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Must Reads
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The 3 Little-Known Perks of the Chase Sapphire Preferred Most Cardholders Never Use -- July 2026
The Chase Sapphire Preferred is known for travel rewards, but three underused perks quietly add hundreds in value each year.
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What Happens if You Miss One Payment on a Balance Transfer Card?
A late payment on a balance transfer card can end your 0% intro APR, trigger a penalty rate, and hit your credit score once it's 30 days past due.
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The Best Cash Back Card That Also Gives You 0% Intro APR -- and Why Most People Don't Know About It
The Bank of America Customized Cash Rewards is a no-annual-fee card that earns cash back and offers a stretch of interest-free spending.
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How to Build a CD Ladder With $10,000 (and What You'd Earn Each Month)
Building a CD ladder means choosing terms, comparing rates, and planning each maturity. Here is a simple way to do it with $10,000.
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My Top 3 Balance Transfer Cards for People With Good Credit: July 2026
A 0% intro APR can pause interest while you pay down a balance. Here's how this month's top balance transfer cards compare on time, fees, and rewards.
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Best High-Yield Savings Rates Today, July 22, 2026: Up to 4.50% APY Still on Offer
The July Fed meeting will arrive next week. But for now, top HYSAs continue to offer up to 4.50% APY. Find out more.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Millennial Home-Buying and Homeownership Statistics
Fifty-five percent of millennials own homes, but down payments vary 4x by age. New HMDA data on down payments, home values, and debt by age.
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The Largest Mortgage Lenders in the U.S.
United Wholesale Mortgage leads the largest mortgage lenders in 2025, edging out Rocket. See the full top 25.
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.