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Must Reads
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Here's What Your Bank Actually Does With Your Money
Ever wonder what happens to your money after you deposit it? Here's how banks actually use your cash to profit.
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Here's What Happens When You Only Pay the Minimum on a $10,000 Credit Card Balance
Making only minimum payments can stretch a credit card balance past two decades and cost thousands in interest. See the real math and faster ways out.
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Apply Now to Get 130,000 Points and a Free Night With This Hotel Rewards Card
Want to earn a free Hilton free night and a big pile of bonus points? Here's the card worth looking at, plus another great option available now.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 29, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY. But after the September Fed rate hike, we'll likely see banks raise top APYs.
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Interest Rates Are Climbing Again. Here's Where to Move Your Cash Now
High-yield savings accounts are looking even better after the Fed's latest hike. See what counts as a good rate, plus what else to do with your cash today.
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Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score
Reaching the very top of the credit scale takes decades of near-flawless habits, and most people get the same perks without ever getting there.
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The Average Credit Score in the U.S.
The average credit score in America has held at 714 since October 2025. See how yours compares in this full report from Motley Fool Money.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $436 as of Q2 2026. Motley Fool Money has the latest airfare data by airport and route
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Average Savings Account Interest Rate in September 2026
The national average savings account interest rate is 0.37% as of September 2026, per FDIC data. See how rates have changed and where to find a better rate.
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The Average Checking Account Interest Rate in September 2026
The national average interest rate on checking accounts is 0.07% as of September 2026, per the FDIC.
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What is the Average and Median U.S. Household Income?
Median household income hit $87,460 in 2025. See how income varies by race, age, gender, and state.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.