In this segment from The Motley Fool's everything-financials show, Where the Money Is, analysts David Hanson and Matt Koppenheffer look ahead to earnings season and focus on regional banks. David tells investors why First Niagara Financial (NASDAQ:FNFG), in particular, could be at an inflection point.

David Hanson and Matt Koppenheffer have no position in any stocks mentioned. The Motley Fool owns shares of Huntington Bancshares and KeyCorp. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.