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Must Reads
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Here's What Actually Changes When Your Credit Score Hits 740
Hitting a 740 credit score means you've crossed a real threshold for loans, credit cards, and more. Here's what to know.
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My 3 Favorite 0% Intro APR Cards for August 2026: Pay No Interest for up to 21 Months
A 0% intro APR card lets you carry a balance with no interest for a set window, so the right pick depends on what you need after it ends.
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Amex Platinum vs. Chase Sapphire Reserve: The Winner Might Surprise You in August 2026
The Amex Platinum and Chase Sapphire Reserve both have loads of perks and huge welcome bonuses -- but which one is right for you? Here's how I'd decide.
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The 3 Best High-Limit Cards You Can Apply for in August 2026
Want a credit card with lots of purchasing power? Compare the three best high-limit picks for August 2026, from a no--annual-fee option to a premium travel card.
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Best High-Yield Savings Rates Today, August 5, 2026: Up to 4.50% APY Still Available
Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
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Earn $1,750+ in Travel Rewards: Best Travel Cards This Month, August 2026
The Amex Platinum has one of the biggest welcome bonus offers you'll find on any card. Here's what to know, plus some other great travel picks available now.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
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