The following video is part of our "Motley Fool Conversations" series, in which financial and economics sector head Ilan Moscovitz and consumer goods editor and analyst Austin Smith discuss topics across the investing world.

Fed Chairman Ben Bernanke recently testified that he doesn't believe the Volcker Rule will be ready by July. The rule, which is a sort of Glass-Steagall-lite, was established after the financial crisis to tamp down on excessive risk at major Wall Street firms. Ilan and Austin discuss what the Volcker Rule is, and whether or not it will work.

The financial heavies are getting a lot of press these days. And much of it is negative. But there's one small bank that's flying under the radar. It has some of the best operational numbers you'll ever see. The Motley Fool featured it in its brand-new free report: "The Stocks Only the Smartest Investors Are Buying." We invite you to download a free copy. To find out the name of the bank Buffett would probably be interested in if he could still invest in small banks, just click here.