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Must Reads
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Here's What Happens When You Open 5 Credit Cards in One Year
Wondering what opening five credit cards in a year does to your credit? Here's the real impact on your credit score, finances, and more.
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3 Savings Accounts Absolutely Crushing the National Average APY in 2026
Leaving cash in a big-bank account can cost you hundreds a year. Here's how three online options compare and which saver each one fits.
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Here's What Happens When You Leave a Lot of Money in Your Savings Account
A big savings balance feels safe, but past a point it actually costs you money. Here's the line I use to decide what to save and what to invest.
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Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Aug. 26, 2026
The Fed won't meet again on interest rates until mid-September. Top HYSAs continue to offer up to 4.50% APY, for now.
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I Compared Every 21-Month 0% Intro APR Card. Here's the One I'd Actually Use
Looking for the best 0% intro APR card out there? Here's my pick, plus a great alternative available now.
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Why I'm Not Opening Any CDs in 2026 -- Even Though Rates Are up to 4.15%
A top CD barely out-earns a good high-yield savings account right now, so I'd rather keep my cash flexible and liquid.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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Buy Now, Pay Later Statistics
Buy now, pay later services can help consumers avoid credit card interest, but they also present financial risks. Find out how consumers use BNPL services.
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Average Savings Account Interest Rate in August 2026
The national average savings account interest rate is 0.38% as of August 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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