With the fiscal cliff having been temporarily averted, and the markets surging as a result, is that the good news bank investors have been waiting for to jump in? Maybe, and maybe not. In this video, Motley Fool financial analysts Matt Koppenheffer and Anand Chokkavelu discuss the myriad factors affecting the banking sector as a whole in the long run, and tell us how big headline financial events such as the fiscal cliff might not be as helpful in building an investment thesis as they seem to be. They also highlight one bank that could look very interesting going into 2013, cliff or no cliff.