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Must Reads
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Why Your Checking Account Should Contain as Little Money as Possible
I keep almost nothing in my checking account on purpose. Here's how much cash to actually leave there, and where to move the rest so it finally earns.
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Do Travel Credit Card Welcome Bonuses Actually Cover the Cost of a Flight?
A new travel card can earn enough to fly for free, or barely dent the fare. Here's how I spot the difference before applying.
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The 3 Chase Sapphire Preferred Perks Most Cardholders Never Use
Most people carry the Chase Sapphire Preferred for travel, but three of its most useful benefits show up in everyday spending at home.
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What 21 Months of 0% APR Is Actually Worth in Real Dollars
Credit card rates keep climbing, and carrying a balance costs more every month. I break down what hitting pause on interest is actually worth right now.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Aug. 24, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
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Best Balance Transfer Cards This Week, Aug. 24, 2026: Up to 21 Months to Make Every Payment Count
Make payments count for up to 21 months. These balance transfer cards come with 0% intro APR, no annual fees, and time to finally gain control of debt.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.