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Must Reads
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Is a Roth IRA or Traditional IRA Better for You in 2026? Here's How to Decide
The choice really hinges on whether your tax rate will be higher now or in retirement, plus your age, income, and how each account is taxed.
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HYSA vs. CD in August 2026: Which One Pays More Right Now?
Top savings accounts and CDs pay nearly the same today, so the real choice comes down to access, flexibility, and how long you can lock up cash.
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Should You Wait for a Better Amex Platinum Welcome Bonus Offer? Here's My Honest Answer
Wondering if you should wait for a bigger Amex Platinum welcome bonus? Here's what I recommend, and how to find out your offer before even landing the card.
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Paid Off a Card With a Balance Transfer? Don't Close It -- Here's Why
Paid off a card with a balance transfer? Closing it can hurt your credit score. Here's why to keep your card open -- and what to do next.
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Best High-Yield Savings Rates Today, Aug. 22, 2026: Up to 4.50% APY Still on Offer
Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
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Earn $750+ in Chase Travel: Best Credit Card Bonuses This Week, Aug. 22, 2026
This updated Chase card is offering one of the more valuable welcome bonuses out there, plus new and refreshed perks. Here's what to know.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of August 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% APY as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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