Obamacare Penalties: 3 Things to Know Before 2014

America, get ready for some "shared responsibility."

That's the rather benign-sounding term used by the Affordable Care Act, commonly known as Obamacare, to describe the financial penalties that millions of individuals in the U.S. could face if they don't purchase health insurance. Here are three important things you need to know about the Obamacare penalties before 2014.

1. Do the penalties apply to you?
If you already have health insurance through your employer, you're off the hook. If you don't, you could be subject to Obamacare penalties if you don't have health insurance for most of next year.

Even if you aren't insured for most of 2014, there's still a reasonable chance that the penalties won't apply to you. The Congressional Budget Office estimates that of the 30 million Americans who likely won't have coverage in 2016, only 6 million or so will be subject to financial penalties.

Several groups of people are exempted by law from paying the Obamcare penalties. If the lowest-cost insurance plan is more than 8% of your income, for example, you won't be stuck with a fine if you don't obtain coverage. You can also apply for economic hardship exemptions.

If receiving insurance benefits runs counter to your religious beliefs (provided you belong to a religious group recognized by the federal government), no penalties are applicable for you. If you opt to join a federally recognized health care sharing ministry, you can be exempted from paying the penalties.

You're not subject to Obamacare penalties if you're a Native American or if you're not an American citizen. In prison? Don't worry -- at least about paying financial penalties for failing to obtain health insurance.

2. When must you have insurance to avoid the penalty?
While the open enrollment period for the Obamacare health insurance exchanges extends through March 31, 2014, there's a catch. If you don't purchase a plan by the end of February, you'll get stuck with a penalty.

Obamacare mandates that individuals who go without coverage for three consecutive months must pay a penalty. Enrolling in an insurance plan during the first half of March gets you an effective date of April 1. Signing up in the latter part of March pushes that effective date out to May. Either way, you would go three months in a row without coverage -- and therefore face the penalty.

3. How much will the penalty cost if you didn't have coverage?
The calculations can get a little confusing, but here goes. For 2014, the minimum penalty will be $95 per uninsured adult and $47.50 per child, up to $285 for a family. You could pay more, though, depending on how much money you make.

Take your household income, then subtract $20,000 if you have a family and $10,000 if you don't. Multiply that number by 1%. You'll owe the greater of the resulting amount and the minimum penalty mentioned above. Probably. The exception to this rule is that no one will be required to pay more than the average annual premium for a bronze plan (lowest-cost option) in Obamacare.

There's still some good news and bad news. The good news is that if you have insurance for part of the year, your penalty will be prorated. The bad news? Penalties increase annually through 2016.

Penalty, shmenalty?
You might also want to know about one other minor detail about the Obamacare penalties: The IRS can't go after taxpayers who don't pay up. That's right -- the Affordable Care Act didn't include any provisions for the tax agency to enforce collection of the penalties.

2014 tax returns, which aren't due until April 2015, will include a spot for taxpayers to provide information about health insurance. If any penalties apply, the IRS will subtract the penalty amount out of any refund owed. If you don't get a refund or the penalty is greater than your refund, the agency will want you to mail a check to them or send funds electronically.

What happens if you decide not to send the money? The IRS could take it out of any future tax refunds. If your taxes are withheld through your employer, the agency could also get the money through that route. However, it can't press criminal charges or assess further financial penalties for not paying. The IRS also can't place a lien on property as it can when seeking payment of overdue taxes.

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  • Report this Comment On October 20, 2013, at 9:17 AM, slanciano wrote:

    Welcome to NObama's prison !!!

  • Report this Comment On October 20, 2013, at 9:23 AM, rdmcdonald48 wrote:

    And, once you are signed up - the IRS has direct access to your bank account and can seize your money to make your premium payment without any warning.

    Think about what will happen when they do take your money and other bills that you have cannot be paid, checks bounce, and banks hit you with the "over drawn" fees. What about the damage to your reputation? Do you think the IRS will give a rats rear end about you?

  • Report this Comment On October 20, 2013, at 9:27 AM, JePonce wrote:

    As Doctor Carson says, "Obamacare is the worst thing to happen since slavery."

    Almost correct. Obamacare forces citizens into servitude to the federal government under penalty of fine and imprisonment, fundamental to the destruction of liberty.

    We are no longer "the land of the free and home of the brave." We are "the land that would be, and the home of the slave."

  • Report this Comment On October 20, 2013, at 9:32 AM, JPinDenver wrote:

    I for one am glad the Heritige Foundation invented the concept of the individual mandate and that Romneycare made it mainstream in Massachusetts.

    Now that it will be national It will make the free loading tea baggers take some responsibility for themselves and live up to the principles the rest of the republican party has always espoused.

  • Report this Comment On October 20, 2013, at 9:37 AM, JePonce wrote:

    Until the 1960's the Democrats were only interested in enslaving blacks. Obamacare allows Democrats to expand slavery to include people of all races and faiths.

    Instead of chains (at least for now) they use fines and imprisonment.

    The last report from the bipartisan Congressional Budget Office projects spending on health care to go down for the next 2 years, and then sky rocket to levels unparalelled in American history as predicted by Cloward and Piven.

  • Report this Comment On October 20, 2013, at 9:37 AM, 2smartforlibs wrote:

    1. Resistance is futile you will be force to join

    2. you cost will go up and in most cases you will not keep either your current health care plan or doc

    3. your care will go down and this will lead to single payer and rationed care

  • Report this Comment On October 20, 2013, at 9:40 AM, pyramid31314 wrote:

    go to HHS.GOV and read the certified text version of the law..page 330 line 5. This article is full of misinformation. No one is required to pay a penalty if you cant afford it based on the ACA guidelines. If the premium exceeds 8% of your monthly income you are exempt from penalties. In the example this writer chose..he suggests the penalty would be $400 a month which is not possible since this individual would be exempt anyway because if the plan cost more than $266 the individual meets the greater than 8% requirement. Therefore to suggest the individual would have to pay 1% of $40k or $400 as a penalty is not true since it would be cheaper for that individual to elect coverage and save $134.

  • Report this Comment On October 20, 2013, at 9:40 AM, JePonce wrote:

    Gee, Denver, why not just move to Cuba. You will love their nationalized, single-payer, government owned and operated health care system. Funny that Fidel left Cuba for his medical treatment.

  • Report this Comment On October 20, 2013, at 9:44 AM, JPinDenver wrote:

    I have paid plenty throughout my career for company healthcare only to subsidize people like jeponce who want to be able to go to emergency rooms for there care on other people's dime. Now tht we all get cheaper rates it will be less expensive for those of us who take personal responsibility seriously.

  • Report this Comment On October 20, 2013, at 9:49 AM, newbie507 wrote:

    It says the IRS can't go after taxpayers who don't pay up, but if any penalties apply, the IRS will subtract the penalty amount out of any refund owed. The IRS could also take it out of any future tax refunds. If your taxes are withheld through your employer, the agency could also get the money through that route. What gives?

    Man, Obamacare is just wrong. This was sold under false pretenses.

  • Report this Comment On October 20, 2013, at 9:52 AM, Walterbag wrote:

    John Roberts destroyed his "legacy" when he succumbed to whatever blackmail or bribe was used to obtain his vote for ObamaFRAUD. Roberts should go home and do the HONORABLE thing.

  • Report this Comment On October 20, 2013, at 9:53 AM, mikepdo wrote:

    My health, my life is none of Mr. Obama's business!

    It's up to us to chose having or not having health care!

    This Obamacare only benefit the health care industry. Are we living in a communist society?

  • Report this Comment On October 20, 2013, at 10:01 AM, JPinDenver wrote:

    Walterbag said "Roberts should go home and do the HONORABLE thing."

    For once I can agree with a rightie. He should go home no and allow Obama to put someone in responsible in there - someone who doesn't believe corporations are people.

  • Report this Comment On October 20, 2013, at 10:05 AM, rbreau1 wrote:

    The SC, in one of the dumbest calls in history, called it a tax despite when Congress passed the bill they called it a penalty.

    If you have brains and money it is time to move to a better country. There are many available, some even have much better weather.

  • Report this Comment On October 20, 2013, at 10:06 AM, Ross1776 wrote:

    Well, I for one as many Americans take exception to Roberts "politically biased" ruling on the Constitutional basis for which he found this "individual mandate" Constitutional. It is a tax, as is any and all premiums paid for health care coverage to insurance companies, many of which are owned by banks and thus the Federal Reserve, or are funded publicly and were supposed to be shared pools with little, if any, profit for those Boards and "owners." I paid taxes all my life to build community hospitals in Arizona through my property taxes, and yet illegals still get free health care while I pay through the nose, and under ObamaCare, there is absolutely no "mandate" made for foreigners, which means once again I would be paying their share through my coverage and taxes. Fraud, pure and simple.

  • Report this Comment On October 20, 2013, at 10:08 AM, jicle wrote:

    Finally, some information on Obamacare that people can understand. Kudos to Keith Speights.

  • Report this Comment On October 20, 2013, at 10:11 AM, sogole wrote:

    Sad day for freedom.

  • Report this Comment On October 20, 2013, at 10:17 AM, GymS wrote:

    Yeah,lll be paying penalties for NOT buying something. Right. They can pound salt.

    Ohh, uhh, did 'ya happen to notice that Indians and illegals are exempt?

    Hmmmm, must not really be 'health care' but rather a huge tax bill designed to line the pockets of democratic elitists. It is, after all. run by the IRS not the Dept. of Health.

  • Report this Comment On October 20, 2013, at 10:21 AM, TEApartyUSA wrote:

    jpindenver, don't blame the UN-ACA on the TEA Party

  • Report this Comment On October 20, 2013, at 10:21 AM, virgilcole wrote:

    You have only yourself to blame.

    You voted for him, and by extension, "Obamacare".

  • Report this Comment On October 20, 2013, at 10:24 AM, TimToad61 wrote:

    Do some of you even read these articles before reflexively being against its contents due to your bias?

    I'm not sure what part of this people don't get. As a country, having access to affordable medical care for all seems like a worthy goal to me. Why would ALL of the industrialized world EXCEPT the U.S. think so and collectively have better care, outcomes and lower prices to show for it if it was so bad?

    Seems simple enough even via this highly biased article.

    A. Anyone with less than a comfortable middle class income owes no penalty and even has their new insurance subsidized by the pool. Anyone with a decent income stupid enough to risk not having insurance DESERVES to pay a penalty.

    B. There is no enforcement mechanism in place to extract the fine from anyone to begin with, so all the tin foil, Blackhawk heli paranoids can relax now.

    C. Any fines forthcoming come from your far too generous tax refund anyway. If your getting big refunds and NOT using it to buy healthcare for you and the brood of kids boosting your refund, you DESERVE a penalty for putting your family at such risk! The rest of us shouldn't be subsidizing people for having more and more kids anyway. We should be subsidizing people to NOT have kids given the planet's biggest problem is overpopulation.

    D. If you haven't figured out how to lower your withholding to where you don't owe anything or get much back, then you are an idiot and deserve a penalty. Using the IRS as an interest free savings account is as dumb as it gets.

  • Report this Comment On October 20, 2013, at 10:25 AM, prepper1949 wrote:

    HEY JPinDenver: It is common knowledge that the Democrat party's base mainly consists of welfare recipients, low information voters and leeches in the big libtard Failing cities looking for handouts. FACT! Colorado has been taken over by the socialist liberals transplanted from California, which also consists of lock stepping ObamaBots. Get your facts straight. We will clean out the liberal infestation in 2014 and defund ObamaCare. It is a travesty! It is a matter of control. "Recall Anyone"!

