In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss how the nation's biggest banks will be affected by lower overall mortgage volume as the number of consumers refinancing diminishes. David tells investors what they should do if they are concerned that a bank they hold will have the rug ripped out from underneath its feet.

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Alison Southwick has no position in any stocks mentioned. David Hanson owns shares of JPMorgan Chase. Matt Koppenheffer owns shares of Bank of America and JPMorgan Chase. The Motley Fool recommends and owns shares of Bank of America and Wells Fargo. It also owns shares of JPMorgan Chase. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.