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Must Reads
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I Opened 4 Credit Cards in 10 Months. Here's What Happened to My Credit Score
I earned over $3,300 in rewards, and my credit score only dropped 14 points. Here's how, and whether this strategy could work for you.
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Forget Premium Cards. This Bank of America Card Can Get You 6% Back
This Bank of America card earns 6% cash back in a chosen category for your first year -- no annual fee required. Read on to see how it works.
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The Amex Platinum Welcome Bonus Offer Is Worth $1,750+. Here Are 3 Good Ways to Redeem It
Booking trips, saving with retailers, or getting a statement credit: What's the best way to use your Amex points? Here's what to know.
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Don't Miss Out: The 3 Fastest Credit Card Sign-Up Bonuses to Earn Right Now
A welcome offer is only as good as the spending it takes to earn. The lowest requirements matter more than the biggest dollar figure.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 31, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
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The Best Bank Account Bonus You Can Earn Without Jumping Through Hoops
Want a valuable banking bonus without the bells and whistles? Here's the account I recommend today, plus a great alternative.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.