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Must Reads
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Here's the Credit Score You Need to Get the Amex Business Gold
The Amex Business Gold is one of the better business cards out there, but not everyone will qualify. Here's what you'll need and what you can get in return.
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Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score
A perfect 850 credit score sounds great in theory, but chasing it is mostly a waste of energy. Here's why -- and the number to focus on instead.
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Chase Ink Business Preferred vs. Sapphire Preferred: Which Card Should You Pick?
Both the Sapphire Preferred and Ink Business Preferred offer valuable perks for a $95 annual fee -- but which is right for you? Here's how to choose.
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Our Favorite Balance Transfer Card if You Have Excellent Credit: June 2026
When you're carrying a balance, killing interest matters more than earning rewards. Here's the no-annual-fee card I recommend most.
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The Best IRA Brokers of June 2026: Free Matches and Low Fees
An IRA grows outside your workplace plan, and almost anyone with earned income can open one. Here are the three brokers I'd recommend right now.
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Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 5, 2026
The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
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The Average Monthly Mortgage Payment in 2026 by State, City, and More
The median monthly mortgage payment is $2,005 -- read on for mortgage payment statistics by city, state, income, and more.
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Nearly 1 in 7 Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid fees.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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How Many Americans Have Credit Cards? Ownership, Balance-Carrying, and Application Rates
82% of Americans had a credit card in 2025, but 45% carried a balance. Ownership and balance rates by income, age, and race.
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Broadcom’s Stock Whiplash
Jun. 04, 2026
It seems like no matter the size of a company, it is possible we’ll see a double-digit percentage move in its stock on an earnings …
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Alphabet’s $80 Billion Flex
Jun. 03, 2026
Alphabet is raising over $80 billion to help its AI buildout, assisted by Berkshire Hathaway. We discuss what that says about the ROI of AI …
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Turnaround Stories and Shorting Stocks
Jun. 02, 2026
Dollar General was a stock market darling for much of the 2010s, but fell on hard times a few years ago. Numerous value investors have …
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Nvidia’s Next Big Growth Lever?
Jun. 01, 2026
Nvidia announced its new CPU at an event in Taipei and Jon, Rachel, and Matt talked about why potential customers may be interested in buying …
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The AI Buildout Is Just Getting Started
May. 31, 2026
Token consumption grew 17 times last year — not 17%, 17 times. So why are some investors still underexposed to the biggest structural shift in …
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Is Your Plan for Retirement Too Safe?
May. 30, 2026
Determining when you can retire requires making several assumptions about the future. Some of the commonly recommended assumptions are very conservative, and may result in …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.