In the interview below, Linda Shelby, a Merrill Edge executive, sits down with Brendan Byrnes to discuss the most recent Bank of America Merrill Edge Report. The report is a semiannual study that puts the behaviors or mass affluent consumers into perspective. At nearly 28 million households in the United States alone, understanding the sort of massive trends that affect these individuals can have powerful implications on your investments. Understanding paradigm shifts like those discussed here is a cornerstone of Motley Fool superinvestor David Gardner's own investing strategy, and is critical to achieving his market-thrashing returns. I invite you to learn more about how he discovers his winners; just click here now to read more.