  • Report this Comment On October 20, 2013, at 10:26 AM, Stevegarry22 wrote:

    I bet the little freeloaders that voted for this moron are going crazy. They thought odumbocare would be a free ride. SURPRISE!!

    He lied about that too!

    odumbocare is the worst thing to happen to the US, since odumbo was elected!

  • Report this Comment On October 20, 2013, at 10:26 AM, toridzone wrote:

    Isn't socialism great! I thought our country was based around democracy, maybe I'm wrong.

  • Report this Comment On October 20, 2013, at 10:27 AM, TEApartyUSA wrote:

    lol b-rock exempted the irs from auditing you until 2015 for political purposes. but once 2015 comes around he'll lift the executive order and your 2014 returns will be audited. then you'll be forced to back pay with interest. but just because you don't have to pay the penalty, youll have to know that and skip that line on the w2 forms. if you get your taxes done professionally, they will definitely have it on your tax returns. also why not add, in 2016 it'll be 2.5% tax? rather they left a bland sentence "penalties increase annually thru 2016"

  • Report this Comment On October 20, 2013, at 10:30 AM, kewanee10 wrote:

    To make a pact with the government is like making a deal with the devil!!

  • Report this Comment On October 20, 2013, at 10:32 AM, onett477 wrote:

    WRONG DIRRECTION !!!! Affordable ?? Should Have Forced Massive Price Reductions on Health care. Examples; 30,000.00 For a helicopter ride ? Mandated Checklist on injuries ...Treatments , Over 4000.00 for 2 stitches in the hand ? Exrays mandatorie, 11 people spent a total of 6 mins with the patient,and that includes paperwork... Yes ,The Lawmakers...They do have investments in the Health care industry, And or thier family members... It's very easy to check.. Do the reasearch.. Takes only a few mins...Thank you

  • Report this Comment On October 20, 2013, at 10:34 AM, jules1278 wrote:

    To the person who commented without reading the article I would like to point out if you read point number one he states the exact same thing you did about how if the cost is more than 8% of your income than you are exempted.

    I for one think they need to rename the whole mess the Unaffordable Health Care Act. I am one of those who fall into the gap and where the penalty will be cheaper than the cost of the insurance and after reading this I may even be exempt from the penalty. So what is the lesson? The system is still encouraging people to work as little as possible and if you try to be responsible and try and make your life better you will be penalized one way or the other!

  • Report this Comment On October 20, 2013, at 10:34 AM, truthhurts2013 wrote:

    Well what do we expect to happen we elect these politicians (professional liars), and don not hold them accountable! If there is a problem and we over look it for whatever reason it does go away. Its not about race nor democrats or republican, that' s just to confuse the mass! it should be about the best candidate for the job!

  • Report this Comment On October 20, 2013, at 10:38 AM, wendy72972 wrote:

    Its really stupid just get health insurance for some of us cant afford it or some jobs don't have it. Obama don't care about we the people all he cares about is the money that he stole from everyone that worked hard for there money. He don't all he does is sit on his butt and change things around. When bush was in office he never does this do the united states until Obama came into office. We have until sometimes in 2014 to get it. I think he needs to go back where he came from and leave our country alone. I wish the congress quit changes things to. And we need to keep our freedom of speech to. That's our consutions leave it alone. Our ancestors wrote that back in the 1800's.

  • Report this Comment On October 20, 2013, at 10:40 AM, peteysa wrote:

    This is why our country never had socialized health care, its a big mess, the health care is definitely not what a government or a fortune 1000 company would provide.

    We really want our health care policed by the IRS? Anyone read about the wellness visitations to your house? There are targeted categories, but no limitations.

  • Report this Comment On October 20, 2013, at 10:44 AM, SLTom992 wrote:

    I have Medicare so it has no effect on me. But the funny thing is that the VERY same people that screamed for Obama-care are the one's that will be financially crippled by it.

    And since companies are dropping people off of full time work and onto part time work that means you will have NO company supplied health insurance and are going to have to buy your own.

    HA-HA Liberals are about to have their ears boxed. No more going out to dinner. No more having a nice car. No more having some cheap illegal alien doing your yard work.

  • Report this Comment On October 20, 2013, at 10:44 AM, ambientbake wrote:

    I guess I will pay the $95 fine. It will still be less than the annual premiums would be (with $2000 to $5000 deductibles I might add). No matter how much the liberals and the mainstream media try to polish this tu.rd, Obamacare is still a TU.RD.

  • Report this Comment On October 20, 2013, at 10:48 AM, BillyHerman wrote:

    This is the MOST unconstitutional and discrimination act I have ever seen in this country..RELIGIOUS exemptions??????? EXCUSE ME!!!!!!....What dumb ASS decided that if you are of a certain religion you are exempt???????

    Freedom of religion in this country is a god given privilege and every religion is subject to ALL the laws of this country....

    This law is discriminating to all religious beliefs and should be abolished..IMMEDIATELY..

  • Report this Comment On October 20, 2013, at 10:49 AM, snukkks wrote:

    People, when are you going to wake-up? This is not affordable health care. What is affordable about it. Your premiums double, your deductions are anywhere from $5000 to $12000. Then you have the co-pays of $50 or more. Your present insurance that did not charge deductibles or co-pays is now starting to and it will only get worse in 2014.

    75% of our doctors have already left their professions over this plan. People exempt from this program is discrimination no matter how you look at it. If it is a Universal plan then everyone, including members of the White House, Native Americans, and illegals must abide by the law. It cannot in fact be a National Law if not everyone is not included.

    We have 26 states which is over half of the US, not accepting the terms of this law.

    Just don't sign up for it and see what happens. They can't put all of us in FEMA Camps.

  • Report this Comment On October 20, 2013, at 10:52 AM, objectivity wrote:

    Back to prepper: Liberalists are morons who know nothing about our government and its policies? Low information? Leeches? Low information leeches have no party affiliation. Check it out? Clean out the infestation??? I believe one man (?) spoke those words in the 40's - Adolf Hitler. Are you unable to view both sides, the real truth, then make a decision upon the facts and upon the ethics supposedly taught to you throughout your life? Grow up. Get the facts. Stop your prejudistic thoughts and look at the world in a way that educated, intelligent people practice - without political parties as an influence.

  • Report this Comment On October 20, 2013, at 10:53 AM, perryj123 wrote:

    Bronze plan has the lowest premium and the only plan the poor middle class can afford. However, these poor middle class would NOT be able to afford the 40% co-pay and $12,000 deductible. Really, this Obama affordable care is a rip off on the middle class.

  • Report this Comment On October 20, 2013, at 10:55 AM, perryj123 wrote:

    Lie about your religion and don't pay the penalty.

  • Report this Comment On October 20, 2013, at 10:56 AM, CoCoLover1776 wrote:

    I am reposting TimToad61 comment because it is right on!

    TimToad61 wrote

    Do some of you even read these articles before reflexively being against its contents due to your bias?

    I'm not sure what part of this people don't get. As a country, having access to affordable medical care for all seems like a worthy goal to me. Why would ALL of the industrialized world EXCEPT the U.S. think so and collectively have better care, outcomes and lower prices to show for it if it was so bad?

    Seems simple enough even via this highly biased article.

    A. Anyone with less than a comfortable middle class income owes no penalty and even has their new insurance subsidized by the pool. Anyone with a decent income stupid enough to risk not having insurance DESERVES to pay a penalty.

    B. There is no enforcement mechanism in place to extract the fine from anyone to begin with, so all the tin foil, Blackhawk heli paranoids can relax now.

    C. Any fines forthcoming come from your far too generous tax refund anyway. If your getting big refunds and NOT using it to buy healthcare for you and the brood of kids boosting your refund, you DESERVE a penalty for putting your family at such risk! The rest of us shouldn't be subsidizing people for having more and more kids anyway. We should be subsidizing people to NOT have kids given the planet's biggest problem is overpopulation.

    D. If you haven't figured out how to lower your withholding to where you don't owe anything or get much back, then you are an idiot and deserve a penalty. Using the IRS as an interest free savings account is as dumb as it gets.

  • Report this Comment On October 20, 2013, at 10:58 AM, CoCoLover1776 wrote:

    If you have a car you have to pay for car insurance, but you have to pay for healthcare and you throw a fit! SMH.

  • Report this Comment On October 20, 2013, at 10:59 AM, shortyjo wrote:

    Well obama good luck getting your fines cause our great government is not getting a dime from me the little bit of money we have is barely enough to pay our bills and support our three granddaughters that we get no assistance for and no support from their loser parents I AM NOT GETTING INSURANCE NOR AM I PAYING YOUR FINES. good luck getting my money.

  • Report this Comment On October 20, 2013, at 11:00 AM, Broke20andout wrote:

    Another way to look at this.... what if you just don't have the money to pay the fine, what if you don't even make enough money to fill federal taxes? Will you be arrested? And if you are arrested and jailed who pays to keep you in jail? This is all insane!!!!!

  • Report this Comment On October 20, 2013, at 11:00 AM, flakyme wrote:

    Actually the court allowed the tax but said it could not be a punitive tax which is what it really is. So if you get hit with it take it to court.

  • Report this Comment On October 20, 2013, at 11:01 AM, perryj123 wrote:

    Obamacare is communist. If you don't fight for your freedom, Obama is taking it from you. The less freedom you have, the more power he has over you. STOP listening to the liberal media and start analyze the problem for yourself.

  • Report this Comment On October 20, 2013, at 11:01 AM, objectivity wrote:

    534 people are in control of our government. It is not a government for the people, by the people any longer. It is up to the people to make this change - no longer simply by placing your vote. Votes no longer count. It's the big money backing these politicians - and I say "these" because not one person makes decisions. The money rules our country and it will only get worse unless something is done. Revolution? Perhaps. Reagan changed our economy (I say that without political prejudice) and it's up to the people to change the laws allowing corporations to operate without paying taxes. Then, perhaps, we can return to a productive, self-sufficient country able to stand on its own.

  • Report this Comment On October 20, 2013, at 11:08 AM, lm1b2 wrote:

    I believe it was Clinton who wanted to give us universal free health Care like Canada,and Western Europe,and i thought Obama was going to do just that ! We are suppose to be the richest Country in the world and look what happened,the greedy Health Care industry from the Insurance companies down to the AMA put a stop Clinton with there Representatives in the Republican party,and now they want to stop Obama Care,and go back to over forty thousand people dying a year in this Country do to having no Medical coverage ! We are the richest Country in the world for the rich is what they mean !

  • Report this Comment On October 20, 2013, at 11:09 AM, cwest37803 wrote:

    They can shove their penalties up their you know what. Way to Obama this will cause all sorts of problems people will lose all they got because of him i can see suicide rates going up where people have no where to turn poverty will go up this government is so corrupt i never will vote again lost all faith in this system.

  • Report this Comment On October 20, 2013, at 11:11 AM, crocman2 wrote:

    John McAfee says Obamacare is a Hackers wet dream. He is predicting that millions will have their bank accounts and identity stolen because of the incompetence and lack of security in this govt. system. He says you are a fool if you give the govt. your personal and financial information.

