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Must Reads
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3 Things to Do Before You Apply for a Balance Transfer Card
Avoid wasted hard inquiries and transfer fees that eat your savings. Here are three steps to take before applying for a balance transfer card.
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You Might Not Believe How Much $5,000 Would Earn in a 6-Month CD Now
A $5,000 deposit in a 6-month CD at today's top rates earns less than most people expect. Here's the real number -- and what to consider before you open one.
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Hotel Cards vs. Travel Cards: Which Is Actually Worth More for Most Travelers?
Hotel cards offer solid loyalty perks, but flexible travel points often go further. Here's how to decide which type of card fits your travel style.
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Up to $3,000 Toward Travel: The Chase Sapphire Reserve's Biggest Sign-Up Bonus Ever Is Here
For a limited time, the Chase Sapphire Reserve is offering a massive sign-up bonus -- its best ever! Should you apply?
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Unlock up to $400 and a Boosted APY: Best Bank Account Bonuses This Week, May 10, 2026
My favorite high-yield savings account is offering sweet bonus cash and an elevated APY. Here's why now's the time to open an account.
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Longest 0% Intro APR Credit Cards This Week, May 10, 2026: Stop Throwing Money at Interest
This week's longest 0% intro APR cards give you up to 24 months with no interest. Make real progress on debt without fees standing in your way.
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Financial Anxiety and Mental Health Survey: 44% of Americans Say They Have High Financial Stress
44% of Americans rate their financial anxiety as high or extremely high. See what's causing it and how people cope.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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The Average Credit Score in the U.S.
The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.
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Average U.S. Income: How Much Do Americans Earn?
What's the median U.S. income by state, gender, age, family size, and more? Read on to find out what the research says.
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Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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Maximizing Your 401(k), and Is Retirement Bad for Your Brain?
May. 09, 2026
If you’re like most working Americans, your No. 1 strategy for accumulating enough money to retire is by contributing to a defined-contribution plan such as …
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Elon Musk, Chip Giant?
May. 08, 2026
Elon Musk’s EV and rocket empire may be expanding into chips if recent plans to spend up to $119 billion in new chip fab facilities …
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1 Chip Stock Making Bold Plans
May. 07, 2026
It takes a lot of careful thought and planning to add more semiconductor manufacturing capacity. ARM Holdings has said they’ve seen enough demand that they …
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Can Uber Make an “Everything” App?
May. 06, 2026
Uber has been in the middle of the autonomy debate and recently added hotels to the mix, so we’re wondering if they can be the …
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Shopify Retreats, Amazon Attacks
May. 06, 2026
Shopify delivered a strong earnings report, but investors were underwhelmed by guidance. We take a look at how investors should feel about the company's long-term …
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Forget Earnings Season. It’s Takeover Season.
May. 05, 2026
A bevy of acquisition chatter has the Motley Fool Hidden Gems Investing team digging down into what can make or break a deal. The team …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.