The Big Four U.S. banks, Wells Fargo (NYSE:WFC), Bank of America (NYSE:BAC), Citigroup (NYSE:C), and JPMorgan Chase (NYSE:JPM), are constantly lumped together and referred to as if they were one entity. However, under the surface, these banks have produced vastly different returns, and hold differing visions.

In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer rank the Big Four U.S. banks. Despite disagreeing on some of the banks, the two agree on which stock holds the top spot. The top bank is armed with the world's largest investment bank by revenue, as well as countless other world-class businesses, and it has continued to earn record profits and post returns of nearly 1% on its massive $2.4 trillion asset base.

David Hanson owns shares of JPMorgan Chase. Matt Koppenheffer owns shares of Bank of America, Citigroup, and JPMorgan Chase. The Motley Fool recommends Bank of America and Wells Fargo. The Motley Fool owns shares of Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.