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Must Reads
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I Opened an IRA at 32. Here's How Much It's Worth Now at 41
More than half of my retirement account balance is growth I never contributed. Here's what nine years of maxing an index fund did.
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The Chase Ink Business Cash Has a $1,000 Bonus Right Now. Is It Worth It?
The Chase Ink Business Cash is worth it if your business spends a lot in its 5% categories. Here's who should grab it and who should skip it.
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Here's How Many Americans Regret Using Buy Now, Pay Later Right Now
BNPL feels free until the bills hit. See how often BNPL users pay late, what the average fee runs, and why a credit card often makes more sense.
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Here's What $5,000 in Credit Card Debt Actually Costs You at Today's APR
Carrying a card balance at today's rates quietly drains thousands in interest. See the real cost and faster ways to pay it down.
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I Kept $30,000 in a High-Yield Savings Account for 1 Year. Here's What I Earned
My tens of thousands in a traditional bank account was earning next to nothing. Here's how much I made by opening a high-yield savings account.
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Best Savings Accounts Offering up to 4.50% APY Today, Aug. 27, 2026
The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
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Average Grocery Cost Per Month: Americans Spend $677, Up 31% Since 2019
Americans' average grocery cost per month is $677, up 31% since 2019. See costs by household size, state, and food category.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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