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Must Reads
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Last Chance: Chase Sapphire Preferred's 100,000-Point Bonus Ends July 30th at 3 p.m. EST
Chase Sapphire Preferred's limited-time boosted welcome bonus ends July 30th at 3 p.m. EST. See how much it's worth, who qualifies, and why now's the time to apply.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 25, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
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Chase Sapphire Preferred's Best-Ever Offer, Ending Soon: Best Credit Card Bonuses This Week, July 25, 2026
The Chase Sapphire Preferred is still offering its biggest welcome bonus of all time -- but it won't last much longer. Here's what to know.
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BankAmericard vs. Citi Diamond Preferred: Which 21-Month Intro APR Card Wins in July 2026?
How the BankAmericard and Citi Diamond Preferred compare on transfer fees, intro APR length, and which fits paying off debt vs. financing purchases.
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Can Your Bank Actually Refuse to Let You Withdraw Your Own Money?
Banks delay or freeze withdrawals to clear checks, flag fraud, or honor court orders. The money stays yours, and most holds lift within days.
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My 3 Favorite 0% Intro APR Cards for July 2026: Pay No Interest for up to 21 Months
Looking to save on interest for almost two whole years? Compare my three favorite 0% intro APR cards available now and find the one for you today.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Millennial Home-Buying and Homeownership Statistics
Fifty-five percent of millennials own homes, but down payments vary 4x by age. New HMDA data on down payments, home values, and debt by age.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.