Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, insurance holding company HCI Group (HCI 0.28%) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at HCI and see what CAPS investors are saying about the stock right now.

HCI facts

Headquarters (founded)

Tampa, Fla. (2006)

Market Cap

$395.6 million

Industry

Property and casualty insurance

Trailing-12-Month Revenue

$203.7 million

Management

Co-Founder/Chairman/CEO Paresh Patel
Co-Founder/Director

Return on Equity (average, past 3 years)

27.1%

Cash / Debt

$296.8 million / $40.3 million

Dividend Yield

2.5%

Competitors

Allstate
Universal Insurance Holdings 

Sources: S&P Capital IQ and Motley Fool CAPS.

On CAPS, 96% of the 93 members who have rated HCI believe the stock will outperform the S&P 500 going forward.

Just yesterday, one of those Fools, rknapton, succinctly summed up the HCI bull case for our community:

Long. Rapidly growing insurance company. [Revenues] up 48%, earnings up almost 200%. Trading at just 9x trailing and forward earnings estimates. Delivered EPS above estimates last 4 quarters, sometimes substantially beating.