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Must Reads
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8 Signs Someone Is Rich (but You'd Never Know It)
Real wealth rarely shows up in leased luxury cars, designer logos, or $20 smoothies. Here are the subtle habits that give truly rich people away.
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Here's What 3% Cash Back Actually Looks Like at Your Spending Level
No card pays 3% cash back on everything. Here's how much 3% really earns at five spending levels, and how to build a blended rate that gets close.
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Best Savings Accounts Offering up to 5.00% APY Today, Oct. 21, 2026
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
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There's Only One Place Your Emergency Fund Should Be. Here's Why
An emergency fund only helps if it's safe, quick to reach, and growing. Here's why a high-yield savings account is the best place to keep your cash.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, Oct. 20, 2026
Top high-yield savings accounts are now paying up to 5.00% APY after the Fed rate hike last month. Start earning more on your savings balance today.
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Here's Why I Wouldn't Put $50,000 in CDs Right Now
A CD sounds safe until rates climb and your money's stuck earning a subpar APY. Here's how CDs compare to high-yield savings and who should still use them.
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The Average Checking Account Interest Rate in October 2026
The national average interest rate on checking accounts is 0.07% as of October 2026, per the FDIC.
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Average Savings Account Interest Rate in October 2026
The national average savings account interest rate is 0.38% as of October 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Balance
How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD rates.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.