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Must Reads
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Trump Proposes $2,000 Tariff Dividend Checks: Here's Everything You Need to Know
Trump says Americans could soon get $2,000 "tariff rebate checks." Here's what that actually means, and why it's not that simple.
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Here's How Much You Can Make With $20,000 in a High-Yield Savings Account
With the right savings account, $20,000 can earn you hundreds in passive interest. Here's how much to expect, even if APYs drop.
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The Amex Platinum Is Too Rich for My Blood. Here's the Card I'm Getting Instead
The Amex Platinum is one of the most expensive premium cards out there. Here's how you can get tons of value from a cheaper Chase …
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The Top 10 Universal Truths About Money
Money advice changes constantly, but the fundamentals never do. Here are 10 universal truths that stand the test of time.
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Last Chance: Earn a $900 Bonus With Chase Ink Business Unlimited® Before This Offer Ends
This limited-time business card offer ends Nov. 13 at 9 AM EST. Here's why it's one of the best cash back deals of the year.
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This Boring Habit Is Truly the Secret to Saving Money
The secret to saving isn't hustling harder; it's staying still. Here's why doing nothing might be the smartest money move you ever make.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Interview with Steph Wagner: A Woman’s Guide to Financial Freedom
Nov. 09, 2025
Steph Wagner is the author of Fly, A Woman's Guide to Financial Freedom and Building a Life You Love. Motley Fool contributor Rachel Warren recently …
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How Gen X Can Rescue Their Retirement
Nov. 08, 2025
The oldest members of Generation X reach 60 this year. Yet most have much less than $300,000 saved for retirement, while also carrying more student …
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Investors Get Cold Feet in a Hot Stock Market
Nov. 07, 2025
Investor sentiment has dropped down to extreme fear as the financial headlines increasingly stoke concerns. Many stocks have dropped into bear territory but our analysts …
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Unity Soars and Airlines Could Be in Trouble
Nov. 06, 2025
Matt Frankel, Tyler Crowe, and Jon Quast discuss: - Unity Software's strong progress toward a turnaround - Cancelled flights expected at 40 airports - Stocks …
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Consumer Brands Shake Things Up…With Mergers
Nov. 05, 2025
2025 has been quite the year for consumer brands, but not in a good way. The industry writ large has underperformed for the past three …
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When Rule Breakers Find Religion (or, at least profits)
Nov. 04, 2025
Spotify, Shopify, and Uber were once the poster children for “growth at any cost.” Today, they’re talking cash flow, margins, and discipline. In today’s episode …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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