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Must Reads
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Is the Chase Sapphire Preferred Still Worth It After the 10% Anniversary Bonus Cut?
A few months ago, the Chase Sapphire Preferred got one of its biggest updates ever -- but not all the changes were positive. Here's what to know.
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No Minimum Deposit, No Monthly Fee: The Best Free Savings Accounts of 2026
A rundown of the online savings accounts that skip monthly fees and minimum deposits, and how to pick the one that fits how you save.
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My Top 3 Balance Transfer Cards for People With Good Credit: August 2026
Need to get rid of debt? See our top three balance transfer cards for people with good credit and find the one for you today.
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Best Savings Accounts Offering up to 4.50% APY Today, Aug. 21, 2026
The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
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The Biggest Reason I Chose a Roth IRA Has Nothing to Do With Taxes
The ability to pull your original contributions out penalty-free is an underrated perk that makes this retirement account easier to commit to.
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The Best Savings Account to Park Your Emergency Fund Right Now
A high-yield savings account is the smartest home for your emergency fund. Here's how to pick one that stays safe, easy to reach, and actually earns.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of August 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% APY as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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