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Must Reads
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Most Banks Are Cutting Savings Account APYs After the Fed's Move. This One Just Raised Its Rate
Most banks are cutting savings APYs after the Fed's rate decrease, but one just raised its rate in a shocking move. Here's why it matters.
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Cashing Out a CD? Don't Make These 3 Mistakes
Find out why letting CDs auto-renew, withdrawing cash to a low-yield account, and paying early-withdrawal penalties could cost you a lot of money.
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Here's How to Get a $150 Amazon Gift Card Just in Time for Amazon Big Deal Days 2025
Get a $150 Amazon gift card instantly, just in time for Amazon Big Deal Days 2025. Find out how.
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10 Signs Someone Is Rich (but You'd Never Know It)
Wealth often hides in plain sight. Here are 10 surprising signs someone may be rich without showing it off.
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Crush Credit Card Debt for 21 Months With This Wells Fargo Card
The Wells Fargo Reflect offers an intro APR on purchases and balance transfers for almost two whole years. Learn why else we love it as …
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I Keep Less Than $100 in My Checking Account. Here's Why
My checking account has next to nothing in it, and that's intentional. Here's how I earn hundreds of dollars a year on the rest of …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Open AI’s Worth Half a Trillion Dollars
Oct. 02, 2025
In a little less than 10 years, OpenAI has gone from an idea to a half-trillion dollar company, and its ambitions for the next several …
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Winners & Losers from ChatGPT’s Shopping Launch
Oct. 01, 2025
OpenAI has launched shopping within ChatGPT and this could be a disruptive force to companies like Amazon, Google, Shopify, and Etsy. We discuss who the …
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Asian Food Chains Moving Stateside
Sep. 30, 2025
American palates are shifting, and investors are starting to take notice. In today’s episode of Motley Fool Money, host Emily Flippen is joined by analysts …
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What’s a Supernova Stock? 3 Ideas For Your Watchlist
Sep. 29, 2025
David Meier, Rick Munarriz, and Tim Beyers preview the Oct. 1 return of Motley Fool Supernova with three stocks with Rule Breaker DNA that are …
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Interview with David Gardner: Rule Breaker Investing
Sep. 28, 2025
Motley Fool Co-Founder David Gardner has racked up big returns by bucking the conventional wisdom. Rule Breakers Senior Vice-President of Strategy Brian Richards talks with …
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Why Investors Earn Less Than Their Funds, and the Small-Cap Surge
Sep. 27, 2025
When evaluating a fund, one of the first sets of numbers you'll likely look up is its past returns. But those are not the returns …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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