  • Report this Comment On October 20, 2013, at 11:12 AM, prginww wrote:

    remove the disgrace obama from office and then repeal his failed healthcare tax...

  • Report this Comment On October 20, 2013, at 11:12 AM, veronicawolf wrote:

    I have decided to only keep what money i need for bills in the bank and they all bank draft. The rest of my money I keep in a safe & I cash my checks at walmart.

  • Report this Comment On October 20, 2013, at 11:13 AM, manjako wrote:

    I thought it was a "tax"?

  • Report this Comment On October 20, 2013, at 11:15 AM, crocman2 wrote:

    BOYCOTT this communist bill this is the first step in Obummer's goal of becoming a dictator. Send Obummer a message by boycotting and letting him know that we the people will run this show. We the people are his boss and he is not going to ram this crap down our throats. Tell Obummer to shove it up his nose.

  • Report this Comment On October 20, 2013, at 11:15 AM, objectivity wrote:

    Im1b2: If you do your homework, you will find that the idea of"free" healthcare was first introduced by the Republican party many, many years ago, and almost passed. Republicans were still working toward that goal - until Obama was elected. They've fought it ever since. What does that tell you?

  • Report this Comment On October 20, 2013, at 11:19 AM, UKCats1 wrote:

    This is Obama's Vietnam. When all is said and done, he is gonna wish Mr. Cruz would have succeeded in defunding this atrocity so his p.o.s. name isn't to tied to it. Let it happen. His name bears it. Hey liberals, how about doctoring that Obama ball-chafe on all your chins, and start voting like you have the right amount of chromosomes? Maybe that's asking too much.

  • Report this Comment On October 20, 2013, at 11:20 AM, hsmanjunath wrote:

    With all said and done, Obamacare is nothing but a tax. But this time the State is forcing the citizens to pay to the business instead of the Government. The only beneficiaries are the insurance companies.

  • Report this Comment On October 20, 2013, at 11:25 AM, crocman2 wrote:

    Notice how this propaganda material says oh by the way the indians are exempt but they didn't tell you that the muslims are exempt, amish, congress, Obummer, and a long list of Obummer's cronies if this law is so great why does Obummer have to force people to sign up for it and how come Obummer and the congress who came up with this communist law want absolutely no part of it. They exempted themselves from it from the word go. Ask yourselves that question and when all the bank accounts are looted by giving the govt. your personal info do you think Obummer or congress will give a crap. They know that is going to happen but that doesn't matter to them. This country is going to hell with leaders like we have.

  • Report this Comment On October 20, 2013, at 11:25 AM, b603391 wrote:

    Remember the Social Security card that said, "for Social Security purposes only-not to be used for identification" right on the front? How about seat belt laws that got approved only on the condition that police could not stop you by seeing you were not wearing one alone? Another tent-another camel.

  • Report this Comment On October 20, 2013, at 11:25 AM, crocman2 wrote:

    ONE WORD BOYCOTT

  • Report this Comment On October 20, 2013, at 11:35 AM, empire4me wrote:

    Life in America has changed as we know it if we allow it to happen. This affordable care act is not affordable one bit who's to say that is your already insured thru your employer they can easily say hey were not going to insure you no more therefore go look for your own insurance under these so called healthcare exchanges I mean I can go on and on bout the negatives to this obamacare fiasco especially it being a financial burden and added expense on top of other expenses we pay to make it in life I googled can obamacare ever be repealed and it stated that history says yes it can so please to all lets vote for the people that will look out for the people not those who want to put us in a hole and not let us breathe. Listen I'm all for helping the sick who need care but if I'm healthy or feel ok why should I be forced to pay a monthly premium in the hundreds and if you go with the lowest plans you get the lowest coverages and you have to pay the highest deductibles so your screwed eitherway but they fail to tell you that.Obamacare preaches they're helping insure all of America but as stated they fail to say at who's expense and how much during his speeches this should be called the unaffordable care act and ObamadontCare.plan

  • Report this Comment On October 20, 2013, at 11:36 AM, bamissfa wrote:

    i'm sick of the Motley Fool publishing these threatening articles on the UNaffordable care act Obamacare

    REgistration must be poor for these articles to appear multiple times daily.

    Obamacare ACA will FAIL if not enough register.

    Please tell me why the Presiden t of the USA FRAUD that he is OBAMA why does he allow 12 million ILLEGAL ALIENS break USA immigration laws? IN fact Obama as President has broken our immigration laws!

    WHY then should US Citizens be forced to buy healthcare obamacare ACA UNDER IRS tax PENALTY? Why must we OBEY THIS COMMUNIST LAW when Obama does Not make Illegal ALIENS OBEY US LAW?

    We must all stand up and say NO to Obama!

  • Report this Comment On October 20, 2013, at 11:44 AM, bamissfa wrote:

    the IRS will get your fines!

    if you have a refund coming to you they will either hold the full refund or deduct your fines from it.

    OBAMACARE is just like obama. FRAUD AND LIE!

  • Report this Comment On October 20, 2013, at 11:46 AM, kaylee55 wrote:

    All the GOVERNMENT does is WANT your money,,for their whore parties and vacations,,lol

  • Report this Comment On October 20, 2013, at 11:46 AM, b603391 wrote:

    CoCoLover1776: Show me a mandatory car insurance policy that pays for oil changes, windshield wipers, transmission replacements, engine rebuilds and all the other stuff. That's right-you can't. There is no comparison between state mandated car insurance and Federally mandated health insurance. Furthermore, car insurance is NOT mandatory at all-many people post bonds which self insure them. And in large cities like New York, many people choose to not own a car. Your car insurance protects the other person-not you. Mandatory health insurance protects NOBODY. It is a shell game that makes your neighbors pay for your health care through higher premiums rather than higher taxes-paying the same money nonetheless. At least the old way, irresponsible people got bad credit.

  • Report this Comment On October 20, 2013, at 11:48 AM, JustPlainTired wrote:

    I am 64 years old and had to go on Social Security last year - income is only $1,200 a month. I think I may be exempt from this - P.S. - is this still the USA - land of the free and home of the brave or have we become a socialist state?

  • Report this Comment On October 20, 2013, at 11:49 AM, clutch1958 wrote:

    I love how Denver accused Ponce of using the ER and not paying.

    Denver is proof that liberalism is for the liar and the false accuser.

  • Report this Comment On October 20, 2013, at 11:50 AM, KarlHand wrote:

    I won't be signing up.

  • Report this Comment On October 20, 2013, at 11:56 AM, UBenHad wrote:

    when obamacare is active in 2014,im sure there will be ALOT of those who voted for"hope and change"only to find out the"hope and change"they envisioned isn't what they thought it would be..the ACA delves into every AMERICAN life here in this country,including coming to your home if you care for an elderly or disabled person in your care to see the surroundings the elderly/disabiled person is subjected to on a daily basis and should they find that things are not up to par....they can remove the elderly/disabled person in question and place that person in a medical facility..i would imagine that one could get them back,providing the housing issues are resolved by adapting the house to the requirements in which would be needed to regain physical custody of the person who was removed from the home...

  • Report this Comment On October 20, 2013, at 11:58 AM, drakeiverson wrote:

    Why isn’t anyone talking about “Romneycare”? During his presidential run, Mitt Romney couldn’t boast enough about how he authored and launched the single-payer, affordable health care program in his home state of Massachusetts. And the truth is…it IS a highly successful program, and it IS self-sustaining, and according to a recent poll 86% of the people enrolled in it ARE very happy with it.

    So, why aren’t the Obamacare haters (aka Republicans) singing the praises of their “home boy’s” triumphant health care program? WHY? Because, even though Obamacare was created almost point for point from the Romneycare blueprint, it is still viewed as a “DEMOCRATIC” entity, and the GOP is more concerned about destroying everything Obama-related than it is helping to build a nationwide healthcare system that would help ALL Americans.

    If anything sounded treasonous or “terroristic” in nature, it is the way the Republicans are deliberately subverting and sabotaging the President of the United States of America at every possible turn. We are on the brink of making history by putting comprehensive healthcare within the reach of every American citizen. Yet all the Republican party wants to do is DESTROY OBAMA AT ALL COST! And they don’t seem to care who must suffer in the process. (But then, why should THEY worry? They know they are guaranteed HEALTHCARE BENEFITS FOR LIFE—all at taxpayers’ expense!!!)

  • Report this Comment On October 20, 2013, at 12:02 PM, Usernameless1974 wrote:

    Do I not understand what government in the US is supposed to be for? I could swear our government was created to unify colonies an provide an overall law of the land to ensure that every American was afforded fair and equal say, rights, and protections as a citizen; to mean that the Constitution was there to ensure that no government at any level can unjustly take away your freedom or rights. Simply put, I could swear the Constitution was only there to ensure that the rights to life, liberty, and the pursuit of happiness would never be infringed. Being the case, it seems like every "elected" knucklehead up there seems to feel that government in our country means that they have the obligation to tell you what is an isn't good for you... I'm sick of their crap. There are too many good people living their lives right and being good to other people only to have their own government slap them in the face. I kinda feel like the goal of our government in the last 10 years is to see how many Americans from the opposite party we can make miserable. Thanks Washington DC for making our once great nation the laughing stock and most resented nation in the world... Maybe someday you bootyheads will figure out that making people do what YOU want them to do isn't government...It's dicatatorship.

  • Report this Comment On October 20, 2013, at 12:07 PM, b603391 wrote:

    Romneycare is probably the main reason Romney did not get elected. This was an election whereby few voted for anyone but most people voted against people. Personally I voted for Ron Paul and Gary Johnson but my peers were constantly told that that "by voting for them we were by default voting for Obama" which simply was not true. You are correct, drake, both were very much the same. But in the end, only the media wins. Nobody that does not accept corrupt big money and back room deals stands a chance.

  • Report this Comment On October 20, 2013, at 12:13 PM, b603391 wrote:

    Promising something I cannot deliver or must steal to provide is NOT caring. I promise everyone here a million dollars if they get sick. Does that mean I care about you? No, it means I am a liar. How about if I tell you that I will get the money by kidnapping a bunch of kids and demanding ransom? Does that make me a better person?

  • Report this Comment On October 20, 2013, at 12:16 PM, cityperson wrote:

    Obamcare penalties, I call for some that do not have insurance, the Obamacare "gun to your head penalties", inforced by the wonbderfull IRS. Something to think about, that our the politicians will not fight to have these penalties removed from the Obamcare tax.

  • Report this Comment On October 20, 2013, at 12:20 PM, Fredbloggs8336 wrote:

    GymS .. in reference to your quote;Ohh, uhh, did 'ya happen to notice that Indians and illegals are exempt?;

    This was incorrect as it stated Native Americans and Non US Citizens .. I am not a citizen of the USA bit am a LEGAL Resident and have paid greatly to have this status and I contribute well to this society .. Whilst I appreciate what you were trying to say please be more correct in your quotations .. as not ALL non US citizens are illegal !!!..

  • Report this Comment On October 20, 2013, at 12:26 PM, Guidinger wrote:

    I will NOT participate. Extremely don't agree with the "encouragement of our government" to accept despicable people. I don't care what race or religion you are, but if you come here illegally: you should only be referred to as "illegals", No medical care should EVER be given to you while you are in this country "illegally",We should put automatic weapons-with motion sensors-along our borders, with a disclaimer to PITA for any and all animals killed or injured in the protection of our borders! In all traffic stops, if you can't show legal docs permitting you to be here, you should be immediately deported. I have been a donor thru DMV for over 37 years...NOT anymore, because we don't have the right to exclude "illegals". Furthermore, I don't believe that ANY court should EVER have the right to change a majority vote. It should have to be put back on the ballet and publically voted on!

