Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, property and casualty insurer Safety Insurance Group (SAFT -3.23%) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Safety Insurance and see what CAPS investors are saying about the stock right now.

Safety Insurance facts

Headquarters (founded)

Boston (1979)

Market Cap

$753.3 million

Industry

Property and casualty insurance

Trailing-12-Month Revenue

$703.9 million

Management

CEO David Brussard (since 2001)
CFO William Begley Jr. (since 1999)

Return on Equity (average, past 3 years)

6.5%

Cash / Debt

$35.4 million / $0

Dividend Yield

4.9%

Competitors

Arbella Mutual Insurance
Liberty Mutual Holding
MAPFRE U.S.A.

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 98% of the 507 members who have rated Safety Insurance believe the stock will outperform the S&P 500 going forward.

Just last week, one of those Fools, JohnStuartMill, tapped Safety Insurance as an income opportunity worth considering:

The 58% payout ratio has me a bit worried, but is due to the recent big storm hit. The 4.9% [dividend yield] could possibly be a short term high. I would buy in here with no expectations of an increase in the dividend rate in the near future. In fact, if the dividend were further increased, it would worry me.

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