The markets are absolutely soaring today after Congress passed the Taxpayer Relief Act in the final hour of the fiscal-cliff debate. Of course, with this in the rearview, mirror investors need to look ahead to 2013 and the hurdles and opportunities that lie ahead.

Austin Smith owns shares of Apple, General Motors Company, and Ford. The Motley Fool owns shares of Apple and Ford. Motley Fool newsletter services recommend Apple, Ford, and General Motors Company. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.