  • Report this Comment On October 20, 2013, at 12:26 PM, 8mile wrote:

    How exactly could Republicans have messed up Obamacare? Let’s recap what went wrong:

    ◾Obamacare was passed in Congress entirely on Democratic votes.

    ◾The Obama administration had three whole years to build the exchange website.

    ◾Development of the exchanges was led by Obama-appointed Secretary of Health and Human Services Kathleen Sebelius.

    ◾Sebelius’s team chose to develop the exchanges using ten-year-old technology and refused to adequately test it before its launch.

    ◾The administration recently announced that it will be temporarily shutting down the website for the third time since its roll out two and a half weeks ago.

    Funny, I don’t see any way how the Republicans can be blamed for Obamacare’s disastrous launch, because they had nothing to do with it at any point in its development. But that’s just me. I’m sure the folks at MSNBC know what they’re talking about, right?

  • Report this Comment On October 20, 2013, at 12:26 PM, mikepdo wrote:

    Please be so kind as to collect all these comments and mail to Obama and the Congress as well. I totally agree that Congress must perform a full investigation on how the Health Industry bill the patients. In a special issue of Times Magazine (about a year ago), the author dicovered that the Health services bills are more 10 times the real costs. It's abusive.

  • Report this Comment On October 20, 2013, at 12:29 PM, 8mile wrote:

    How can they even think about penalties when the ACA website has crashed a/o shut down 3 times? They use 10 year old technology on this website at a cost of ONE that's $1 BILLION dollars and counting!

    Just another example of the total ineptness of this Administration

  • Report this Comment On October 20, 2013, at 12:30 PM, ted074 wrote:

    so, you like being a democrate? this is what the dems want, they want to own you, make you dependent on them, and, if you don't obey them you will be penalized and or fined. it is not to late to join parties. next pres. election vote wisely and not for a party that wants to take away your freedom away.

  • Report this Comment On October 20, 2013, at 12:32 PM, Fathergod wrote:

    I was working as a pharmacy technician when Medicare D came out..The government did a piss-pour job implementing that too.

    Even now some 65+ retired person in the country is in the "doughnut hole" and is paying out of pocket for their heart medication, usually in the hundreds.

  • Report this Comment On October 20, 2013, at 12:41 PM, AdamSmith2001 wrote:

    Obamacare 2400 pages is available at http://www.hhs.gov/healthcare/rights/law/patient-protection....

    It is filled with penalties, fines, etc., but nothing about curbing lawsuits as one example.

    Want to try something interesting? Do a search for "Secretary shall" (in quotes so you get that exact phrase) and maybe then you'll understand why this law is never going to work as Obama described it.

  • Report this Comment On October 20, 2013, at 12:45 PM, prginww wrote:

    the only penalty will be obama removed from office in disgrace over this terrible failure!!

  • Report this Comment On October 20, 2013, at 12:47 PM, PJSolarz wrote:

    Obamacare is all about taxes and penalties. If you can somehow afford to pay for a plan that you may not need, it is a tax. If you can't and have to pay the fine, it's a tax. I have started calling this what it is "OBAMATAX"

  • Report this Comment On October 20, 2013, at 12:50 PM, whoknowsnotme wrote:

    We all know except Obama that he is as much white as he is black. But I think he thinks this is his way of getting back at the whites for slavery. He wants to make us his little slaves by dictating what we can and can't do.

  • Report this Comment On October 20, 2013, at 12:52 PM, 1tiswhatitis wrote:

    90% of the comments here these people have insurance thru there company so they don't care, lose that insurance and see how your tone changes then...

  • Report this Comment On October 20, 2013, at 12:53 PM, honiebyrd wrote:

    I am not signing up for Unaffordable Health Care Act. If you can't buy it at Walmart...it ain't worth a dime.

  • Report this Comment On October 20, 2013, at 12:55 PM, FarscapeBabe wrote:

    Pastor Carl Gallups called Obamacare and asked for FREE insurance. You gotta hear this – get some aspirin handy. It will make your head hurt!

    Read more at http://www.westernjournalism.com/called-obamacare-heres-reco...

  • Report this Comment On October 20, 2013, at 12:59 PM, hitlerreform wrote:

    LONG LIVE THE KING!!!!

    wait we do not have a king

    HAIL HITLER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    anyone else see it coming

    HAIL OBAMA THE NEW HITLER!!!!!!!!!!!!!!!!

  • Report this Comment On October 20, 2013, at 1:10 PM, ron2cu wrote:

    HAHA.....Here's how great it works in Mass. They are in Debt over $47,000 PER PERSON that is covered by Mass. helathcare insurance.

    I'll pay the 95 bucks this year and next year my religion will forbid me from enrolling.

  • Report this Comment On October 20, 2013, at 1:12 PM, gypsyseafarer wrote:

    Everyone knew when they voted for Obama that they were voting for the Obamacare also. I didn't vote for Obama ever. I saw that our nation was going down the wrong road. I am concerned for the future of our country. It all gives me a very unsettling feeling!

  • Report this Comment On October 20, 2013, at 1:22 PM, FarscapeBabe wrote:

    TimToad61 - go to westernjournalism dot com/ called- obamacare- heres- recording/

    Pastor Carl Gallups called Obamacare and asked for FREE insurance. You gotta hear this – get some aspirin handy. It will make your head hurt!

  • Report this Comment On October 20, 2013, at 1:38 PM, inreality01 wrote:

    It's not a penalty, it is a tax. Remember, the Supreme Court somehow changed the wording of the law and found it as a tax.

    Of course, you don't need to be a citizen in a black robe to know this law is not Constitutional and that the Supreme Court doesn't have the ability to literally change words in a law. It is ridiculous that we continue to allow these sorts of things to happen.

    I guess Congress can mandate that we all purchase typewriters, internet service, or anything else.

    We do not have the ability to purchase a piece of land and go live on it and never interact with government. We are now forced to do whatever the government wants us to do.

    I don't think this is the nation our Founding Fathers believed they were setting up.

  • Report this Comment On October 20, 2013, at 1:39 PM, Buzzthe1 wrote:

    Dear Keith Speights,

    Why are you covering a topic that within Obamacare (PPACA - Patient Protection and Affordable Care Act) the mandate for insurance is for approximately 1% of the people and with your help the other 99% think it applies to them? It doesn’t apply to them, as the 99% are not exercising a federal privilege. Reading the ‘law’ will make this clear.

    26 USC § 5000A - Requirement to maintain minimum essential coverage

    After reading 26 USC §5000A the "applicable individual" subject to the "individual mandate"-- and the penalty for failing to comply-- is a "taxpayer" who is not covered by a religious exemption, is not "not a citizen or national of the United States or an alien lawfully present in the United States" or is not incarcerated. There is a qualifier in section (b)(1) above: Except as provided in subsection (e):

    (e) Exemptions

    No penalty shall be imposed under subsection (a) with respect to—

    (2) Taxpayers with income below filing threshold . . . is less than the amount of gross income specified in section 6012 (a)(1) with respect to the taxpayer.

    After reading the exemptions, THE Obamacare MANDATE ONLY APPLIES to someone whose household "income" for the year is equal-to or greater than the amount of gross income specified in 26 USC § 6012 as the amount prompting a filing requirement:

    26 USC § 6012 - Persons required to make returns of income

    (a) General rule

    Returns with respect to income taxes under subtitle A shall be made by the following:

    (1)

    (A) Every individual having for the taxable year gross income which equals or exceeds the exemption amount [this is followed by exceptions to this rule]

    And THAT means, that the Obamacare mandate and penalty do not apply to anyone with less than the exemption amount of "income"-- which is most of us. As most federal mandates, the Obamacare mandate only applies to the minority of Americans making use of a federal privilege.

    The ‘income’ tax is an excise tax on the activity of exercising a federal privilege. Most don’t have a taxable activity but think they do until they discover the truth about the ‘income’ tax. Taxes and healthcare are linked in Obamacare. You might want to research it first. I would appreciate your comment.

    Buzzthe1

  • Report this Comment On October 20, 2013, at 1:39 PM, zukerman wrote:

    One only need to read Keith's bio to realize where his bias comes from. Medical devices and health industry are supposed to be his specialties. Your safe for now Keith, but soon your followers will see just what you are. Is it only me that for once has clarity on who and what age is behind these posts? You have your garden variety republicans who'll never stop regurgitating the same old lies. You have the chronically unemployed that can't find a job because so much time is wasted with democrat fighting republican, so they have a need to blame somebody. You have the poor and elderly so worried because of all the scare tactics they've been fed. Then you have (wendy72972) who posted above, she is a product of the educational system that Obama is trying to improve but meets resistance at every turn. For those of you who think you'll show up now without insurance at the ER, you've got one big surprise in store. Hospitals love Obamacare because they will get payed for those that think they don't have to pay like everyone else. You'll be treated to the reality that these hospitals are only required by law to help you if it's life threatening, otherwise they show you the door. My son too thought he was above paying his way until he fractured his leg in four places. He didn't have insurance so the hospital that he was brought to dumped him off to another hospital, who also refused to do more than put it in a soft cast which would result in severely bent foot and pronounced limp for life. Enter good old mom and dad to the rescue, we paid cash for the titanium plates and his operation and all is fine except my bank account. If you doubt what hospitals are responsible for when it comes to treating someone, look it up. The one thing most here have in common is, you've never had a catastrophic injury and showed up at the ER, well, your education will haunt you for years. How's that for scary?

  • Report this Comment On October 20, 2013, at 2:00 PM, straymoon2002 wrote:

    Obamacare or AHA is am American Citizen issue. This is going to cost all of us many dollars. More dollars then anyone ever expected. I can't believe that all those Congress people really want to cost us the cicitens of the US so much more money. I don't even know where the money will come from, I don't even make enough to make ends meet now I need to pay for health care I can't afford. It isn't likely I will get any kind of raise and I teach in one of the wealthy counties in Virginia. My total increase in salary this school is a $10.00 per month. I don't have the money to pay for any health care so I am thankful I have my employers insurance and don't need to buy into ACA. My son will be uninsured and not working how will he get insurance, its called medicaid. Evereyone needs to stop crying about the ACA and ask yourself, did you vote for this when Obama was re-elected or did you vote for the Senator or House of Rep that voted for this, if you did you need to thank youself for this outragous mess called Obamacare. Remember Obama and his family will not be part of ACA and all congress and their workers will get a great subsidy which we as Americans won't be entitled too. 2014 is coming take a stand vote for the person who will vote for you not for the party.

  • Report this Comment On October 20, 2013, at 2:00 PM, rlv1 wrote:

    Obamacare is nothing more than a tool to ensnare those who don't believe in socialism; and to ensure that those dependent upon the federal government stay that way. Both add up to votes for the party in charge and is nothing more than enslavement to the system. So much for democracy, free enterprise and the land of opportunity. We are on our way to what the Eastern Block countries just came out of with the fall of the Iron Curtain. It seems to me that the majority of those enslaved live in large cities and have lost their knowledge or any idea of what freedom entails.

