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Higher Prices Are Coming. Here Are 3 Ways to Prepare
Here's how to protect your budget, build up savings, and make your money go further as inflation and tariffs impact our bills.
-
Why Now Is the Time to Lock in a 4.50% CD Rate
CD rates around 4.50% are still on the table, but they may not be for long. Here's why it might make sense to act now.
-
The Chase Sapphire Reserve's Annual Fee Will Jump to $795. Is It Still Worth It?
The Chase Sapphire Reserve is getting an overhaul, alongside a big fee increase. Find out what's changing and whether it's still worth it.
-
5 Ways to Save Money on Groceries as Prices Spike
Groceries are pricey. But these five frugal habits (including a 6% cash back card) can help you save hundreds without clipping a single coupon.
-
Ranked: Car Insurance Companies With the Best Discounts for Safe Drivers
Consider yourself a safe driver? These top insurers offer big telematics-based discounts -- some up to 40% -- that could save you hundreds on your …
-
Best High-Yield Savings Account Rates Today, June 18, 2025: Up to 5.00%
Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage of high rates while they last.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
-
America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
-
Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
-
Opportunities in Housing and a Solar Scare
Jun. 17, 2025
Solar stocks take a tumble. (00:21) Anand Chokkavelu, Jason Hall, and Matt Frankel discuss: - Why solar stocks are falling today. - Lennar earnings. - …
-
Big Retail, Stablecoins and Dividends, Oh My!
Jun. 16, 2025
Walmart and Amazon are looking into stablecoins and two dividend stocks to get on your radar! Jason Moser and Matt Argersinger discuss: - Why Walmart …
-
Howard Marks, The State of the Market
Jun. 15, 2025
Howard Marks the founder of Oak Tree Capital Management. He joins Motley Fool CEO, Tom Gardner, plus Chief Investment Officer Andy Cross and Senior Analyst …
-
Airbnb Goes Beyond Stays
Jun. 14, 2025
Travel can slow down temporary but the demand to get away from your home is everlasting. Airbnb CFO, Ellie Mertz, joined Motley Fool CEO and …
-
The World Grows More Uncertain
Jun. 13, 2025
And yet, the market remains close to all time highs. (00:21) Jason Moser and Matt Argersinger join Ricky Mulvey to discuss: - Macro uncertainty and …
-
Is CAVA a Palate Pleaser?
Jun. 12, 2025
Two Fools duel over CAVA’s prospects. Is there enough tasty growth to support a spicy valuation? Tim Beyers and Rick Munarriz discuss: - Oracle’s AI-fueled …

Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews

Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.