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Must Reads
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The 3 Best High-Yield Savings Accounts With No Minimum Deposit for August 2026
These no-minimum savings accounts skip the monthly fees and pay far more than most big banks, so every dollar earns a competitive rate from day one.
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Freelancers, This Is Your Card: The Ink Business Unlimited
A flat-rate cash back business card can fit freelancers who want rewards without tracking categories. Here's who it works for and who should skip it.
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Do You Pay Taxes on a High-Yield Savings Account?
Wondering if your high-yield savings interest is taxable? Here's what to know, and why HYSAs are an easy win regardless.
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0% Intro APR Plus Cash Back: The Chase Freedom Unlimited Card Has Both
Most 0% intro APR cards get forgotten after the intro period. The Chase Freedom Unlimited keeps paying cash back for years. Here's how it works.
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The No-Annual-Fee Card Built for Supermarket Runs: Amex Blue Cash Everyday
For households with steady grocery, gas, and online spending, the no-annual-fee Blue Cash Everyday from American Express turns it into cash back.
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Best High-Yield Savings Accounts Today, Aug. 13, 2026: Earn up to 4.50% APY
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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