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Must Reads
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Using a Debit Card in These 3 Places Could Be a Big Mistake
Booking travel, making big purchases, and using unknown card readers each expose debit card users to risks a credit card helps avoid.
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Here's How Much $50,000 Would Earn in a High-Yield Savings Account vs. a CD Right Now
$50,000 in an HYSA vs. a 1-year CD: We ran the numbers on both to see which one earns more right now. Here's what to know.
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The Balance Transfer Card That's Right for You Depends on One Thing: Your Debt Amount
A longer 0% intro APR period lowers the monthly payment needed on the same balance. Your debt amount decides how many months you should look for.
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Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: July 2026
A look at high-yield savings accounts for a $10,000 balance, including who each one fits and what to weigh before you open.
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Where to Buy Jersey Mike's IPO: 3 Best Brokers for JMKE Access
Jersey Mike's goes public July 30 on the NYSE under ticker JMKE. Here are three brokers where retail investors can register interest first.
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The 3 Best Credit Cards to Pair With the Amex Platinum in July 2026
The Amex Platinum earns very little on everyday spending. But carrying the right second card can close that gap on groceries, gas, and dining.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Millennial Home-Buying and Homeownership Statistics
Fifty-five percent of millennials own homes, but down payments vary 4x by age. New HMDA data on down payments, home values, and debt by age.
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The Largest Mortgage Lenders in the U.S.
United Wholesale Mortgage leads the largest mortgage lenders in 2025, edging out Rocket. See the full top 25.
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Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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