Why the Chicago Bears' Decision to Give Jay Cutler a New Contract Was a Terrible Idea

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The Chicago Bears surprised many in the football world earlier this month when they announced they were resigning Jay Cutler to a seven-year, $126 million deal.

The quarterback has been sidelined for significant stretches in two of the last three seasons, and has only been selected to play in the Pro Bowl once—and that was over five years ago while we was playing for the Denver Broncos. But his deal—the richest in total dollars  among all NFL quarterbacks—makes it seem as though he's the cream of the crop.

Source: Mike Morbeck, via Wikimedia Commons 

Being both a native Wisconsinite and a Packer shareholder,  I think my opinion is more than just slightly biased. So to convince you that this contract was simply a terrible decision, I decided to go right to the numbers.

Breaking it all down
There's no arguing that the average NFL player earns far, far more than is necessary—we won't be dealing with that here. Instead, let's take a look at the 10 highest-paid quarterbacks, and see what they are raking in, on average, for every year of their contract.



Average Yearly Pay

Aaron Rodgers

Green Bay Packers


Matt Ryan

Atlanta Falcons


Joe Flacco

Baltimore Ravens


Drew Brees

New Orleans Saints


Peyton Manning

Denver Broncos


Jay Cutler

Chicago Bears


Tony Romo

Dallas Cowboys


Matt Stafford

Detroit Lions


Eli Manning

New York Giants


Matt Schaub

Houston Texans



It would be easy to simply see how these quarterbacks are doing now, and compare their statistics to their salaries. But that doesn't really help us know whether or not the contracts were a good decision by each team.

Instead, it makes more sense to see how these quarterbacks performed in the two full seasons before signing their current contracts. That gives us a better idea for what each team's management expected to get in return for their contracts when they were signed.

Obviously, this is an imperfect analysis. As the disclaimer goes, past performance is no guarantee of future results. Additionally, franchises pay their quarterbacks not just for their arms — this doesn't account for their rushing skills, their leadership of their teams, their face-of-the-franchise charisma, and the durability of their collarbones, for example. But by looking at the prior two years, we can get a general read on what teams think they're buying.

If you consider how much each of these quarterbacks were paid per expected yard thrown, touchdown, win, and QB rating point—based on their performance immediately preceding their current contracts—here's what the numbers look like.

For each category, the two best deals are coded green, and the two worst are coded red.


As you can see, there's a lot of variation. For example, whereas some quarterbacks are paid a half-million per expected touchdown pass, others earn nearly twice that amount.

Again, there's no perfect way to measure how much a quarterback is worth. In the end it's the opinion of management that matters the most. But by taking all four of these variables into consideration, we get one way of looking at which quarterbacks represent the best deals for their teams.

So who's worth the money and who isn't?  I assigned 10 points for the best deal in each category, 9 points for the second-best deal, and so on. Below the quarterbacks are ranked from best-bet-for-your-money (most points) to worst (least points).





Drew Brees

Worth the Money!


Aaron Rodgers


Peyton Manning


Tony Romo


Matt Stafford

Middle of the Road


Matt Schaub


Eli Manning


Matt Ryan


Joe Flacco

You're kidding, right?


Jay Cutler

From this perspective, the verdict is clear: Jay Cutler is simply not worth this kind of money. Beyond overpaying for a mediocre player, such a move also affects what the Bears will be able to do in keeping other talent on the team. There's a hard salary cap for the NFL, and every dollar given to Cutler is one that can't be given to another player.

Of course, this isn't to say Cutler won't prove his worth later on. Maybe the Bears see something that most of us don't, and he'll lead them to their first Super Bowl win in almost 30 years. I'm pretty sure you know how I hope this turns out, but we'll just have to sit back, wait, and see.

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Read/Post Comments (51) | Recommend This Article (19)

Comments from our Foolish Readers

Help us keep this a respectfully Foolish area! This is a place for our readers to discuss, debate, and learn more about the Foolish investing topic you read about above. Help us keep it clean and safe. If you believe a comment is abusive or otherwise violates our Fool's Rules, please report it via the Report this Comment Report this Comment icon found on every comment.

