For those who are setting money aside for retirement, the two most common choices are the traditional IRA and the Roth IRA. While both accounts have tremendous advantages over simply opening a brokerage account and buying stocks and funds, they are different from one another.

Specifically, a Roth IRA offers some useful benefits the traditional IRA doesn't. For example, did you know that a Roth IRA doesn't require you to start withdrawing money until you need it, whereas a traditional IRA has required minimum distributions starting at age 70-1/2?

Here are some of the reasons why a Roth IRA could be the right move for your retirement planning.

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