While the low interest rate environment has surely been welcomed by some, banks and insurance companies are increasingly being hurt by the low yield investment environment. With interest rates having been at rock-bottom levels for years now, some investors are wondering if they need to protect their portfolios from drastic changes in Fed policy.

In this video, Motley Fool financials analysts Matt Koppenheffer and David Hanson discuss whether or not investors should consider Fed policy before they make an investment, and they tell listeners about the two companies they like in any rate environment.