  • Report this Comment On January 17, 2014, at 10:27 AM, TMFGoldenGirl wrote:

    Brian, How about Tom Brady?

    Agreed on Cutler, but I'd put Romo with him too.

    :) Linda

  • Report this Comment On January 17, 2014, at 10:30 AM, TMFCheesehead wrote:


    Article coming out on Brady and his relatively small contract on Sunday ;)

    Brian Stoffel

  • Report this Comment On January 17, 2014, at 10:34 AM, Mathman6577 wrote:

    Brady doesn't need the $$$. His wife makes a lot more than he does. And he should be in the top 5. Tony Romo on the other hand doesn't -- he is mediocre at best.

  • Report this Comment On January 17, 2014, at 12:16 PM, Kevin7213 wrote:

    Last year was the first year, with the Bears, that Jay Cutler had a good offensive line. The year before the Bears' offensive line was among the league's worst. This is the first year that the bears had a full compliment of nfl quality receivers (although the year before the Bears did have one quality receiver). It is not unreasonable for the Bears to project better performance from Cutler as the offensive line should get better and he has a full complement of receivers to work with. If the Bears intend to win in the next three years it is hard to see how that can be done if they don't resign Cutler. Otherwise they would have to trade for or sign a quarterback and hope for improvement. it is a gamble, but it is rational gamble.

  • Report this Comment On January 17, 2014, at 1:26 PM, fmjoe44 wrote:

    "Da" Bears are a good team with Cutler. Without him they are mediocre at best. They probably spent too much on him with the rebuild they need on the defense, but at least they won't have to worry about the qb position.

  • Report this Comment On January 17, 2014, at 1:43 PM, babbaloo wrote:

    Well, another absurd article in the Fool.

    You can't plan how to put a franchise together looking in the rear view mirror. You need a top rated passer and Jay Cutler is more than fine and there are at least 10 teams out there that would have paid the money to get him. Now it is up to management to get a group of players around him to take the division and get into the playoffs.

  • Report this Comment On January 17, 2014, at 2:12 PM, jeffreywilens wrote:

    You ignored the fact the contract is front loaded and the Bears can get out of it in 3 or 4 years if it does not work out. Meanwhile, name another quarterback with Cutler's skills who they could obtain to replace him for those 3 years without paying about the same money. Is he overpaid? Sure but so are most QBs. That does not make it a bad move.

  • Report this Comment On January 17, 2014, at 2:12 PM, redarmy00400 wrote:

    Comparing these salaries means nothing, unless the contracts were all signed in the same year. You obviously have no clue how markets and the economy work. The market (teams needing to sign a QB) sets the value each year, which has continued to rise year to year (ever hear of the word inflation?). A contract for $15m / year signed 4 years ago, is going to be worth more than that when updated into "2014 dollars". Nice try though, you played around in Excel and put together a pretty spreadsheet that means nothing.

  • Report this Comment On January 17, 2014, at 2:29 PM, gaslamp wrote:

    I think its because simply no other QB will be available . besides he have 2 targets Twin Towers in Marshall/Jeffery to throw to instead of just Marshall. Yes he gets hurt but name 1 Qb who dont get hurt? Cutler scrambles out the pocket alot and get hurt.. part of the job... I know he needs to cut down on the Int.. Why isnt Brady and Rivers on on the list I know they making $$$$!

  • Report this Comment On January 17, 2014, at 2:29 PM, scooby1221 wrote:

    Did you factor in games played? 2013 saw cutler sidelined for a good portion of the season. Perhaps a better factor would be stats in last 32 games played, and as redarmy wrote, converting all salaries into their net present value would be the correct approach to compare. I would think an investing site would have nailed the NPV/FPV part of this.

  • Report this Comment On January 17, 2014, at 2:34 PM, TMFCheesehead wrote:


    Brady certainly gets a fair chunk of money, but by NFL standards, his avg. yearly pay is pretty cheap. He's 15th among NFL QBs. He does this on purpose to allow the team to bring in more talent.


    I thought about that, but a QB gets paid when he sits on the sidelines after getting injured too--and I think its more than fair to take into consideration. Cutler wasn't the only one on the list where that was the case either.

