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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A piggy bank parachuting from the sky as money floats down around it.
July 18, 2025 | By Joel O'Leary

The 4 Safest Places for Retirees to Keep Their Money in July 2025

Here are four of the safest places retirees can stash their savings in July 2025 -- including options paying over 4.00% APY with little to no risk.
A closed bank vault on a red background with red Xs.
July 18, 2025 | By Ryan Wilcox

The 3 Biggest Mistakes You Can Make When Investing in CDs

CDs can be a smart way to grow your money, but simple mistakes could cost you. Learn how to avoid the biggest CD pitfalls.
A cell phone with dollar bills exploding out of screen on a yellow background.
July 18, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Stashing all your money in a high-yield savings account might feel smart -- but it could be slowing down your wealth. Here's a better way to organize your cash.
Stacks of coins and a percentage sign.
July 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 18, 2025: Up to 5.00%

Now's the time -- high-yield savings accounts are offering up to 5.00% APY. Lock in a top rate before these limited-time deals slip away.
A bank structure set on a cream structure with small red flags in the background.
July 17, 2025 | By Ryan Wilcox

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in July 2025

Don't let cash sit idle in an account with low or no interest. Here are three signs you're keeping too much in checking -- and what to do instead.
A large money bag sitting next to a much smaller money bag.
July 17, 2025 | By Ryan Wilcox

Have a Wells Fargo Savings Account? You're Probably Missing Out on $300-Plus a Year

Wells Fargo's standard savings account pays just 0.01% APY. Learn how switching to a high-yield savings account could earn you hundreds more each year.
A bank structure with upward trending bar charts in blue and red in the background.
July 17, 2025 | By Ryan Wilcox

4 Savings Accounts That Pay 3.80% APY or More -- With No Minimum Balance

Looking to earn more on your savings? These four high-yield options pay 3.80% APY or more with no minimum balance requirements.
White bank building on blue background.
July 17, 2025 | By Brooklyn Sprunger

Is Chase Bank Really Worth It, or Are You Paying for the Name?

Chase Bank may be a household name, but is it worth it? Here's why you could be losing hundreds in savings interest -- and where to bank instead.
A glass jar labeled "Savings" that's full of coins and bills.
July 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 17, 2025: Up to 5.00%

High-yield savings accounts offer up to 5.00% APY now -- lock in one of today's top rates before these standout deals start to disappear.
A brown wallet on an orange background with lightning bolts.
July 16, 2025 | By Ryan Wilcox

I Just Closed My Wells Fargo Bank Account for Good. Here's Why

I ditched Wells Fargo for SoFi to earn a $300 bonus and a higher APY. Here's how you can make the switch, too.
A closed bank vault on a white background with yellow and red upward arrows.
July 16, 2025 | By Ryan Wilcox

Here's How Much $20,000 Would Earn in a 6-Month CD Right Now

A 6-month CD could earn you nearly $400 on a $20,000 deposit. Find out if it's worth locking in a rate now.
A piggy bank wearing a red superhero mask with a diagonal split yellow and teal background.
July 16, 2025 | By Ryan Wilcox

Ranked: The 3 Best Places to Put Your Money in July 2025

Looking to build wealth and avoid debt? Start with these three smart money moves you can make today.
A fresh sheet of newly-minted bills $100 bills.
July 16, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 16, 2025: Up to 5.00%

Now paying up to 5.00% APY, today's high-yield savings accounts won't stay this rewarding for long -- lock in a top rate before these offers fade away.
A piggy bank with cash sticking out against light green background.
July 15, 2025 | By Brooklyn Sprunger

The Best Student Savings Accounts Right Now (Don't Settle for 0.01%)

Don't settle for 0.01% APY. Discover the best student savings accounts right now with high rates, no fees, and easy access to help your money grow.
A bank structure overflowing with bundles of cash on a split orange background.
July 15, 2025 | By Ryan Wilcox

I Keep $20K in My SoFi Savings Account. Here's How Much I'll Make in Interest This Year

I moved $20,000 into a SoFi savings account -- and it's making hundreds more than my old bank ever did. Here's what I earn now.
A burlap bag marked with a dollar sign sits on top of a step ladder.
July 15, 2025 | By Ryan Wilcox

What Is a CD Ladder, and How Can It Make You Money? Your Guide in 2025

Want to earn more money the easy way? Learn how a CD ladder works and how it can supercharge your savings in 2025.
A frowning piggy bank next to smiling piggy bank on baby blue background.
July 15, 2025 | By James McClenathen

Have a Bank of America Savings Account? You're Probably Missing Out on $300-Plus a Year

Bank of America's savings accounts have some of the lowest interest rates you can get. Learn how you could start earning far more money in just a few minutes.
A woman filling a savings jar with coins
July 15, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 15, 2025: Up to 5.00%

High-yield savings accounts are offering up to 5.00% APY today -- don't wait to lock in a strong rate before these deals start to fade.
Stacks of silver coins in increasing heights on a dark blue background.
July 14, 2025 | By Joel O'Leary

Should You Open a 6-Month CD in July 2025?

Here's why opening a 6-month CD in July 2025 could be a smart, low-risk move for savers -- and how to tell if it's the right fit for you.
Cartoon stack of cash wrapped in yellow caution tape on a green background.
July 14, 2025 | By Joel O'Leary

Here's What Really Happens When You Withdraw $10,000 From Your Bank Account

Thinking of taking out $10K in cash? Here's what to expect, how banks handle it, and why it might trigger some extra scrutiny.
A man walking towards an upward trending line chart on mountain landscape.
July 14, 2025 | By Joel O'Leary

Why I'm Not Opening Any CDs in July 2025 -- Even With Rates Over 4%

CD rates are still quite high, but I've got better places to park my money to meet my short-term and long-term money goals. Here's why CDs aren't part of my plan.
A bank vault on an orange background with floating loose bills.
July 14, 2025 | By Ryan Wilcox

Here's How Much You Can Earn on CDs With $20,000 in Savings

See how much interest you could earn by putting $20,000 into a CD -- plus where to find the best rates right now.
A red balloon tied to small stack of coins on yellow background.
July 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 14, 2025: Up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- lock in a great rate now before these limited-time offers start to slip away.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 13, 2025 | By Ryan Wilcox

If You See This on Your Bank Statement, It's Time to Switch Accounts

Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.
A brown leather wallet plugged into a charging cable and socket on light blue background.
July 13, 2025 | By Joel O'Leary

Here's Why Retirees Need to Move Their Cash to a High-Yield Savings Account

Here's why high-yield savings accounts are the smartest (and safest) place to park your cash for short-term spending in retirement.