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Life Insurance Articles

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Recent Articles

Nurse helping elderly man from bed in nursing home.
Nov. 26, 2024 | By Robin Hartill, CFP

69% of Seniors Will Need Long-Term Care. How Much Does It Cost?

Most people turning 65 today will need long-term care at some point, but the costs are exorbitant. Learn about ways to pay.
A couple meets with a banker to discuss their finances.
May 1, 2024 | By Matt Frankel, CFP®

How Much Life Insurance Should You Have as a 40-Year-Old?

There's no set-in-stone rule, but here's how to figure out the right amount of coverage for you. Keep reading to find out the formula.
A couple smile and enjoy the day with their baby and two dogs.
April 30, 2024 | By Matt Frankel, CFP®

I Got Life Insurance When I Was Only 33 Years Old. Here's Why

I bought a policy nearly a decade ago, despite the low risk of needing to use it. Keep reading to learn why it's best to buy insurance at a young age.
Senior couple sitting on couch together going over information on a laptop and other documents.
April 25, 2024 | By Jordi Lippe-McGraw

5 Ways for Seniors to Save Money on Life Insurance

Don't pay more for life insurance than you need to. Discover how seniors can save on life insurance with five key strategies.
Senior couple embracing on the beach.
April 24, 2024 | By Jordi Lippe-McGraw

4 Underrated Life Insurance Benefits Every Senior Should Know

Life insurance can offer more than peace of mind for seniors. Dive in for hidden benefits and financial strategies.
Two smiling middle age adults outdoors with yoga mats.
April 17, 2024 | By Ashley Maready

I'm 40 Years Old and Still Don't Have Life Insurance. Here's Why

Not everyone needs life insurance. Keep reading to learn why one writer has opted out of coverage.
Senior couple sitting on couch together going over information on a laptop and other documents.
April 13, 2024 | By Dana George

How Much Life Insurance Should You Have as a 60-Year-Old?

Life insurance is designed to protect the people who depend on you after you're gone. Here, we look at how much coverage you need at age 60.
Senior couple meets with male professional.
April 8, 2024 | By Chris Neiger

5 Mistakes Seniors Make When Buying Life Insurance

Looking for life insurance policies? Avoid these mistakes when picking out a plan.
A pile of currency bills
April 4, 2024 | By Lyle Daly

How Much Life Insurance Should You Have as an 80-Year-Old?

Life insurance needs change as you get older. See how much coverage you should have when you're 80 years old.
Professional male meeting with couple.
April 4, 2024 | By Lyle Daly

Is It Ever Too Late to Buy Life Insurance?

Life insurance is more expensive for older adults. Discover if there's ever a point where you're too old to get a policy.
An insurance broker and an older couple discuss finances while standing in a kitchen holding folders.
Jan. 14, 2024 | By Chris Neiger

4 Savvy Strategies for Lowering Your Life Insurance Premiums

Life insurance doesn't have to be expensive. Here are a few ways to keep your premiums down.
Young couple signing papers with an agent.
Jan. 12, 2024 | By Chris Neiger

Here's How to Find the Most Affordable Life Insurance Options

Life insurance costs have ballooned recently. Here are some practical steps to bring them back down.
A family standing around a gravestone while one woman lays down flowers.
Jan. 11, 2024 | By Dana George

4 Reasons to Increase Your Life Insurance in 2024

It's easy to postpone dealing with life insurance. However, here are four reasons you should increase the death benefit on your policy this year.
A mother holds an infant while she works on her computer.
Jan. 3, 2024 | By Ashley Maready

4 Ways to Tell You'll Need Life Insurance in 2024

Life insurance can give you peace of mind. If you don't have a policy now, read on to see if you might need one in the new year.
One businessperson leads an office meeting with two other workers.
Dec. 18, 2023 | By Dana George

Dave Ramsey Calls This 'One of the Worst Financial Products Alive Today'

Whole life insurance promises to build cash value and pay a death benefit. Dave Ramsey lays out the truth about whole life. Find out why he isn't a fan.
Young family bundled up in warm clothes by a window.
Nov. 11, 2023 | By Kailey Hagen

This Could Be the Best Gift You Get Your Family This Holiday Season

Nothing can replace you, but there is a way to replace your income even after you're gone. Here's what you need to know to protect your family.
Young Woman With Cat Looking At Laptop
Oct. 12, 2023 | By Ashley Maready

Life Insurance Is Really Important. Here's Why I Don't Have It

A good life insurance policy can provide peace of mind. Discover why one writer canceled her insurance coverage and now goes without it.
A family standing around a gravestone while one woman lays down flowers.
April 21, 2023 | By Dana George

Unfortunately, Here's What Happens When Someone Dies Without Life Insurance

Life insurance helps care for those left behind. Keep reading to learn what happens when someone dies without insurance.
A couple fills out financial paperwork as they smile while leaning against a kitchen island.
March 13, 2023 | By Ashley Maready

Should You Buy Life Insurance Through Work?

You might be eligible for life insurance through your employer. Take a look at what to consider when deciding to purchase it -- or not.
Two people holding hands while walking down the middle of a street surrounded by trees and parked cars.
March 9, 2023 | By Cole Tretheway

3 Habits That Grow Your Lifespan and Shrink the Cost of Life Insurance

Two minutes may be all you need to save on life insurance. Find out how.
A woman hiking around a lake with her dog and taking in the view over the water at sunset.
March 7, 2023 | By Brittney Myers

Have Pets? Then You Should Also Have This

Pets aren't typically considered dependents under the law. Find out what vital protection you should still have for your furry family.
Two parents laying on their bed with their young children.
March 5, 2023 | By Ashley Maready

Do Your Children Need Life Insurance Policies?

Children are precious, but should you buy them life insurance? Keep reading to find out.
A woman sitting at her kitchen table and typing on a laptop next to paperwork.
March 1, 2023 | By Ashley Maready

Buying Life Insurance in 2023? Don't Make These 4 Mistakes

Life insurance can provide for loved ones in the event of the policyholder's death. Read on for errors to avoid if you need a new policy this year.
A couple with two kids on the front steps of a house.
Feb. 28, 2023 | By Cole Tretheway

3 Reasons You Absolutely Should Not Buy Life Insurance in 2023

Life insurance isn't for everybody. Discover three reasons you shouldn't buy life insurance in 2023, despite the perks.
A person sitting at a desk and filling out paperwork.
Feb. 27, 2023 | By Lyle Daly

Dave Ramsey Says This Type of Life Insurance Is 'a Way to Screw People' -- and He's Right

Dave Ramsey has a strong opinion about a popular type of life insurance. Learn what it is and why Ramsey always advises against it.