With the fiscal cliff having been temporarily averted, and the markets surging as a result, is that the good news bank investors have been waiting for to jump in? Maybe, and maybe not. In this video, Motley Fool financial analysts Matt Koppenheffer and Anand Chokkavelu discuss the myriad factors affecting the banking sector as a whole in the long run, and tell us how big headline financial events such as the fiscal cliff might not be as helpful in building an investment thesis as they seem to be. They also highlight one bank that could look very interesting going into 2013, cliff or no cliff.

Anand Chokkavelu has no positions in the stocks mentioned above. Fool contributor Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America, Citigroup Inc , JPMorgan Chase & Co., and Wells Fargo & Company. Motley Fool newsletter services recommend Wells Fargo & Company. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.