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Must Reads
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Longest 0% Intro APR Credit Cards This Week, July 27, 2025: Pay No Interest Into 2027
Get up to 24 months interest-free with this week's best 0% intro APR credit cards -- great for big purchases or knocking out existing balances.
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Best Bank Account Bonuses This Week: July 27, 2025
Snag easy cash with this week's best bank bonuses -- earn a few hundred bucks for opening an account and meeting simple terms. No gimmicks, …
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The Wells Fargo Reflect Card Offers 0% APR Until Well Into 2027 -- With No Annual Fee
You can get 0% intro APR on the Wells Fargo Reflect for nearly two whole years. See why else it's a great option for paying …
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I Went From Earning $1 a Year in Interest to $380 -- Here's How
I replaced my Wells Fargo savings account with SoFi®, which pays a much higher APY. Learn how easy it was for me to make the …
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We Just Gave Our Best Cash Back Card a 5-Star Rating
Get unlimited 2% cash rewards on everything, plus a $200 bonus and 0% intro APR -- see why this no-annual-fee card earned our highest rating.
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I Left My Big Bank -- Here's How My Savings Took Off
I tried credit unions, big banks, and online banks. Here's what worked best to save money, avoid fees, and grow my savings faster.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Choosing a 529 and How Does Your 401(k) Compare
Jul. 26, 2025
529 plans aren’t just for college anymore. Robert Brokamp speaks with Martha Kortiak Mert of Savingforcollege.com about the newly expanded uses of 529s and how …
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Meme Stocks Mania Returns & the Fantasy Stock Draft
Jul. 25, 2025
Meme stocks had a huge week, earnings season got into full swing with Alphabet going big on AI, and we draft our top stocks in …
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Earnings Season Is in Full Swing, and Figma's IPO Is Right Around the Corner
Jul. 24, 2025
Matt Frankel, Tom Gardner, Jon Quast, and Jonathan Wilder discuss: - Earnings disappointments from Tesla and Chipotle - AI-powered growth from Alphabet and ServiceNow - …
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Japan Gets a Trade Deal and Earnings Season Ramps Up
Jul. 23, 2025
The U.S. and Japan announced a big trade deal that lowers tariffs to just 15% on imports, and we discuss earnings from General Motors, Intuitive …
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Block Party and Big Swings
Jul. 22, 2025
With Block joining the S&P500 and Figma pricing its IPO, investors may be wondering if they should be rising with the tide or fishing where …
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Has Biotech Met Its Moment?
Jul. 21, 2025
A surge in private market investment has Fools wondering: is it time to bet bigger on biotech? Tim Beyers and Karl Thiel discuss: - The …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.