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Must Reads
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I'm a Millionaire, but I Still Do These 5 Frugal Things
Here's why I still cut my own hair, wear decade-old clothes, and wash my own car even though I've crossed millionaire status.
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From Savings to Credit Cards, Amex Pays You More to Keep It All in One Place
American Express rewards loyalty with stronger perks across savings, card products, and travel benefits. Find out more.
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Why I'm Putting My $25,000 in an HYSA Instead of a CD
CDs have decent rates right now, but here's why I'm sticking with a high-yield savings account for my $25K emergency fund.
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I Hate Annual Fees. Here Are the 3 Credit Cards I Recommend to Everyone
Looking to cut down on annual fees? Learn how you can get tons of value out of these three inexpensive credit cards.
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Do You Really Need $1 Million Saved to Retire in 2025?
Discover whether saving $1 million is truly necessary to retire in 2025 -- and what matters most instead of chasing a magic number.
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Balance Transfer Fee vs. Interest: Which Costs More?
Balance transfer fees can easily be cheaper than paying months of high interest. Here's how to compare the true costs.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Travis Kelce’s Six Flags Activist Role & the Rise of Celebrity Investors
Oct. 22, 2025
We discuss the growing prevalence of celebrities being involved in big investment moves by VC and hedge funds, including Travis Kelce taking a role in …
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Polymarket, Kalshi, and the Line Between Investing or Gambling
Oct. 21, 2025
Prediction markets are having a moment - from Fed odds to football. In this episode of Motley Fool Money, host Emily Flippen, with analysts Jason …
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AWS Goes AWOL: Are we Too Dependent on the Cloud?
Oct. 20, 2025
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is …
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Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
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Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
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How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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