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Must Reads
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Our Favorite Balance Transfer Card if You Have Excellent Credit: September 2026
With excellent credit, I'd pick the card that pauses interest and then pays cash back once the debt's gone, over a longer no-rewards option.
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What's the Best Business Credit Card for Cash Back in September 2026?
The right cash back card depends on how your business spends. Here's how to match a flat-rate or category card to your everyday expenses.
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Best High-Yield Savings Rates Today, Sept. 9, 2026: Up to 4.50% APY Still on Offer
Top high-yield savings accounts are still paying up to 4.50% APY leading up to the September Fed meeting. Start earning more on your savings balance today.
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I Moved $106,000 Between Banks at Once. Here's What Happened Next
Moving a large sum between banks by ACH comes with hold times and a couple surprises. Here's what I learned about the wait before you hit send.
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The Top 3 High-Yield Savings Accounts of September 2026
Best savings options this month, ranked by who they fit -- all-in-one banking, no-fuss simplicity, and the pick for bigger balances.
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My Top 3 Balance Transfer Cards for People With Good Credit: September 2026
With good credit, you've got real options to pause interest on debt. Here are the three cards I'd reach for right now and how to pick between them.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Banks Have Made $3 Billion So Far in 2026 From an Average Overdraft Fee of $35
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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The Average Vacation Cost in 2026
The average cost of a one-week domestic vacation for two travelers is $3,112 in 2026. Read on for a full breakdown of average vacation costs.
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The Largest Brokerage Firms in 2026
Fidelity has total client assets totaling $18 trillion, making it the largest brokerage firm by that measure. Learn more here.
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Average Grocery Cost Per Month: Americans Spend $677, Up 31% Since 2019
Americans' average grocery cost per month is $677, up 31% since 2019. See costs by household size, state, and food category.
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The Average Checking Account Interest Rate in August 2026
The national average interest rate on checking accounts is 0.07% as of August 2026, per the FDIC.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.