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Must Reads
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Is a Roth IRA or Traditional IRA Better for You? These 3 Simple Questions Can Tell You
Choosing a Roth or traditional IRA comes down to your future tax bracket, where you think tax rates are headed, and whether you plan to leave money to heirs.
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Here's What Happens When You Withdraw $10,000 From Your Bank Account
Withdrawing $10,000 in cash is legal, but your bank reports it to the government. Here's what happens next and the one move that gets people in trouble.
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Our Top Gas Card of 2026: Earn 6% Cash Back and a $200 Bonus
Fuel is one of the biggest monthly line items for drivers, and a flexible, no-annual-fee cash back card can offset it on every fill-up.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Today, Oct. 17, 2026
The Fed announced a rate hike at its meeting last month. Top HYSAs now offer up to 5.00% APY, and that number could continue inching upward.
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Get Help With Holiday Spending: Best Credit Card Bonuses This Week, Oct. 17, 2026
Spending you do today can reward you in time for the holiday season. Check out the top credit card sign-up bonuses available this week.
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Chase Cardholders Can Now Invest Their Ultimate Rewards Points With J.P. Morgan
A new redemption option turns idle rewards into cash you can put straight into a J.P. Morgan investing account. Here's how it works and who benefits.
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The Average Checking Account Balance
How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD rates.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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The Average Credit Score in the U.S.
The average credit score in America has held at 714 since October 2025. See how yours compares in this full report from Motley Fool Money.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.