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    Community: Investing Wiki

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    without a beneficiary: Original post by Stephanie Ellen of Demand Media An individual retirement account, or IRA, is a way to accumulate savings for retirement with significant tax breaks. A beneficiary is a person entitled to receive the funds from the IRA. A beneficiary clause is added to the paperwork indicating who should inherit the proceeds. If a parent dies without naming a beneficiary in the IRA paperwork,…

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