The guest on this week's nationally syndicated Motley Fool Money radio show is banking analyst Mike Mayo, author of Exile on Wall Street: One Analyst's Fight to Save the Big Banks From Themselves. While most of the big U.S. banks passed the Federal Reserve's most recent stress tests, banks such as Citigroup, SunTrust, and MetLife did not. In this audio segment, Mayo analyzes what the stress tests mean for individual investors. Also, in the wake of Goldman Sachs executive Greg Smith's public departure, Mayo discusses why "long-term greed" is good for banks and for the balance between healthy capitalism and capitalism run amok.

Looking for dividend-paying stocks trading at bargain prices? Check out The Motley Fool's brand-new free report, "2 Dirt Cheap Stocks With HUGE Dividends." You can be among the first to get analysis of a market leader in payment systems and a high-yielding energy company by accessing this just-released report. Simply click here -- it's free.