Everyone needs some short-term savings. In fact most people need a big pot of it, stashed somewhere safe and easily accessible.

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Why Do I Need It?
If you don't have an emergency stash, or you keep it in the wrong place, you could end up paying big-time.

How Much Do I Need?
You've heard the "three to six months' living expenses" rule, but do you know about the exceptions?

Where Do I Put It?
Get the skinny on your options: money market accounts, certificates of deposits, Treasuries, bonds, and more.

Frequently Asked Questions
You're not alone: answers to the questions we hear most often.
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