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Must Reads
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Here's What Happens When You Miss a Buy Now, Pay Later Payment in 2026
Roughly 29% of buy now, pay later users have paid late. The costs of slipping up can go well beyond a little late fee.
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This Card Pairs Perfectly With the Capital One Venture X -- and Has No Annual Fee
See how the no-annual-fee Capital One Savor complements the Venture X by covering groceries, dining, entertainment, and streaming.
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These 3 Cards Offer 0% Intro APR Until 2028 -- but There's One Clear Winner
Cutting interest to zero on a large balance can save well over $1,000 during payoff. See how these leading cards for 2026 stack up.
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Best High-Yield Savings Rates Today, Aug. 28, 2026: Up to 4.50% APY Still Available
Top high-yield savings accounts are still paying up to 4.50% APY after the Fed's latest decision. Start earning more on your savings balance today.
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I Opened an IRA at 32. Here's How Much It's Worth Now at 41
More than half of my retirement account balance is growth I never contributed. Here's what nine years of maxing an index fund did.
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The Chase Ink Business Cash Has a $1,000 Bonus Right Now. Is It Worth It?
The Chase Ink Business Cash is worth it if your business spends a lot in its 5% categories. Here's who should grab it and who should skip it.
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The Largest Brokerage Firms in 2026
Fidelity has total client assets totaling $18 trillion, making it the largest brokerage firm by that measure. Learn more here.
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Average Grocery Cost Per Month: Americans Spend $677, Up 31% Since 2019
Americans' average grocery cost per month is $677, up 31% since 2019. See costs by household size, state, and food category.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.