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Must Reads
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J.P. Morgan Self-Directed Investors Can Now Cash In Chase Points for Investing
Chase users, heads up: Your Ultimate Rewards points can now be put into the stock market. Here's what to know.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, Oct. 26, 2026
Top high-yield savings accounts are now paying up to 5.00% APY after the Fed rate hike last month. Start earning more on your savings balance today.
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Best Balance Transfer Cards This Week, Oct. 26, 2026: Up to 21 Months to Stop the Bleeding
Top balance transfer cards offer up to 21 months interest-free and no annual fees to finally stop losing ground to high interest rates.
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Earn up to 5.25% Cash Back in a Choice Category: The Best Business Credit Cards This Week, Oct. 25, 2026
Want to earn as high as 5.25% cash back on your choice business category? Here's the credit card to get now, along with a few other great picks.
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Huge APY Boost Plus Bonus Cash: The Best Bank Account Bonuses This Week, Oct. 25, 2026
A bank bonus double-whammy: Unlock a huge APY boost and earn a cash bonus with qualifying activities. Plus other offers available now.
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Longest 0% Intro APR Credit Cards This Week, Oct. 25, 2026: Up to 21 Months to Make Real Progress
This week's longest 0% intro APR cards offer up to 21 months interest-free. Put your payments toward debt, not interest -- finally move forward.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The average monthly mortgage payment is $2,044 -- read on for mortgage payment statistics by city, state, income, and more.
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The Average Checking Account Interest Rate in October 2026
The national average interest rate on checking accounts is 0.07% as of October 2026, per the FDIC.
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Average Savings Account Interest Rate in October 2026
The national average savings account interest rate is 0.38% as of October 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Balance
How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
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