  • Report this Comment On October 20, 2013, at 2:06 PM, beenrippedoff wrote:

    Why should anyone or anyplace be fined / penalized just for not having any type of insurance. All insurance requirements should be ratified or overturned. I tried to sign up for insurance that can pay my doctor(s) so I would know. I ended up losing lots of my time, I would otherwise would use to do something else because the website didn't work. Also, Obama (should be impeached) was late when he said he was going to address the Nation at 10:30 AM Thursday 10/17/13, wasting my time AGAIN. And last and not least, I, right along with a lot of others noticed Senate and House just wasted time, just to wait to the last minute. I'M VOTING FOR SOMEBODY ELSE.

  • Report this Comment On October 20, 2013, at 2:11 PM, carletha wrote:

    Why is it that some of you people THINK that there are some of US who don't want some of YOU to have insurance? I don't think that there is ANYONE that doesn't want every American to have insurance.. What we DON'T WANT is for US to have to pay 300-400 dollars A HEAD for ours while tens of millions of others get theirs for free. I'm not rich but nothing tells me that it's ok for me to take from others or force other people to be taxed to take care of my familes welfare.. What's wrong with you people? The same people that are already being taxed to death to pay for billions in welfare subsidies are the same people that are going to be forced to pay once again while the "bottom feeders" are going to continually suck the welfare tiddy.. What IS right about that? WHAT MAKES YOU THINK that it's ok to tax other people to insure these people ( on top of all the welfare now already out there) just because some of us can afford it better than others? THINK REAL HARD? Why is it that you THINK that its OK to FORCE someone else to pay for your upkeep simply because you can't afford it? If you don't understand that then you have no common sense. Sure I want you to have health care and when they devise a "UNIVERSAL TAX" ( maybe a national sales tax) to pay for UNIVERSAL HEALTH CARE whether everybody gets the same coverage from the tax pool , then I will be ok with it . Until they do that, I"M NEVER going to be ok with the fact that I will be having to pay over $440.00 A MONTH for health care thats nearly crap while some of you get BETTER COVERAGE than I get and you get it for free.. If you don't see SOMETHING wrong with that then you just have mental problems..

  • Report this Comment On October 20, 2013, at 2:17 PM, boom987654321 wrote:

    Penalties? We can't even register yet! I knew we would start getting our taxes deducted automatically even before we can get online and register. What a mess. Get your Obamasite up and running properly mister!

  • Report this Comment On October 20, 2013, at 2:20 PM, Dayo2 wrote:

    According to Obama's investigation on Medical Hospitals, all 535 persons running this country should be prosecuted for working for the bad part of the one percent directly or indirectly. Obama mentioned similar to this. If you entered a hospital with an illness that cost approximately six thousand for one illness and then anther enters another hospital with the same illness and procedures the cost would be approximately eighty thousand. This is what is happening and has been for several years and those people that are supposed to be standing up for us are not. They are like Nancy one of the poorest at thirty million and rising. Medical today is something similar to your car. Just look at all the tech around it, and then look at the gas engine that is similar to 1910. At the end of 1940 a young man invented 100 mile a gallon, Shell Oil purchase it and it disappeared. !950 another young man invented similar and refuse to sell. He came up dead and many others would not go ahead to produce this. Medical is the same procedures. Not much difference and all for money. Tech should be without the one percent in charge of it all for money. We are brain washed completely and our children have no chance of happiness as the 50's

  • Report this Comment On October 20, 2013, at 2:30 PM, devilsnthedtails wrote:

    I am reposting this statement by Cocolover1776

    “If you have a car you have to pay for car insurance, but you have to pay for healthcare and you throw a fit! SMH.”

    I’ve heard this comment before as well as references to homeowners being required to have homeowners’ insurance. Here’s the big difference. States require auto insurance NOT to protect the car owner but to protect those who sustain damage by the car owner. (Liability) The same goes for homeowner’s insurance. It’s required by the lender – the one who actually owns your home until you completely pay off your mortgage. After that you are no longer required to carry homeowner’s insurance.

    These 2 insurances are NOT the same as being required to have health insurance. Absolutely no comparison. And I hate the name - Affordable Healthcare Act. It's not affordable!

  • Report this Comment On October 20, 2013, at 2:30 PM, jfelano wrote:

    You would have just had RomneyCare instead, like they have in Mass., so suck it up like big boy's and quit crying about it.

    In the 60's there was the same extreme opposition to Medicare when people were told it was coming out of their check every week, you don't hear anyone crying about it now do you? Because it's there when you need.

  • Report this Comment On October 20, 2013, at 2:34 PM, abarisc wrote:

    My main issue with Obamacare is, there shouldn't be ANY law enforced that the law makers are exempt from.

  • Report this Comment On October 20, 2013, at 2:35 PM, zukerman wrote:

    This is what happens to you if your disfigured in a wreck or a fight or mishap at work. If you don't have a life threatening injury like facial tears or broken bones that wont kill you, a hospital will and can refuse to make you whole again. I think most will find this out the hard way likje our family did. It's right on google for all to see.

    http://answers.yahoo.com/question/index?qid=20121126224306AA...

  • Report this Comment On October 20, 2013, at 2:43 PM, beachbreezes wrote:

    For those of you saying "It's up to us to chose having or not having health care." Fine. When you get sick and wind up at the ER and don't have insurance, nor the money needed for your care, the hospitals should turn you away. Deal?

  • Report this Comment On October 20, 2013, at 2:45 PM, plumbersbutt wrote:

    My cost went DOWN. Deductible went down by half. Prescriptions down just a tad. Coverage still 80/20. Co-pays went up 25%.

    All of our employees will save.

    Don't know where you folks get your numbers.

    I hate O'Bama.

  • Report this Comment On October 20, 2013, at 2:46 PM, fexlis wrote:

    What is abamacare saying, if u are not a citizens u don't have have insurance.what is happen here. These non-citizens are those same people that take advantage of systems .Now we are paying and will continue to keep paying just so they can live well.that's is bull......

  • Report this Comment On October 20, 2013, at 2:52 PM, ecbowles1956 wrote:

    OK here is what I see:

    Rich people dont need health insurance because they are rich. Poor people dont need health insurance because they get it for free. Middle class people who pay for their insurance premiums ($800 per month), their co-pays and deductibles still have to pay for Medicaid for indigents and some people out there think the Affordable Health Care Act is bad??? Really?? I hope when the Affordable Health Care Act is successful they will still call it "Obama care" but I doubt it. The nay-sayers will make some tiny change in the law and then take credit for the success. I bet most of the nay sayers are people who dont have health care but go to the emergency room when their child has a cold because they dont have to pay. I actually know a couple of had great health insurance and when she got pregnant she quit her job, her husband took her off the insurance and they let medicaid pay for their baby because they didnt want to pay the co-pay and the deductible. Yeah, I am fed up it.

  • Report this Comment On October 20, 2013, at 3:01 PM, time4revolution wrote:

    I am furious at President Obama and his Democrat communist party for putting a gun to the head of the American people with this ACA insanity. And I'm furious at the mainstream news media for covering for this evil. Now my kids will work their whole lives to pay health insurance premiums, and still will not be able to afford the deductable God forbid something bad happens. The average American who is lucky enough to find a job will NEVER again have discretionary income thanks to Obama's ACA. This will destroy the US economy. God help us!

  • Report this Comment On October 20, 2013, at 3:10 PM, kaadee wrote:

    I say that NOBODY file taxes until this BS gets fixed. THEY CAN'T put all of us in jail.

  • Report this Comment On October 20, 2013, at 3:11 PM, marxisminplay wrote:

    Jpindenver obviosly does not buy his own healthcare. Becuase if he does then he is doing what all liberals do. Lie lie lie. No way in gods green earth if he buys health insurance could he say his insurance got cheaper. impossible totally a liberal lie. Then he goes on to say will stop people from using E.R but he forgets that the 15million plus illegals they want to give amnesty to are not forced to buy insurance and the employees dont have to provide. which means all them 15 million will be having there 1 kid a year at the E.R at a cost to the U.S citizens. I hope he replys when he loses work provided healthcare. that is if he works and isnt posting using his free obamaphone

  • Report this Comment On October 20, 2013, at 3:19 PM, justeducatedme wrote:

    What a pile of fecal lies, my health insurance has given me nothing, no need of a benefit, but it is going way up again, and will not go down, and new enrollees have to pay insane numbers to have insurance, we need to punish greed-crazed doctors, and hospitals who run a profit-motivated system, illegal in most countries, except where money is god.

    if we have to suffer socialist insanities, so does all of us, like greedy doctors, realtorshyt-eating greed-crazed scum, and all lobbyists, must take wallet hits, but they are found to not be paying as much as us. it is given to them, by us, unwillingly stolen this way. no gov office-holder should ever be found or caught with more money and living benefits than their constituents must suffer. end these asclowns, or die for their children to drink your cHILdrens blood, and by the way, this is far more criminal of a treasonous traitors scum-sucking evil thieving scam for uberprofit growth for doctors and insurance and hospital corporations, none of whom were ever, nor ever will be people. medicare was sensible, this is thieving greed-crazed illegally pushed down our throats rapist-like, unwillingly done to us, against all of our combined will, or will we step up, and eradicate this infestation? do it or die for evil lies, america. end this bummerlie fecal steaming pile of crapp. the non-compliance penalties are the same AS in all fascist countries, take gun rights, money control, and infrastructure control away and hand it to foreigner/corporate uncontrollable evil, and run away from prosecution, or just get into thieving gov office. we the people must end this loop trap. WE tell you the gov what to do, and you jump to do it, or we will throw or drag you kicking and screaming out of your well-endowed offices, in front of your wealthy families, now now now, get it? we will not wait for a fools time for a fool trick like trusting the "demorat" "vote" them out, while they starve-kill us and our childrens lives? idiot suckers, get them first, or we will die for them. end this fecal lie pile now. this is the end of america, if we bow down to this pushy greed-crazed corporate evil thievery. my health care haS GONE WAY UP FROM THIS, YOU ASCLOWN RUMP-RANGER EVIL LIAR DEMORAT PLANTS. NO NUMBER OF LIES MAKE IT RIGHT, YOU ALL NEED TO RESPECTFULLY VOLUNTARILY HONORABLY HUMANLY DIE FOR IT. WHY DON'T YOU, ALL OF YOU LYING UNEDUCATED HISTORY-IGNORANT RICH REPUKES AND DEMORATS!

    NO MORE PARTY POLITICS, THEY ALL ARE THIEVING PROVEN TREASONOUS BASS TURDS, AND FAR WORSE. IT IS FAR TOO LONG SINCE AN HONEST MAN SPOKE FROM THE WHITE TOWER OF WEALTH CONTROL.

  • Report this Comment On October 20, 2013, at 3:23 PM, Baxter1939 wrote:

    The US SC ruled the penalty was a TAX and the Congress had the right to impose taxes. The SC did not answer the question of where the tax (Obamacare Penalty) was a legal tax.

    .

    The question of where the tax (Obamacare Penalty) is legal can only be asked after someone is damage by having to pay it.

    .

    If there anything that’s a sure bet in the USA , it is that’s there a Lawyer just wait to file a lawsuit that this tax is illegal as soon as someone has to pay the tax (Obamacare Penalty). As soon as it is presented to the SC you will see a smile on John Roberts face.

