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Must Reads
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3 Top No-Annual-Fee Cards You Can Apply for Right Now: August 2026
A look at how the best no-annual-fee cards stack up on flat-rate cash back, travel points, and balance transfer value.
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4 Best Brokers for Index Funds in August 2026
Not all brokers handle index funds the same way. Here's how the leading options compare on fees, fund selection, and ease of use.
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Our Top 0% Intro APR Card of August 2026: Pay No Interest for 21 Months
Paying cash for a big expense isn't always the smart move. A 0% intro APR credit card lets you spread the cost over time and keep your savings intact.
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3 Top Cash Back Cards You Can Apply for Right Now: August 2026
These three top cash back cards offer different ways to earn and save. So which one is right for you? Find out more.
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Best High-Yield Savings Accounts Today, Aug. 1, 2026: Earn up to 4.50% APY
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
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Save $1,750+ on Travel: Best Credit Card Bonuses This Week, August 1, 2026
This Amex card is offering one of the biggest welcome bonus offers I've ever seen. Find out what it's worth and how to qualify.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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