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Must Reads
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3 Little-Known Perks of Online Banks
Skip the fees and clunky apps -- online banks offer smart tools, ATM perks, and higher savings rates for everyday banking.
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I Earned $200 by Spending $500 With This Credit Card. Here's How
I scored an easy $200 bonus by spending $500 on the Chase Freedom Unlimited® card. Learn how the offer works -- and why this card …
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I'm Cheating on My Bank and Making 3.90% APY on the Side
I still love my big bank -- but I've been secretly earning 3.90% APY in an online savings account. Here's how much extra that's made …
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Stop Leaving Free Travel on the Table: Here's How Credit Card Points Actually Work
Turn everyday spending into free travel. Learn how credit card points really work and which cards can get you the biggest rewards fast.
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New Offer: Get 6% Cash Back and a $200 Bonus With This Bank of America Card
Want to earn 6% back in the spending category of your choice? Learn how with the Bank of America® Customized Cash Rewards.
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Here's How Much $10,000 Would Earn in a 6-Month CD Right Now
A $10K deposit in a 6-month CD could earn over $200 based on today's top CD rates. Here's how to grow your savings with zero …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Japan Gets a Trade Deal and Earnings Season Ramps Up
Jul. 23, 2025
The U.S. and Japan announced a big trade deal that lowers tariffs to just 15% on imports, and we discuss earnings from General Motors, Intuitive …
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Block Party and Big Swings
Jul. 22, 2025
With Block joining the S&P500 and Figma pricing its IPO, investors may be wondering if they should be rising with the tide or fishing where …
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Has Biotech Met Its Moment?
Jul. 21, 2025
A surge in private market investment has Fools wondering: is it time to bet bigger on biotech? Tim Beyers and Karl Thiel discuss: - The …
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Roland Rott, CEO of GE Healthcare Imaging on AI
Jul. 20, 2025
A set of AI use cases within the medical space. David Meier, Asit Sharma, and Roland Rott discuss: The latest on GE Healthcare, of which …
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Christine Benz on the Keys to a Happy, Prosperous Retirement
Jul. 19, 2025
Christine Benz is the director of personal finance at Morningstar and the author of “How to Retire: 20 lessons for a Happy, Successful, and Wealthy …
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Netflix Continues to Dominate
Jul. 18, 2025
Earnings season is here! Jason Hall and Matt Frankel discuss: - Netflix’s beat and raise. - Interest rate predictions for a year from now. - …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.