  • Report this Comment On October 20, 2013, at 3:34 PM, justeducatedme wrote:

    There are not enough jails for ALL THOSE CRIMINALS AND THIEVING LIAR TREASONOUS TRAITOR BUSINESS/CORPORATE INVESTORS HOLDING ANY PUBLIC OFFICE, AT ANY LEVEL. DRIVE THEM INTO THE SEA.

  • Report this Comment On October 20, 2013, at 3:36 PM, RFTECH3000 wrote:

    I love it how the liberals always point towards the heritage foundation when it comes to the individual mandate so lets clarify some things here !

    First of having a idea is one thing - putting it into play another , if you have the idea to rob a bank and your buddy actually does it HE will go to jail no matter how many times he iterates on that it was your idea !

    The heritage foundation at least was smart enough to realize that they were playing with fire and this fact was outlined in a later communication between the foundation and the GOP which voiced great concern that a individual mandate could be interpreted by the majority of americans as a violation of their individual rights and actually will keep many people who otherwise had signed up for insurance from doing so hence causing the system to fail !

    Off course this part never was read or considered by the liberals in DC !

    The reason why the mandate worked somewhat in MA is because the state had a very low rate of uninsured to begin with and the average earnings per family are above the rest of the US !

  • Report this Comment On October 20, 2013, at 3:37 PM, DannyBoy13 wrote:

    Short of joining a union or donating money to the reelect a progressive campaign fund, what do I have to do to get a waiver for Obamacare so I can be above a law that was duly passed by Congress?

  • Report this Comment On October 20, 2013, at 3:39 PM, SmellyKat wrote:

    I would just like to know about the people who don't have a job and can't find a job. Just how are they supposed to get insurance? Are they going to be penalized because they don't have insurance due to NOT BEING ABLE TO GET A JOB TO GET INSURANCE OR EVEN PAY FOR IT?

  • Report this Comment On October 20, 2013, at 3:45 PM, RFTECH3000 wrote:

    The liberals simply don't understand that they lost the battle when the SCOTUS upheld the mandate !

    John Roberts was a freaking genius , he knew quite well that the mandate actually is the poison pill for the ACA !

    When polled the majority of americans are consistently opposed to the individual mandate while approving other parts of the law , therefore there are many people who simply don't sign up for the ACA because they don't agree with the mandate , people who otherwise would have signed up !

    Anyone who raised kids can attest to the experience that if you tell your child that it MUST do his homework he wont but if you put away the force then he will sit down and do it without a problem , its the same with the mandate - people are just not comfortable with the government telling them that they MUST buy insurance - period !

  • Report this Comment On October 20, 2013, at 3:46 PM, RFTECH3000 wrote:

    I have a great idea for Obama , how about we create a MANDATE to have a job ? :)

  • Report this Comment On October 20, 2013, at 3:47 PM, RFTECH3000 wrote:

    I am pretty convinced that all this mandate stuff will come back to bite Obama in the rear big time !

  • Report this Comment On October 20, 2013, at 3:47 PM, justeducatedme wrote:

    I MAKE FORMAL REQUEST TO THE U.N. GENERAL ASSEMBLY TO ALLOW ALL NON-GOVERNMENT-OFFICE-HOLDERS, AND NON-GOV-EMPLOYEEES ASYLUM HERE IN OUR HOMELAND, WHILE INVITING ARMIES FROM THE REAL WORLD HONEST COUNTRIES TO COME HER TO REMOVE THIS EVIL, AND FOR US WHO REQUEST THIS, TO ESCAPE THE EVIL LYING COUNTRY-DESTROYING FASCIST INVASIVE, WORLD-WIDE CRIMINAL LIAR AMERICAN GOVERNMENT PUNISHMENT, AS IT IS DEMANDED TO BE EXACTED FROM THE EVIL ENTITY KNOWN AS THE FEDERAL REPUBLIC, WHICH HAS VICIOUSLY AND WIDELY EXCEEDED ITS MANDATE GIVEN TO IT BY WE THE PEOPLE, AND WE DEMAND WORLD-WIDE PUNISHMENT FOR ALL OF ITS NON-MILITARY PERSONNEL WORLD-WIDE FOR ONGOING AND PERVASIVE ANTI-HUMAN, ANTI-AMERICAN ACTS, ONGOING AGAINST ALL THE FREE PEOPLES OF THE WORLD, INCLUDING THOSE AMERICANS WHO ARE HONESTLY REAL CITIZENS, NOT ABLE TO CONTROL OUR OWN GOV PEOPLES, . WE GIVE UP ALL OWNERSHIP OF ITS ACTIONS, AND WANT IT REMOVED FROM THE FACE OF THE EARTH. WE THE PEOPLE OF THE FREE AMERICAN POPULATION, EMBEDDED WITHIN THIS MASS OF INFESTER CORPORATION-LOVING LIARS AND NON-CITIZENS. PUNISH ALL CORPORATIONS INVOLVED WITH THIS EVIL FASCIST REGIME OF WORLD-WIDE LIARS TERROR CAMPAIGNS, AND WAR CRIMES LONG GONE UN-PUNISHED. LIKE THE G. BUSH OIL CLUB. WE THE PEOPLE DID NOT AUTHORIZE ANY FOREIGN INVASIONS, JUST OUR PAID-OFF SENATE AND CONGRESS, WHO ALL TAKE LOBBYIST MONIES, LIVE FAR BETTER THAN THE WHOLE POPULATION OF ITS CONSTITUENCY, AND THIS CONSTITUTES THE BULK OF THE PUBLICALLY KNOWN EVIL SO FAR DISCOVERED. NO PARTY-POLITIC OR CAPITALIST-ONLY PHILOSOPHY GOVERNMENT SHALL BE TOLERATED EVER AGAIN, AND IT MUST BE STOPPED EVERY TIME IT SHOWS..SO SAY WE ALL.

  • Report this Comment On October 20, 2013, at 3:48 PM, justeducatedme wrote:

    WHAT HAPPENED WHEN THE PEOPLE OF THIS COUNTRY TURNED ITS TRUSTING BACK FOR A MOMENT, BAD GOV! WHAT A SURPRISE, IT MUST GO, ALL OF IT, OR ELSE.

  • Report this Comment On October 20, 2013, at 3:51 PM, RFTECH3000 wrote:

    my ex works for Aetna , she says that she would not recommend for anyone to buy a plan on the exchanges , the plans offered are stripped down to be more cost effective , they have a smaller network and higher deductibles than the regular plans !

    She also said that right now they are getting double and triple enrollments from one person and the data is all garbled up , spouses are listed as kids , some stuff is blank , its very frustrating !

  • Report this Comment On October 20, 2013, at 3:52 PM, justeducatedme wrote:

    STOP PAYING ALL GOV FEES AND TAXES, STARVE OUT THIS VIRUS, OR DIE FOR THEM AND THEIR LYING SHYT-EVIL GREED.

  • Report this Comment On October 20, 2013, at 3:53 PM, RFTECH3000 wrote:

    Here is another priceless piece :

    insurance companies are getting double and triple enrollment forms from people who bought coverage through the exchanges but on top of this data is missing including phone# and address info , so they cant contact the people to clarify the info !

    So in other words you got thousands who signed up thinking they have insurance but actually they wont figure it out until jan

  • Report this Comment On October 20, 2013, at 3:54 PM, pbones wrote:

    well when my heath insurance is paid i will tell light the gas the rent lady my life insurance agency and when i tell my kids i can;t buy no food because i had to for health insurance how hell homelesss people are going to afford that

  • Report this Comment On October 20, 2013, at 3:56 PM, justeducatedme wrote:

    MAKE DOCTORS AND HOSPITALS, REALTORS, AND GOV OFFICE-HOLDERS TAKE A HUGE BALANCING PAY CUT, TO BALANCE OUT THE 99%ERS LIFESTYLE TO MAKE THEM ALL LIVE AS WE HAVE TO, OR ELSE WE NEED TO REMOVE THEM, BEFORE WE STARVE IN FRONT OF OUR CHILDREN FOR THEM, STUPIDLY, LIKE A DEMORAT. JUST BECAUSE A PERSON CAN SAVE OR HELP ANOTHER, IT DOES NOT MEAN SOCIETY SHOULD EVER TOLERATE SELF-RIGHTEOUS EVIL GREED AND SOCIAL DAMAGE IN SUCH WHOLESALE MAGNITUDES.SUCH FATAL SOCIAL TOTALLY INVASIVE HARM CAN NEVER NEVER EVER BE TOLERATED.

  • Report this Comment On October 20, 2013, at 3:57 PM, RFTECH3000 wrote:

    I recommend for everybody to do the math and check around , just because they tell you you get a good deal doesent make it so !

    I have coverage with humana right now for $195 a month, I cant keep my plan ( imagine that ) so I went on the exchanges and the cheapest plan was around $354 with a $6000 deductible , so I checked around outside of the exchanges and found a plan with BCBS of texas with a $2000 deductible BUT the deductible does not apply to prescriptions and office visits for $250 a month !

  • Report this Comment On October 20, 2013, at 4:04 PM, mrtim1591 wrote:

    This is a Socialist_Communist design which originated circa 1832; according to the American history books in the 1960's. I am not being racist nor sensationalist by stating this is the final chain of econmic slavery. The Hon. Davey Crockett from Tenn. (and hero of the Alamo) gave argument In 1836 that Social programs, run by gov't are inherently harmful. This is borne out by his statement... "Remember that a gov't big enough to take care of you is a gov't big enough to enslave you". This is one of the many reasons I oppose (UN) Affordable Health Care. Personal liberty is paramount.

    Since the outcome of this continuing saga is still in the air; Congress & Exec. branch unable to properly negotiate with reason, I propose this solution to all problems henceforth. Put the issue to a 50 state vote. Give "WeThe People" the ability to to choose upon these issues which are passionately held & defended. It's the American Way. Technology helped make it easily done. Call and demand a Nationwide referendum AND vote upon all issues of this sort.something to think about!!!

    a

  • Report this Comment On October 20, 2013, at 4:05 PM, therunniman wrote:

    Obamacare...an EPIC mistake. Government overreaching. The writing is on the wall people.....sold to the American people through lies. Run by a Government who cant even balance their budget, pitched by a narcissist who max'd out $17 trillion credit card..And remember..the guy told us that he was going to cut the deficit in half at the end of his first term. Pathetic. Wake up people...

  • Report this Comment On October 20, 2013, at 4:07 PM, peckbill wrote:

    Beware the GOP/Tea party members of Congress have caused a lot of grief over the past few years; they have refused to go along with almost none of the Democratic proposals. Their next move will be to make amends with all of you. Some of you will be sucker enough to buy their lies and big money will be spent to convince you that all of the GOP/Tea Party is not bad. Do not believe their lies and deceptive moves. These members of Congress shut down the United States government because they did not get their way and cut more 150 million people out of available medical care by eliminating the Patient Protection and Affordable Care Act (the GOP voted more than 40 times but failed every time); these actions would expose America to foreign threats and economic poverty; the GOP does everything it can to make sure the poor remain poor and the middle class is reduced to poverty. The cost, to the American people, for the GOP/Tea Party tantrum is over 60 billion dollars; none of this money lost by Congressmen/women. In truth neither the GOP nor the Tea Party can shut down the government; they can only stop paying selected items that anger the people and make the people hate them more. The GOP (Congressman Cantor) has lied about national debt reduction; the debt has been reduced more under the current Administration and is projected to be within approximately 215 billion by the end of 2013 (that is a reduction of nearly ten times of what it was eight years ago).

