Let's face it, US Bancorp (NYSE:USB) is a pretty boring bank. And, frankly, that's one of the chief reasons to love the bank as an investor. However, that doesn't mean that investors can fall asleep at the wheel if they own USB.

From macroeconomic factors to strategic decisions by the company, there's a lot of moving parts that can hurt (or help!) US Bancorp as it plows ahead in the post-crisis world. In the video below, I discuss three areas that investors will definitely want to keep an eye on when it comes to USB.

Fool contributor Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America and Citigroup Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.