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Must Reads
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Here's What Happens When You Open Too Many Credit Cards
Most Americans have one or two credit cards. Here's what changes when you open far more, and how to keep every account under control.
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Have a Bank of America Business Checking Account? You Need to Apply for This Card
Bank of America's business loyalty program can boost cash back for owners who already bank with it, when paired with the right rewards card.
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Best Savings Accounts Offering up to 4.50% APY Today, Sept. 21, 2026
Top high-yield savings accounts are still paying up to 4.50% after last week's Fed rate hike. Start earning more on your savings balance today.
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Best Balance Transfer Cards This Week, Sept. 21, 2026: Up to 21 Months to Finally Break Free
Top balance transfer cards this week offer up to 21 months of 0% intro APR, no annual fees, and breathing room to finally beat high-interest debt.
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These Credit Cards Can Save You Thousands -- and They Don't Even Earn Rewards. Here's How
Great earning rates aren't the only way a credit card can save you money. See how these cards can help you save instead.
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63% of Credit Card Users Don't Pay Their Bills in Full Every Month. Here's What to Do if You're Behind
Falling behind on credit card debt is more common than you think. Here are the smartest ways to catch up, whether or not you qualify for new credit.
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What is the Average and Median U.S. Household Income?
Median household income hit $87,460 in 2025. See how income varies by race, age, gender, and state.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Banks Have Made $3 Billion So Far in 2026 From an Average Overdraft Fee of $35
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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The Average Vacation Cost in 2026
The average cost of a one-week domestic vacation for two travelers is $3,112 in 2026. Read on for a full breakdown of average vacation costs.
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The Largest Brokerage Firms in 2026
Fidelity has total client assets totaling $18 trillion, making it the largest brokerage firm by that measure. Learn more here.
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Average Grocery Cost Per Month: Americans Spend $677, Up 31% Since 2019
Americans' average grocery cost per month is $677, up 31% since 2019. See costs by household size, state, and food category.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.