Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
9 Stealth Wealth Moves That Keep You Rich and Private
These smart, low-key money moves can quietly build wealth without drawing attention. Here's how the stealthy rich stay ahead.
-
This Lazy but Avoidable Banking Mistake Could Cost You $8,000 in 5 Years
Keeping savings in a big-bank account could cost you thousands of dollars. Here's how much you might stand to lose in five years.
-
Should You Buy Stocks on E*TRADE?
E*TRADE is a good brokerage for both new and advanced investors, with no commission fees and an intuitive platform. Should you open an account today?
-
A 4% CD vs. a 4% HYSA: Which Actually Earns You More?
Both CDs and HYSAs may offer 4.00% APY, but one could leave you with more cash after a year. Here's how to choose the right …
-
Here's How a Wells Fargo Savings Account Could Quietly Cost You $5,000
Wells Fargo's low savings rates could drain your future earnings. Here's how to avoid missing out on thousands of dollars in interest.
-
Today's Best High-Yield Savings Account Rates: Sept. 10, 2025 -- Earn up to 5.00% APY
Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
-
How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Dave Gilboa, co-Founder and co-CEO of Warby Parker
Sep. 09, 2025
Warby Parker’s has serious AI glasses plans with Google. Tom Gardner, Tim Beyers, and Dave Gilboa discuss: Explaining Warby Parker’s business to a 10-year-old Plans …
-
Our Biggest Regret
Sep. 08, 2025
Parting is such sweet sorrow. Today on Motley Fool Money, Rick Munarriz, with analysts Lou Whiteman and Jason Hall discuss selling decisions they wish they …
-
Interview with Tom Slater, Head of U.S. Equities at Baillie Gifford
Sep. 07, 2025
Tom Slater is a partner and investment manager at Edinburgh-based investment firm Baillie Gifford. Motley Fool Chief Investment Officer Andy Cross talks with Slater about …
-
When to Hire an Advisor, and It Pays to Hug Your Job
Sep. 06, 2025
Even if you’re a do-it-yourself investor, there are times when getting professional financial help can be one of the best investments you’ll make. Robert Brokamp …
-
Jobs, AI, & Elon Musk’s Trillion Dollar Payday
Sep. 05, 2025
The crew discusses another disappointing jobs report, the week in artificial intelligence, and a vibe check on some of the most talked about names on …
-
The Best Investment in 2025 (So Far...) Isn’t What You Think
Sep. 04, 2025
We’re racing to the end of 2025 and a year where AI and tariffs have dominated the headlines, gold has been the best investment so …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full Report