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Must Reads
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Give Your Savings a 4.10% APY Boost Before the Next Fed Meeting
See how Western Alliance Bank's savings account compares as banks prepare for the next Fed meeting and potential rate changes.
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I Hate Cards With Annual Fees. Here's Why I'm Still Considering the New Amex Platinum
The Amex Platinum Card recently got its biggest update in years, and it's now more valuable than ever. Here's what you should know before applying.
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Here's What Happened When I Started Treating My Savings Like a Monthly Bill
Automating your savings can make building wealth effortless. Learn how paying yourself first helps you save consistently and reach financial goals faster.
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Need a Break From Interest Payments? Here's Our Top 0% Intro APR Credit Card
The Wells Fargo Reflect comes with an intro APR offer lasting almost two years. Learn why it's our favorite balance transfer card out there.
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How the 2026 IRS Changes Could Save Homeowners Thousands in Taxes
The 2026 IRS tax updates raise deductions and credits for homeowners. Here's how much you could save next year.
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Would You Pay a $300 Fee to Save $1,000 in Interest? Here's Why It Actually Makes Sense
Paying a balance transfer fee might sound like a waste, but in many cases it can save you hundreds or even thousands in interest. Here's …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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AWS Goes AWOL: Are we Too Dependent on the Cloud?
Oct. 20, 2025
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is …
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Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
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Making the Most of Medicare, and the Bull Turns 3
Oct. 18, 2025
Retirement will be an opportunity to do many things you always wanted to do. But it may also be a time when you have to …
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How Investing Has Changed In the Last 5 Years
Oct. 17, 2025
Stocks with a high short interest have outperformed the market over the past five years, but is this meme trading or a new trend in …
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Private Assets Meet Public Markets
Oct. 16, 2025
One way or another, companies will find a way to let individuals own private assets in their retirement accounts. At this point, a new news …
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ASML’s Earnings & How to Follow Earnings Season
Oct. 15, 2025
ASML reported earnings on Wednesday and we discuss if the company continues to be a leader in the AI boom. Then, we discuss the Fed …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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