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Must Reads
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Get 2% Cash Rewards on Purchases Across the Board: Best Cash Back Cards This Month, August 2026
This no-annual-fee card gets you 2% cash rewards on purchases, with no bells or whistles. Here's what to know, plus four other great options.
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Best Savings Accounts Offering up to 4.50% APY Today, August 4, 2026
The Fed has held rates steady five times so far in 2026. Find out where top savings rates stand now.
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Earn a Sign-Up Bonus Worth $1,000: The Best No-Annual-Fee Cards This Month, August 2026
Want solid rewards without a hefty annual fee? Check out our favorite free-to-own credit cards available this month.
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The Best Credit Card Combo for August 2026
Want to get a minimum of 2% back on whatever you buy? Here's our favorite no-annual-fee card combo available now.
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3 Cards That Offer 21 Months of 0% Intro APR in August 2026
Wells Fargo Reflect, Chase Slate, and BankAmericard all offer the same long intro APR offer. Here's how they stack up and how to pick the one for you.
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Earn a Bonus Worth $1,750+: The Best Amex Cards This Month, August 2026
If you want to earn one of the biggest welcome bonus offers out there, there's only one Amex card worth looking at. Here's what to know, plus four other favorites.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.