After bringing the financial world to its' knees, many consumers are calling for big banks to be chopped up, regulated, and restricted. There are a lot of different ideas out there, some of which are being addressed through the Volker Rule, but there are still things that we could do to make these banks safer institutions.

Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.