As many look to one of the largest banks in the nation, Bank of America (NYSE:BAC), as a bellwether for the U.S. banking industry, Motley Fool financial analyst Matt Koppenheffer asks in this video how the Congressional decision to push the debt-ceiling debate further down the road affects the company. He discusses how tentative decision-making has become in large banks, first as they were concerned over the fiscal cliff, and now with the looming debt-ceiling debates. And while more time is a positive, the fact that these gloomy uncertain clouds continue to hang in the future means that bank fears, and therefore investor fears, will continue to do the same.

Fool contributor Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America and Citigroup. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.