The following video is part of our "Motley Fool Conversations" series, in which senior analyst Anand Chokkavelu, CFA, discusses topics around the investing world.

The world of Wall Street can be murky and confusing, partially on purpose. Recently, there was a $25 billion settlement involving the top five mortgage servicers, including Citigroup. Anand sees theĀ settlement as a net good for investors and potential investors in Citigroup, but he highlights a maneuver Citigroup made that you shouldn't miss. It effectively allows Citi to have its cake and eat it, too.