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Must Reads
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I Dropped My Wells Fargo Savings Account. Now I'm Earning $758 More a Year in Interest
I moved my savings from Wells Fargo to SoFi, and now I'm earning hundreds more in interest each year. See how you can do the …
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I Opened 4 Custodial Accounts for My Baby Nephews. Here's How Much They've Grown
Learn how I'm building wealth for the next generation with custodial brokerage accounts and simple investing strategies.
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4 Safe Ways to Earn 4%+ on Your Retirement Savings
Looking for safe ways to invest and preserve your retirement savings? These four options offer 4%+ yields without putting your money at major risk.
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Why I'm Not Applying for Any More Credit Cards in 2025
For years now, I've earned easy cash rewards with just two credit cards. Here's why I'm still not looking to add to my wallet.
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I Keep $25,000 in a High-Yield Savings Account -- Here's Why
See how I earn over $1,000 a year in interest by keeping $25,000 in a high-yield savings account, and how you can use one the …
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Best Personal Loan Rates This Week, August 19, 2025: Rates on the Rise
See August's top personal loan deals -- featuring low rates, flexible terms, and fast approvals. Compare offers today to find the best fit for your …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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What Cybersecurity, Shoes, and Homebuilders Tell Us About Change
Aug. 19, 2025
Palo Alto Networks is bracing investors with its latest earnings, homebuilders are sweetening deals to attract strapped buyers, and footwear brands are rewriting the playbook. …
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What’s Eating at Restaurant Stocks?
Aug. 18, 2025
Summer is heating up, but restaurant stocks are cooling down. Today on Motley Fool Money, Rick Munarriz, with analysts Alicia Alfiere and Jason Hall will …
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Interview with Karooooo CEO Zak Calisto
Aug. 17, 2025
Heard the one about the CEO who wanted to buy the url for his company, found out it was taken, and added a few o’s …
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Should You Retire Sooner, and Is Your Fund Winning?
Aug. 16, 2025
Wes Moss is a Certified Financial Planner practitioner and the author of “What the Happiest Retirees Know.” In Part 2 of this conversation with Robert …
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Warren Buffett Is Making Big Buys Again
Aug. 15, 2025
Warren Buffett bought $1.6 billion of United Health stock in Q2, inflation may be ticking higher after all, and play “Ohh, No! or Let’s Go!!” …
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Making Sense of Market Hyperbole
Aug. 14, 2025
There are some stunningly large data points pulling the market in different directions between cash on the sidelines and market valuations. These numbers can be …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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