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Must Reads
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The Best Balance Transfer Card for You Depends on This One Number
A longer 0% intro APR period isn't automatically the better deal. Here's how your payoff timeline decides which balance transfer card actually fits.
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I Check My Credit Score Every Week. Here's What I've Learned
Last year, I started checking my credit score every week or so. Here's what changed once I started paying that much attention.
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Citi Double Cash® Card vs. Wells Fargo Active Cash® Card: Which 0% Intro APR Cash Back Card Wins in August 2026?
These two flat-rate cash back cards look nearly identical until you check what each 0% intro period actually covers. The right pick depends on your goal.
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Get a $200 Bonus and 5% Cash Back With This Underrated Chase Card
This Chase card pays a solid welcome bonus and earns 5% cash back on rotating categories -- for no annual fee. Here's how to make the most of it.
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Best High-Yield Savings Rates Today, Aug. 17, 2026: Up to 4.50% APY Still Available
Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
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Best Balance Transfer Cards This Week, Aug. 17, 2026: Don't Waste Another Penny on Interest
Don't waste another cent on interest payments. Balance transfer cards offer 0% intro APR for up to 21 months with no annual fees -- time to make real progress.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of August 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% APY as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.