    Look at other crippling changes supported by the GOP, 1) in 2006 the GOP enacted a law requiring advanced money payments that has crippled the U.S. Postal Service to the extent that it is now threatened with enormous cuts and restrictions on services, 2) the GOP has enacted laws and made adjustments in federal and state operations that greatly cripple women rights and basically tell women, you are a second class citizen, you don’t count, and 3) the GOP fights, every day, to cut much needed services such as Social Security, retirements, including military capability, that makes America appear to all foreign countries as a downward spiraling Nation without leadership, 4) drastic reductions in the food stamp program that is needed to insure our hungry, mostly single mothers and kids, are fed at the minimum healthy levels(enforcement of the proper enactment process would greatly eliminate much of the waste and abuse in all these areas), 5) supports legislation in every state that would restrict voting rights of blacks, Hispanics and whites that support Democratic candidates or beliefs, 6) tried to hold the United States of America hostage over a continuing resolution and made up debt problems for accost to the American people of over 60 billion dollars, 7) there has not been a United States Budget in over four years because of a lack in GOP co=operation to build America for the future, and 8) openly supports the Heritage Foundation, an extremely conservative organization that is at best un-American. These are all very serious anti-American acts.

    The GOP and Tea Party members of Congress and those who support them are not true Americans. These people are determined to bury America by stripping Americans of their Constitutional rights. Do not be fooled by GOP and Tea Party promises; show them that the American citizens are still in charge as they were during 1776. America is for Americans; the constitution is the United States of America Constitution; it doesn’t belong to foreign powers and it damn sure doesn’t apply to them. The GOP members have their own agenda and they are not willing to work with other members of Congress or grass roots people; effective use of the word compromise eludes their small brain. Great Americans wrote the Constitution to free us from oppression from foreign soil, let us fight to keep it that way. Fight for America and get rid of the GOP and Tea Party; and, if a Democrat or Independent offers aid and support to the GOP or Tea Party they should also be voted out of public office. Also, do not believe that the Tea Party is breaking away from the GOP; the Tea Party is still and will always be with the GOP and be un-American.

  • Report this Comment On October 20, 2013, at 4:07 PM, peckbill wrote:

    Obamacare is a name only the very ignorant use and the very dumb believe it is a good word. The Correct name is The Patient Protection and Affordable Care Act. Let’s try to get the name right and show some respect, especially you members of the Congress that voted to approve the law.

  • Report this Comment On October 20, 2013, at 4:10 PM, steroidsferrets wrote:

    GO BUY SOME MORE STARBUCK'S AND MCDONALDS AND SHUT THE HELL UP!!!!

  • Report this Comment On October 20, 2013, at 4:12 PM, therunniman wrote:

    mrtim1591..That is VERY well said. If the majority of Americans think this is a good idea, lets see the results of a 50 state vote.

    Seriously though..wake up people...youve been lied to, sold a bill of goods through lies and distortions. Don't put your trust into any of these clowns. republicans, Democrats, Independents..they are all liars, cheats and thieves. Once you understand this simple thing everything becomes clear and the truth will open your mind.

  • Report this Comment On October 20, 2013, at 4:18 PM, therunniman wrote:

    Peckbill....How much are the paying you to post such an asinine comment? GOP Lies and deceptive moves? Are you suggesting that we believe Obamas lies when he sold this to us?

    Bro..You need to look past "political affiliation" too see that they all lie. It's politics son..get over your political emotion and wake up to common sense. Unless you are too afraid to admit youve been had by a government who really doesn't care about you as an individual.

  • Report this Comment On October 20, 2013, at 4:27 PM, obamais1212 wrote:

    Obamacare was the choice of most Americans. Once it hit the political table many politicians designed it to fail, remember it was not passed as Obama intended. Remember people are easily swayed with the breeze of the wind. Remember Obama is about the only politician who pursued to keep a campaign promise with many deviant politicians against him. Insurance companies will take your money but will not pay claims on precondition health issues and take your premium with a quickness. Think of all the money they are missing, of course they they need to discredit the opposition so we can wait in line to be robbed again or had you forgotten what the issue was all about. I felt the wind blow and I see you did too.

  • Report this Comment On October 20, 2013, at 4:43 PM, doco177 wrote:

    "Fathom The Hypocrisy Of A Government That Requires Every Citizen To Prove They Are Insured....But Not Everyone Must Prove They Are A Citizen."

    "And Now, Any Of Those Who Refuse, Or Are Unable To Prove They Are Citizens Will Receive FREE Insurance Paid For By Those Who Are Forced To Buy Insurance Because They Are Citizens."

    Google "Obamacare Flowchart" at Intellectual Takeout to see a visual representation of the convoluted, corrupt mess this really is

    Congress,Muslims, Amish, Native Americans are exempt from mandate and penalties under Obamacare that the rest of us have to pay.

    Three years ago, Obama, Democrats, and his media lied to us about cutting the cost of health care, being able to keep our insurance, and not taxing the middle class. Today, those lies and what ObamaCare is and will do to the working and middle class are the biggest untold story in America.

    REFUSE and Repeal Obamacare...If only a mere 20% of the over 300 million population of the USA boycott Obamacare the government would be overwhelmed to even think they could penalize or mandate every citizen that refused to participate in the most corrupt and unlawful ways which it was passed that circumvented the constitution of the United States

    The govt becoming more involved in health care is the reason the costs have increased. So Govt creates a crisis, then provides a solution that comes at the expense of liberty and freedom, costs trillions, and by most accounts won't solve the problem but in fact make it far worse.Corruption, incompetence, disregard of the Constitution, and lying are integral to the way that this country is being run.

    I WILL NOT sign up and I WILL NOT pay 1 penny for penalties...I REFUSE this whole, corrupt mess

  • Report this Comment On October 20, 2013, at 5:07 PM, needtobe3inNC wrote:

    One thing NO ONE has said anything about on EITHER side of thisargument is this: you obamacare defenders tell me how my daughter is supposed to pay for this junk...and DON'T SPOUNT THAT RHETORIC ABOUT IF YOUR INCOME IS BELOW.....YOU OWE NOTHING because SHE like many others thatNO ONE HERE OR ANYWHERE ELSE is talking about, IS THE EXCEPTION TO THE RULE! She lives with us because her income is so low she can't afford an apartment on her own. The same is true for her younger sister. According to what I've read so far she has to add HER income TOGETHER with OUR income (really ALL incomes in the home) and THAT is the figure used to determine if she qualifies for any subsidies to help her get this blasted insurance.i understand the part about the penalty not allowed to be more than the bronze plan but when ur mthly income is only @ 1000.00,it's STILL MORE THAN SHE CAN AFFORD!! She can't get on Medicaid even because they use the same rules to qualify her (adding our income in) as aca. SHE PAYS HER OWN BILLS ON TIME and is TRYING to be a RESPONSIBLE citizen and STILL can't get any help cause she refuses to move in with some man & start having babies out of wedlock.besides that she's not an illegal alien.she can't get any help at the free clinics in our county because she doesn't need an interpreter to help her fill out the applications for free meds/or to see the dr.AND her" income"is too great-.- SO tell me oh GREAT OBAMACARE LOVERS AGAIN EXACTLYHOW WONDERFUL is this unconstitutional socialistic law that WE THE PEOPLE were NOT given the chance to VOTE INDIVIDUALLY FOR? DON'T BOTHER telling me that what I voted for them in congress for cause I most CERTAINLY DID NOT!! ANYTHING THIS MASSIVE A CHANGE TO THE AMERICAN PEOPLE SHOULD HAVE BEEN PUT TO AN INDIVIDUAL VOTEBY BALLOT !!! What we have now is Mr.obama/THE dEMOCRATS/& the IRS coming up with a VERYcreative way to increase their coffers. I know you'll say it's not that much but evry little bit counts when you've got a gov't that's bankrupt

  • Report this Comment On October 20, 2013, at 5:10 PM, onett477 wrote:

    Please explain How This true medical Billing is concedered AFFORABLE??? Please Excuse my Spelling. Just A bit Angry..

    Sign Into ER . $155.00 Inital screen 245.00 Cna verificatio $ 125.00 Nurse approval $125.00 Cna-Clean 1"open wound $ 300.00 X-rays total $1650.00 Apply 2 stitches $500.00 Dress wound $ 125.00 Sign out processing $ 45.00 Perscription issued( tylonal) $135.00 and so forth. I left a couple of smaller items off. So?? Can this be truly Affordable.. By the way. My Employer Insuance Did'nt cover it all. We paid $1700.00. The new care program goes into affect ,We will lose our Employee coverage.. We just can not afford the NEW Affordable Health care. Yes.. It shall be Cheaper for us to pay the Fine. And So?? Again. Please see " WHO " are invested in the Health care Industry?? I Say this: Drop the Penalties/fines. Fix the Glitches And Let's Grow Forward...Thanks..TOM

  • Report this Comment On October 20, 2013, at 5:30 PM, needtobe3inNC wrote:

    peckbill...I am NEITHER DUMB OR STUPID-.- I simply don't believe that OBAMACARE protects ALL patients and it is DEFINITELY NOT AFFORDABLE TO ALL!!!! I do however believe in "giving the devil his due"so to speak.Obamacare is good for 1 thing...it forces insurance companies to waive pre-existing conditions.THAT for MANY is a HUGE blessing I realize,butif you stop and think about it Mr. Obama could have "mandated insurance companies" to stop refusing to cover pre-existing conditions AND ordered THEM to make coverage to those people AFFORDABLE,RIGHT???H e didn't have toturn the whole country upside down for the restof us,did he? OH WAIT, I CAN HEAR THE RESPONSE NOW... HE DOESN'T HAVE THE AUTHORITY TO ORDER INSURANCE COMPANIES AROUND LIKE THAT...NEITHER DOES CONGRESS. ....HE CAN ONLY DO THAT KIND OF STUFF TO WE POOR AMERICAN PEOPLE-.-

  • Report this Comment On October 20, 2013, at 5:30 PM, incognito67 wrote:

    ok, forcing people in a democracy to buy government insurance, and if you dont, they fine you. Explain to me how this is constitutional? sounds like Communism to me.

  • Report this Comment On October 20, 2013, at 6:14 PM, ibasob wrote:

    JPinDenver, Romneycare DOESN'T insure 97% of the state you LYING fool.When Romneycare was inacted, 92% of the state was ALREADY insured, through their employer or through Massachusetts low income insurance provider Commonwealth Care. Romneycare wasn't passed to be an entitlement! Romneycare told those who could afford it, to stop using their workers comp., in situations where they were self employed, to get an insurance policy.Romneycare DIDN'T take over Massachusetts healthcare system. It didn't raise taxes, in order to pay for it. It didn't rely on young people to sign up and not use the insurance, so older people who paid less, would use more of the services.Today, only 98% of the state of Massachusetts has healthcare, because 2% refuse to pay for a healthcare plan.=The "poor" get Commonwealth Care, NOT Romneycare!!Why am I not surprised, that a left wing zealot, opened his mouth about something they know NOTHING about!?!?Oh, that's right, because with liberals, emotions trump truth, facts, rational thought and common sense.

