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Must Reads
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Why 21 Months of 0% Intro APR Could Be All You Need to Become Debt-Free
Paying one fixed amount each month during a 0% intro APR window can clear an average credit card balance before interest returns. Here's the math.
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Earn a $500 Bonus and up to 5.25% Cash Back With This Bank of America Business Card
Bank of America's business loyalty tiers can seriously boost this card's cash back, but the top tier comes with a steep balance requirement.
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Up to $250 in Cash and No Annual Fee: 3 of the Easiest Sign-Up Bonuses You Can Earn Now
Here's how to spot the easiest sign-up bonuses, plus three of the top cards right now with low spending hurdles and no annual fees.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, Oct. 14, 2026
Top high-yield savings accounts are now paying up to 5.00% APY after the Fed rate hike last month. Start earning more on your savings balance today.
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A $250 Bonus for No Annual Fee: Should You Apply for the Chase Freedom Flex?
Is the Chase Freedom Flex right for you? Here's how to know based on welcome bonus, earning rates, and more
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How to Invest Your Chase Points in Stocks: A Step-by-Step Guide
Turn your everyday credit card rewards into real investing dollars. This simple walkthrough shows how to move Chase points into the stock market.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD rates.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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The Average Credit Score in the U.S.
The average credit score in America has held at 714 since October 2025. See how yours compares in this full report from Motley Fool Money.
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The Average Cost of Airfare: How Much Is a Plane Ticket?
The average cost of a domestic plane ticket is $436 as of Q2 2026. Motley Fool Money has the latest airfare data by airport and route
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.