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Must Reads
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I Finally Ditched My Sapphire Reserve Card for the Venture X -- and I Have No Regrets
The Venture X costs $400 less per year than the Sapphire Reserve. Here's why I switched, and what I did with my old Chase card.
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Stop Paying $3.50 Every Time You Need Cash. These 3 Banks Offer Fee-Free ATMs and up to 4.00% APY
Skip ATM fees with banks that offer massive fee-free networks nationwide, plus high-yield savings rates that beat traditional banks by a wide margin.
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Need a Balance Transfer Card? Here's What a 'Good Deal' Looks Like
What separates a great balance transfer card from an average one? Long intro periods, low fees, and no annual cost top the list.
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The Average Credit Card Sign-Up Bonus Is Worth $311. These 3 Cards Offer at Least Double
The average credit card welcome offer is worth $311. These three travel cards offer at least double that -- with no-nonsense perks and $95-$395 annual fees.
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What the Average American's Credit Card Balance ($6,523) Is Really Costing Them
The average American carries $6,523 in credit card debt, costing around $1,368 a year in interest at today's average APR.
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'Save Three to Six Months of Expenses' -- What if That's Not Enough?
The three- to six-month emergency fund rule has been around for ages. Here's whether it still holds up, and how to figure out what you actually need.
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The Average House Price by State in 2026
The median house price in the United States as of the first quarter of 2026 is $403,200. See how states compare here.
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Average Credit Card Debt in America
Credit card debt totaled $1.28 trillion as of the fourth quarter of 2025. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry more than $18 trillion in debt, and the average household debt is $105,056. Read on for more household debt statistics.
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The Median Monthly Mortgage Payment in 2026 by State, City, and More
The median monthly mortgage payment is $2,070 -- read on for mortgage payment statistics by city, state, income, and more.
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Financial Anxiety and Mental Health Survey: 44% of Americans Say They Have High Financial Stress
44% of Americans rate their financial anxiety as high or extremely high. See what's causing it and how people cope.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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The Market Just Got a Huge Warning Sign
May. 13, 2026
Costs are going up for consumers and producers, which may not be a trend that stops anytime soon. We discuss what’s driving the increases and …
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Move Over, Magnificent 7, There’s a New Stock Basket in Town
May. 12, 2026
One of Wall Street’s favorite hobbies is coming up with catchy nicknames for a group of stocks. Thanks to AI, we have a new one: …
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What Should Investors Do With the New Wave of IPOs?
May. 11, 2026
Fool contributors Jon, Matt, and Rachel discuss a surprisingly good quarter for an enterprise software company before pivoting to a conversation on hot, upcoming IPOs …
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How to Get Rich in American History
May. 10, 2026
What 300-year-old investing principles still apply today? What can Teddy Roosevelt’s cattle farm disaster teach us about modern stock picking? And could you really buy …
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Maximizing Your 401(k), and Is Retirement Bad for Your Brain?
May. 09, 2026
If you’re like most working Americans, your No. 1 strategy for accumulating enough money to retire is by contributing to a defined-contribution plan such as …
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Elon Musk, Chip Giant?
May. 08, 2026
Elon Musk’s EV and rocket empire may be expanding into chips if recent plans to spend up to $119 billion in new chip fab facilities …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.