Review
Updated
Fact Checked
Ashley Maready
Acorns offers limited-time promotions to members and non-members. Because these promotions are time-sensitive, it's a good idea to take advantage of any that appeal to you before they're gone. Here are Acorns's current promotions, including how much you could earn.
May Referral Bonus: $555 for three Acorns referrals
How you earn it: Refer three friends to Acorns, and if they become new customers by 11:59 p.m. on May 11, 2024, you can earn a $555 referral bonus.
How you qualify: Each of your referred friends must have a verified account in good standing and complete their first successful investment into an Acorns Invest account between May 5, 2024, and May 25, 2024. Beginning May 25, 2024, friends must then maintain their accounts in good standing for at least 30 days.
Details: Friends must be new Acorns customers and use your personal invitation code. Rewards are in the form of investments in your Acorns Invest Account. Acorns will purchase shares for your account within 60 days.
Offer expires: May 11, 2024
Premium Tier Tungsten Promotion
How you earn it: If you're on the $9 plan or Premium Tier, you can receive an Acorns match of your first five Real-Time Round-Ups® Investments generated by your Acorns Green Visa Debit Card. For example, a $0.75 round-up would result in a $0.75 Acorns match.
How you qualify: You must have an open and activated Acorns Green Visa Debit Card and automatic Real-Time Round-Ups® Investments turned on for your debit card.
Details: This offer only applies to Real-Time Round-Ups® generated within one year of ordering the card. The total value of these matched Round-Ups® will not exceed $4.95 per customer. Matches typically take three to five business days to apply to the customer's balance.
Offer expires: TBD
VIP Customer Matching: Let Acorns match your first five automatic Real-Time Round-Ups®
Open Account for Acorns
On Acorns' Secure Website.
Ratings Methodology
Rating image, 4.5 out of 5 stars.
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Fees:
$3-$9 monthly
Account Minimum:
$0
Open Account for Acorns
On Acorns' Secure Website.
How you earn it: Ensure your Acorns Green Visa Debit Card has Real-Time Round-Ups® Investments turned on. Spend $500 or more per month on your card, and Acorns will match your first five Real-Time Round-Ups® Investments. The amount matched depends on the size of your Round-Ups.
How you qualify: Be a VIP member, use your Acorns Green Visa Debit Card, and ensure you've activated the Real-Time Round-Ups® feature.
Details: To remain qualified, you must keep your Acorns Green Visa Debit Card open and in good standing. You'll see the payments as pending within minutes, and payments will settle within three to five business days. The total value of these matched Round-Ups® will not exceed $4.95 per customer.
Offer expires: TBD.
MrBeast and the Mighty Oak Card sign-up bonus: Earn a $20 bonus investment when you sign up for the Mighty Oak debit card
How you earn it: Sign up for the Mighty Oak Debit Card using this link. Deposit at least $5 in your Mighty Oak Card Checking account or $5 into your Acorns Invest account.
How you qualify: To qualify, you must be 18 or older and a U.S. citizen or other lawful resident currently residing in the U.S. You must also be a first-time Acorns customer and have an account in good standing between the time you sign up and the date the bonus is invested. You must make a minimum deposit of $5 within the first five days of the month following the month in which your Acorns account was officially verified.
Details: After a successful deposit, Acorns will add a $20 bonus investment into your Invest account within five weeks.
Offer expires: TBD.
Sign up through Cricket mobile phone: Earn a $20 bonus after making your first investment (and more)
How you earn it: If you're a Cricket customer, use the preloaded Acorns app to sign up for an account.
How you qualify: To qualify, you must sign up for an account using the preloaded Acorns app on your Cricket mobile device.
Details: Signing up through Cricket means earning a $20 investment bonus after your first investment. You'll also get your Acorns subscription free for the first year. Finally, if your Cricket bill is at least $30 per month and you use an account linked to Acorns to make the monthly payment, you will earn a $1 investment each month you pay for your Cricket wireless service.
Offer expires: TBD.
What else should you know about Acorns' bonuses?
As is common with many brokers, Acorns changes its bonuses regularly. Some bonuses have an expiration date that ends in the middle of the month. You may want to make it a habit to check for bonus updates periodically, especially because you're free to stack one bonus atop another.
Are Acorns' promotions worth it?
If you're already an Acorns investor, referral bonuses are always worth it. Think of it as free investment funds. You can invite as many friends as you like and watch the bonuses stack up. This is especially true when bonus amounts are higher than usual.
Bonuses awarded for opening an account or debit card are only worth it to new Acorns customers or those who don't currently use all account types.
Alternatives to Consider
We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2024.
| Account | Fees | Account Minimum | |
|---|---|---|---|
|
Featured Offer
Rating image, 4.5 out of 5 stars.
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
$0 for stocks, ETFs, and options; $5 monthly for Robinhood Gold | $0 | |
|
$0 for stocks, $0 for options contracts | $0 | |
Rating image, 5.0 out of 5 stars.
5.0/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
$0 commission for online U.S. stock and ETF trades; trade fractional shares for as little as $1 | $0 |
FAQs
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How long you'll wait depends on the type of bonus. Because featured bonuses frequently change, you'll need to check the specific details associated with your bonus. Acorns makes this information easy to find on each of its new offers.
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One reason Acorns (and other brokerages) wait to pay bonuses is because some people cancel accounts shortly after opening them. You won't receive a referral bonus if that friend cancels. However, you can always refer the app to another friend (or two).
Our Brokerages Experts
Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate about her work. Dana and her husband recently moved to Champaign, Illinois, home of the Fighting Illini. And though she finds the color orange unflattering on most people, she thinks they'll enjoy Champaign tremendously.
Fact Checked
Ashley Maready
Ashley Maready is a former history museum professional who made the leap to digital content writing and editing in 2021. She has a BA in History and Philosophy from Hood College and an MA in Applied History from Shippensburg University. Ashley loves creating content for the public and learning new things so she can teach others, whether it's information about salt mining, canal mules, or personal finance.
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Robinhood disclosure
All investments involve risk and loss of principal is possible.
Securities are offered through Robinhood Financial LLC, member FINRA/SIPC. Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected. For more information see the Robinhood Crypto Risk Disclosure.
Trades of stocks, ETFs and options are commission-free at Robinhood Financial LLC. Other fees may apply. Please see Robinhood Financial’s Fee Schedule to learn more.
Fractional shares are illiquid outside of Robinhood and are not transferable. Not all securities available through Robinhood are eligible for fractional share orders. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see the Fractional Shares section of our Customer Agreement.
Robinhood Gold is an account offering premium services available for a $5 monthly fee. Not all investors will be eligible to trade on Margin. Margin investing involves the risk of greater investment losses. Additional interest charges may apply depending on the amount of margin used. Bigger Instant Deposits are only available if your Instant Deposits status is in good standing.
Fidelity disclosure
Fractional share quantities can be entered out to 3 decimal places (.001) as long as the value of the order is at least $1.00. Dollar-based trades can be entered out to 2 decimal places (e.g. $250.00)