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Must Reads
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Breathing Room Starts Here: Pay No Interest Until 2027 With This 0% Intro APR Card
Get nearly two years of breathing room with a 0% intro APR card. Use it to avoid interest while tackling debt or big purchases with …
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I Track Bank Rates for a Living -- Here's How I'd Put $5,000 to Work Right Now
Learn how to make $5,000 work harder with a smart mix of savings, CDs, and bank offers -- safe, flexible strategies to maximize your cash.
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3 Purchases I'd Never Waste on a Debit Card
Learn which purchases are wasting rewards on debit, and how the right credit card can turn them into cash back or points so you can …
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3 Reasons Not to Open a CD in October 2025, Even With Rates Around 4.00%
Yes, CD rates are hovering around 4.00% -- but there are better ways to grow (and protect) your money. Here are three places to look.
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Why the Chase Sapphire Preferred Is Still My No. 1 Travel Card
The Chase Sapphire Preferred offers more than $800 in first-year value. Here's why it's still my go-to travel card recommendation after all these years.
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Had $25K in a Wells Fargo Savings Account for 5 Years? You Just Lost $5,000 in Interest
If you're saving money with Wells Fargo, you're missing out on hundreds or thousands a year in interest. Here's what to do about it.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
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Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
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How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
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Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …
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ASML’s Earnings & How to Follow Earnings Season
Oct. 15, 2025
ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …
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The Kids Aren’t Alright (Banks, However, Are)
Oct. 14, 2025
In this episode of Motley Fool Money, long-time analysts Emily Flippen, Jeff Santoro, and Jason Hall dive into bank earnings, Robinhood’s meteoric rise, and take …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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