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Must Reads
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The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026
The buzzy Amex Platinum has loads of perks and a massive welcome bonus offer -- but is it right for you? Here's how to decide.
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How Long Does a Balance Transfer Take?
A balance transfer usually clears in about a week, but new accounts and large balances slow it down. Learn what to expect before you start.
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Never Pay Full Price on Groceries Again -- Amex Blue Cash Preferred Earns 6% Back
The Blue Cash Preferred rewards grocery-heavy households most. A breakdown of who benefits, how rewards work, and the fee to weigh.
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3 Top 0% Intro APR Credit Cards You Can Get Right Now: August 2026
Moving high-interest debt to a 0% intro APR card can save you hundreds. Learn how the intro windows differ and what to check before you transfer.
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Best Savings Accounts Offering up to 4.50% APY Today, Aug. 15, 2026
The Fed has held rates steady five times so far in 2026. Find out where top high-yield savings rates stand now.
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Earn as High as 175,000 Bonus Points: Best Credit Card Bonuses This Week, Aug. 15, 2026
This top-of-the-line Amex card is offering one of the biggest and best welcome bonus offers you'll find anywhere. Here's what to know.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Average American Credit Card Debt
Credit card debt totaled $1.263 trillion as of the second quarter of 2026. Read on for more credit card debt statistics and trends.
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Average American Household Debt in 2026: Facts and Figures
American households carry $18.771 trillion in consumer debt as of the second quarter of 2026. Read on for more household debt statistics.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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