Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
4 Underrated Perks You're Missing if Your Checking and Savings Aren't Linked
Discover four hidden perks of keeping checking and savings at the same bank, including overdraft protection, higher interest, and simpler money management.
-
The Top 3 High-Yield Savings Accounts of September 2025: Up to 5.00% APY
Discover September's top high‑yield savings picks with APYs up to 5.00% -- perfect for making your money work happily harder.
-
Want to Fly to Japan for Free? Check Out These 3 Credit Cards
Learn how these three cards -- and their lucrative welcome bonuses -- can cover a round-trip flight from the U.S. to Japan.
-
No Annual Fee, No Late Fees, 0% APR for 21 Months -- For Real
If you've been waiting for the right balance transfer card, check out this long 0% APR deal that won our best of class award for …
-
5 Little Habits That Keep Frequent Flyers in Business Class
Want to fly business class without paying sky-high prices? Learn about these five smart travel habits that can help you upgrade your seat for less.
-
No Fees, No Fuss: My 3 Favorite Simple Cash Back Cards of September 2025
Looking for a no-hassle cash back card? Here are my three favorite simple picks for this year, with rewards that fit everyday spending.
-
How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Our Biggest Regret
Sep. 08, 2025
Parting is such sweet sorrow. Today on Motley Fool Money, Rick Munarriz, with analysts Lou Whiteman and Jason Hall discuss selling decisions they wish they …
-
Interview with Tom Slater, Head of U.S. Equities at Baillie Gifford
Sep. 07, 2025
Tom Slater is a partner and investment manager at Edinburgh-based investment firm Baillie Gifford. Motley Fool Chief Investment Officer Andy Cross talks with Slater about …
-
When to Hire an Advisor, and It Pays to Hug Your Job
Sep. 06, 2025
Even if you’re a do-it-yourself investor, there are times when getting professional financial help can be one of the best investments you’ll make. Robert Brokamp …
-
Jobs, AI, & Elon Musk’s Trillion Dollar Payday
Sep. 05, 2025
The crew discusses another disappointing jobs report, the week in artificial intelligence, and a vibe check on some of the most talked about names on …
-
The Best Investment in 2025 (So Far...) Isn’t What You Think
Sep. 04, 2025
We’re racing to the end of 2025 and a year where AI and tariffs have dominated the headlines, gold has been the best investment so …
-
OpenAI Helps Google Win in Court
Sep. 03, 2025
Google shares jumped after the search giant won a big court battle that will allow it to keep Chrome, Android, and search distribution deals. Plus, …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full Report