Mortgage REITs like Two Harbors (NYSE:TWO) and Annaly Capital Management (NYSE:NLY) have been making headlines for the past six months – why are investors so fixated on this sector? In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer take a question from their mailbag about the embattled sector.

David Hanson owns shares of Annaly Capital Management. Matt Koppenheffer owns shares of Bank of America. The Motley Fool recommends Bank of America. The Motley Fool owns shares of Bank of America. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.