  • Report this Comment On October 20, 2013, at 6:17 PM, Buzzthe1 wrote:

    Dear Keith Speights,

    Why are you covering a topic that within Obamacare (PPACA - Patient Protection and Affordable Care Act) the mandate for insurance is for approximately 1% of the people and with your help the other 99% think it applies to them? It doesn’t apply to them, as the 99% are not exercising a federal privilege. Reading the ‘law’ will make this clear.

    26 USC § 5000A - Requirement to maintain minimum essential coverage

    After reading 26 USC §5000A the "applicable individual" subject to the "individual mandate"-- and the penalty for failing to comply-- is a "taxpayer" who is not covered by a religious exemption, is not "not a citizen or national of the United States or an alien lawfully present in the United States" or is not incarcerated. There is a qualifier in section (b)(1) above: Except as provided in subsection (e):

    (e) Exemptions

    No penalty shall be imposed under subsection (a) with respect to—

    (2) Taxpayers with income below filing threshold . . . is less than the amount of gross income specified in section 6012 (a)(1) with respect to the taxpayer.

    After reading the exemptions, THE Obamacare MANDATE ONLY APPLIES to someone whose household "income" for the year is equal-to or greater than the amount of gross income specified in 26 USC § 6012 as the amount prompting a filing requirement:

    26 USC § 6012 - Persons required to make returns of income

    (a) General rule

    Returns with respect to income taxes under subtitle A shall be made by the following:

    (1)

    (A) Every individual having for the taxable year gross income which equals or exceeds the exemption amount [this is followed by exceptions to this rule]

    And THAT means, that the Obamacare mandate and penalty do not apply to anyone with less than the exemption amount of "income"-- which is most of us. As most federal mandates, the Obamacare mandate only applies to the minority of Americans making use of a federal privilege.

    The ‘income’ tax is an excise tax on the activity of exercising a federal privilege. Most don’t have a taxable activity but think they do until they discover the truth about the ‘income’ tax. Taxes and healthcare are linked in Obamacare. You might want to research it first. I would appreciate your comment.

    Buzzthe1

  • Report this Comment On October 20, 2013, at 6:19 PM, time4revolution wrote:

    My children have been sold into slavery by our govt. For the first time in my adult life I am NOT proud of my country.

  • Report this Comment On October 20, 2013, at 6:31 PM, mike4787 wrote:

    This, Obamacare is the Democrats crowning achievement. This will enslave everybody. We will finally have equality in America, when everybody has nothing. I'm sure the god of this world will be proud of his party.

  • Report this Comment On October 20, 2013, at 6:38 PM, lsepulveda wrote:

    Now that we are Force by Law, even if you are healthy you still have to pay the price next will be the pill or shot do or die. Why couldnt we the PEOPLE have a vote. What will happen after 2016. The obamacare is HORRIBLE this should not be for all and they call it the care act wow

  • Report this Comment On October 20, 2013, at 9:55 PM, terrjm wrote:

    THIS WRITER IS MAKING ONE CRITICAL ERROR WITH HIS THINKING: He is assuming that I give a flying fk about obamacare or the fines.

  • Report this Comment On October 20, 2013, at 10:04 PM, terrjm wrote:

    All this crap about affordable yet what NO ONE is talking about is WHY an aspirin is $10 in the hospital, a two block ambulance ride is $3000, or why you prescription of 30 pills cost $2500.00? The medical industry is ripping you blind and everyone says "DUHH". obamacare is a boondoggle that just makes insurance companies richer. You have someone struggling just to pay their bills and now they must pay a HIGH premiem each month AND they must spend thousands of dollars they don't have before using it. How many if the can affords to get it can actually come off of thousands of dollars when they get sick? Yet not one rich person will suffer.

  • Report this Comment On October 20, 2013, at 10:19 PM, countusin2 wrote:

    over time, all employers will ditch the paid coverage they offer. Why, shouldn't they? its an expense they will no longer be able to afford...

    when the whole country is on a 60/40 plan with a huge deductible no one will use the doctor or hospitals anymore...

  • Report this Comment On October 20, 2013, at 10:24 PM, Nu2Fool wrote:

    I have been paying every year for your kids to go to school. Is THAT socialism? OR...is that just the best way to get the people that Have the money, to do the right thing?

  • Report this Comment On October 20, 2013, at 10:35 PM, professo12 wrote:

    All those morons talking about Romneycare. It's nothing like Obamacare. it's not mandatory and 93% of the population had healthcare prior to Romneycare which increased it to 97%. A 4% increase will not bankrupt a already well off state. OBama and the Democrats will soon feel the wrath of the American people for this POS shove down our throats.

  • Report this Comment On October 20, 2013, at 10:49 PM, shallman1 wrote:

    This whole "obamacare" is a crock of crap. The health exchange website is horrible. Tried since October 1st to figure out what plans i was "eligible" for and all I get is errors or stuck on "view eligibility". The live chat people are no help! All they say is there are alot of visitors and I can call and get help. Why would I call someone I can't even understand and will probably end up screaming at them. I don't make alot of money and now i am forced to buy this "obamacare" crock of crap. So i guess I have to either decide to feed my family and keep my power on or have healthcare. I feel like I am in the twilight zone and I can't get out. This really sucks..

  • Report this Comment On October 21, 2013, at 12:36 AM, Eightball1967 wrote:

    That's the thing. The only way the Government can collect is if you get a refund. Just claim 5 or 6 dependents every year and you won't have to pay anything. Of course we will fall further and further into debt. But hey you on the left elected and then re elected this Moron of a leader.

  • Report this Comment On October 21, 2013, at 3:34 AM, DevonShire123 wrote:

    3 things you need to know: 1--your government has illegally forced you to buy insurance 2--you will not be able to afford it 3--you're so screwed!

  • Report this Comment On October 21, 2013, at 7:06 AM, PumpkinApple wrote:

    1). Socialism sucks

    2). Obama is clueless

    3). We don't need congress to defund Obamacare....just don't buy it. It will collapse quickly and we can revisit an approach that actually makes fiscal sense.

  • Report this Comment On October 21, 2013, at 7:29 AM, julio2 wrote:

    The best hope we have to get this rotten law changed is for everyone not to enroll and then vote republican in the next few election cycles.

  • Report this Comment On October 21, 2013, at 7:43 AM, Todd913 wrote:

    If the supreme court has ruled that this not a tax, why is the IRS getting involved?

  • Report this Comment On October 21, 2013, at 10:33 AM, peckbill wrote:

    The word "Dhimmitude" is found in the new health care bill;

    so what does it mean?

    Thought this was interesting and worth passing on.

    Obama used it in the health care bill.

    Now isn't this interesting?

    It is also included in the health care law.

    Dhimmitude -- I had never heard the word until now. I typed it into Google and started reading. Pretty interesting. It's on page 107 of the healthcare bill. I looked this up on Google and yep, it exists. It is a REAL word.

    Dhimmitude is the Muslim system of controlling non-Muslim populations conquered through jihad (Holy War). Specifically, it is the TAXING of non-Muslims in exchange for tolerating their presence AND as a coercive means of converting conquered remnants to Islam.

    ObamaCare (The Patients Protection and Affordable Care Act) allows the establishment of Dhimmitude and Sharia Muslim diktat in the United States. Muslims are specifically exempted from the government mandate to purchase insurance, and also from the penalty tax for being uninsured. Islam considers insurance to be "gambling", "risk-taking", and "usury" and is thus banned. Muslims are specifically granted exemption based on this.

    How convenient. So I, as a Christian, will have crippling IRS liens placed against all of my assets, including real estate, cattle, and even accounts receivable, and will face hard prison time because I refuse to buy insurance or pay the penalty tax. Meanwhile, Louis Farrakhan (the Muslim) will have no such penalty and will have 100% of his health insurance needs paid for by the de facto government insurance. Non-Muslims will be paying a tax to subsidize Muslims. This is Dhimmitude.

  • Report this Comment On October 21, 2013, at 10:12 PM, onett477 wrote:

    Ref:

    To and of "Peckbills" Above comment.. BINGO...

    I took the time and read the meanings,(Primary and secondary) of " Dhimmitude " W O W !!!!!

    Very true. Did more r&r . Germans,Russia,China,Again " W O W " !!!!!! So Here we go;;;; Papers ? No Papers ? No travel! Strip searches,No fly lists,Searchs,Confinments (under terrerost acts) Monitoring what we watch on TV,Computors,Say on Computors,Phones,.....Branding religious groups as threats to the governments??Racial profiling? Now Forced insurance .? Except the Chosen..!!..Penilities/fines?? Heres a thunk; When Was Martial Law declared ?????Again as I have stated. Even to several Senators By E-mails. Force The Health Care INdustry Prices Back Down to Common Sence Billing. Ex: one service /Total bill is?? Treat a cold $ 150.00 Period,. No more Stacking each second into hours,5 people see patient or paperwork at 300.00 each..And so forth. Make Heath CAre ITSELF AFFORDABLE. And Stop Lining the pockets of the lawmakers or thier family members , who have invested into the heath care industry's Pockets..very easy to verify on the stock market listings.

    GIVE AMERICA BACK TO THE PEOPLE FOR THE PEOPLE . PERIOD !!!!!NOT the selected few..Oh . By the way.; I AM A REAL COMBAT VETRAN> IN REAL COMBAT...So I do have a right to say. At this Time; I am embarrassed to say that I am an american..WELL ??????????

  • Report this Comment On October 21, 2013, at 10:20 PM, onett477 wrote:

    Please Make health Care Affordable. Not punish the people who cant afford it.

    Make it apply to All People who are In the United states. Legal or otherwise. NO Exemptions. Period. I am not talking about forcing folks to but insurance. I Am Talking About Making the Health Care Affordable. NO MORE GOUGING< MULTIPLE BILLINGS<STACKED BILLINGS<AND SO FORTH.. I have Family and friends in the industry. Thats Why I know for sure .IT IS A MASSIVE GOVERNMENT APPROVED R I P _ O F F !!!!

  • Report this Comment On November 30, 2013, at 1:37 AM, Keith2228 wrote:

    Even if someone had no insurance they would still expect a doctor or hospital to save their life if they were dying. The country would be outraged if someone was allowed to die outside of a hospital because they didn't have insurance. Thus, we should all be required to have at least insurance to pay for emergency life saving care. But obamacare has gone too far and we should not be forced to have coverage for preventive care, abortion, birth control, etc.

  • Report this Comment On February 03, 2014, at 9:17 PM, chevel123 wrote:

    It is not fair for people to say they have insurance when they have none! You should have to show your insurance card when you file taxes....

  • Report this Comment On June 14, 2014, at 3:26 AM, wellnesssourse wrote:

    This stipulation probably is what the Republicans demanded, one of their demands, before allowing the real American public to have any such opportunity for a better life.

  • Report this Comment On July 04, 2014, at 1:31 PM, mccollum1953 wrote:

    I am an American and I pay my taxes. I have been without a job for almost 2 years. I am 60 years old and lost my job around two years ago. All I draw is my deceased wife social security. I don't know how I am going to afford the obama care insurance. I for one think we should find a way to impeach the law. I don't know why obama would do this to America. I know there are other people in my situation. I am struggling trying to make it now, and something like this pops up. I didn't capitalize obama for a reason.

    I think we know what I am talking about.

  • Report this Comment On July 04, 2014, at 1:34 PM, mccollum1953 wrote:

    one more thing Texas can always go back being a independent state. We are the only state that has the right too.

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