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self-employed borrowers: Original post by Alia Nikol of Demand Media The income of a self-employed borrower is not as easily verified as the income of a borrower who holds a regular W-2 wage job. Many lenders and credit analysts request tax returns of applicants who are self-employed and calculate income based on the net amount of self-employment income reported to the IRS. Self-employment income is reported to the IRS on…

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