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Must Reads
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How to Earn $200 Cash Back on Your Back-to-School Shopping
A new rewards card's welcome offer can turn back-to-school spending you'd do anyway into $200 cash back, as long as you pay the balance in full.
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Unlock 4.10% APY for 6 Months: Best Bank Account Bonuses This Week, July 26, 2026
One of our favorite high-yield savings accounts out there is offering a boosted 4.10% APY for six months. Here's how to get it, plus some other great options.
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Longest 0% Intro APR Credit Cards This Week, July 26, 2026: Up to 21 Months to Pay Off Debt, Not Interest
Get up to 21 months of 0% intro APR with this week's longest offers. Finally pay off debt instead of interest -- with the breathing room you deserve.
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3 High-Yield Savings Accounts With Zero Monthly Fees in July 2026
Compare three high-yield savings accounts that charge no monthly fee, with rates from 3.00% to 4.00% APY and no balance minimums to earn them.
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Citi® Diamond Preferred® Card vs. Wells Fargo Reflect: The Better Balance Transfer Card Right Now
The Citi Diamond Preferred and Wells Fargo Reflect both offer the same length intro APR on balance transfers. Here's which one saves you more.
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Our 3 Favorite Balance Transfer Cards if You Also Want to Earn Rewards
Paying off debt shouldn't mean giving up rewards. These three balance transfer cards let you earn cash back during and after your 0% intro APR window.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Millennial Home-Buying and Homeownership Statistics
Fifty-five percent of millennials own homes, but down payments vary 4x by age. New HMDA data on down payments, home values, and debt by age.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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