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Must Reads
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Why Mortgage Rates Probably Won't Drop After the Fed's Rate Cut
The Fed just cut rates. But don't expect mortgage rates to immediately follow suit. Here's why home buyers may not see cheaper loans just yet.
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I Review Bank Accounts for a Living. Here's the One I Recommend to Friends and Family
Learn why I'm always telling my loved ones to switch to SoFi® -- plus two other savings accounts that can earn you hundreds more in …
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Here's Why Your Traditional Savings Account Is Probably Costing You Money
Still using a traditional savings account? Here's why it's costing you money and where your cash could grow faster.
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Here's What Happens When Your Credit Score Reaches a Perfect 850
Hitting an 850 credit score sounds epic, but does it really change anything? Here's what actually happens when you reach the top.
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0% Intro APR and Unlimited Travel Points? Bank of America's Travel Rewards Card Delivers Both
Earn unlimited 1.5X points, a $250 travel bonus, and 0% intro APR with this travel card. Find out more.
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Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 18, 2025
High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before …
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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EV and Autonomy State of the Union
Sep. 17, 2025
Autonomy is advancing quickly with Waymo leading the charge, but where are there opportunities for investors? And we discuss the future for Rivian and Tesla …
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The Labubu Economy
Sep. 16, 2025
Blind boxes, dopamine hits, and “adorably ugly” IP - today Emily Flippen alongside analysts Sanmeet Deo and Asit Sharma unpack the collectibles economy and the …
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Fools Duel Over DocuSign: Is It Still a Breaker?
Sep. 15, 2025
We duel, you decide. Rick Munarriz and Tim Beyers debate whether DocuSign is a Breaker worth buying. Leave a comment to let us know which …
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Interview with Dan Ariely: Investing in the Irrational
Sep. 14, 2025
Dan Ariely, a Professor of Behavioral Economics at Duke University, is the bestselling author of Misbelief, Dollars and Sense, and Predictably Irrational. Motley Fool contributor …
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401(k) Millionaires and Maximizing Your HSA
Sep. 13, 2025
No account has more tax benefits than the health savings account. You can make the most of those benefits by managing your HSA wisely. Roger …
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Media Merger Mania Strikes Again
Sep. 12, 2025
We discuss the potential for another major media merger as Paramount Skydance eyes Warner Bros Discovery, and there’s a new richest person in the world …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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