Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Can Your Bank Actually Refuse to Let You Withdraw Your Own Money?
Banks delay or freeze withdrawals to clear checks, flag fraud, or honor court orders. The money stays yours, and most holds lift within days.
-
My 3 Favorite 0% Intro APR Cards for July 2026: Pay No Interest for up to 21 Months
Looking to save on interest for almost two whole years? Compare my three favorite 0% intro APR cards available now and find the one for you today.
-
HYSA vs. CD in July 2026: Which One Pays More Right Now?
High-yield savings accounts and CDs pay nearly the same rates in mid-2026, so the better choice comes down to flexibility and where rates head next.
-
What the Chase 5/24 Rule Means and How It Affects Your Next Card Application
The Chase 5/24 rule blocks most new Chase card approvals when you've opened five or more cards in the past 24 months, no matter which bank issued them.
-
Best High-Yield Savings Accounts Today, July 24, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as additional Fed decisions come out later this year.
-
Using a Debit Card in These 3 Places Could Be a Big Mistake
Booking travel, making big purchases, and using unknown card readers each expose debit card users to risks a credit card helps avoid.
-
Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
-
The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
-
Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
-
How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
-
Millennial Home-Buying and Homeownership Statistics
Fifty-five percent of millennials own homes, but down payments vary 4x by age. New HMDA data on down payments, home values, and debt by age.
-
The Largest Mortgage Lenders in the U.S.
United Wholesale Mortgage leads the largest mortgage lenders in 2025, edging out Rocket. See the full top 25.
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.