    Brian Stoffel

  • Report this Comment On January 17, 2014, at 3:24 PM, redarmy00400 wrote:

    @ scooby1221 I obviously agree. This concept is the first step one needs to take when comparing values from different time periods. But, this Fool decided to be lazy, and/or cherry pick the statistics that proved his point (we get it Brian, you aren't a Bears/Cutler fan).

    @ Brian, How do you leave out one of the most basic steps?

  • Report this Comment On January 17, 2014, at 3:31 PM, TMFCheesehead wrote:

    @redarmy00400, @scooby1221-

    The earlier comment had to do with injuries, not factoring in when the contracts were signed.

    I took the approach I did because that's how much these quarterbacks are getting paid right now. You have a point, though.

    The results wouldn't change much at all, though, as Eli's was the only contract more than 2 years old.

    Brian Stoffel

  • Report this Comment On January 17, 2014, at 3:37 PM, miamidon13 wrote:

    Jay Cutler is the absolute best Thief/con man/illusionist that the world has ever seen! He and his agent have fleeced the Chi town bears management of 176 million dollars for 12 years of semi- production in that time they have not EVER reached the NFC championship game, he very seldom even finishes the entire season without missing games. Seriously I am not even a bears fan and I knew this was ridiculous to fork over this kind of money the contract before this one was upside down as well. Thank you Chicago for ensuring this loser wont be ruining any of the other teams though!! Ha Ha

  • Report this Comment On January 17, 2014, at 3:54 PM, redarmy00400 wrote:

    @ Brian I don't know what you're considering as the results not changing much. A contract for $15m per year signed 2 years ago is roughly worth about $16m today when you factor in the Employment Cost Index for the last 2 years. My guess would be that the ECI for professional athletes only is a lot higher of a percentage too.

  • Report this Comment On January 17, 2014, at 4:03 PM, Mousse1972 wrote:

    @miamidon13, uhhhhm the bears made the nfc championship game with Cutler in 2010. Try again buddy.

  • Report this Comment On January 17, 2014, at 4:07 PM, thruthefog wrote:

    Jay Cutler is a very underrated NFL starting Quarterback that's worth every penny of his contract...!!............(signed- a Packers fan...)

  • Report this Comment On January 17, 2014, at 4:13 PM, PantsParty69 wrote:

    This analysis isn't the way you'd determine the value of re-signing Cutler.

  • Report this Comment On January 17, 2014, at 4:27 PM, rfsmith1978 wrote:

    Tony Romo proves the truth of the expression, "there are lies, there are damned lies and there are statistics." He may look great on paper but he is a .500 quarterback with a 1-3 record in the playoffs. I am not a Ravens fan, but Flacco has taken them to the playoffs 5 times and has a 9-4 playoff record and a Super Bowl win. I know whose results I will take. Before you give Matt Ryan a pass, tell me what his playoff record is like.

  • Report this Comment On January 17, 2014, at 4:31 PM, zabaw21 wrote:

    Brian, just awful analysis. Why would you use the stats for the two years before a contract a signed? How a player plays during the contract years defines if the contract is appropriate. Based on your analysis, Pujols contract is appropriate because of his production in the two years before he signed it. But in reality, he is being paid way too much for his lack of production under the contract. Same with Cutler. You won't kno if it was a good contract until several years from now. If he wins 2 super bowls in the next 7 years, it will have been a good contract for both sides.

  • Report this Comment On January 17, 2014, at 4:35 PM, Bouche wrote:

    Did you just put Romo in the "Worth it" category? Have you watched the Cowboys the last 5 years? Your "Middle of the Road" list is even worse... This past year, every QB in the "middle" list was out of the playoffs before the end of the season.. Do you even do your own research, or do you just follow the rest of the media and their bromances with "hot"(garbage) QBs? I may write an article named "Why This Site's Decision to Give You a New Contract Is a Terrible Idea".

  • Report this Comment On January 17, 2014, at 4:37 PM, ColinWeaver wrote:

    Interesting article Brian. Admittedly imperfect analysis (so, so much more than TDs and yards), also I would have liked their ages at the time of the deal thrown in. But your conclusions seems about right.

    Specifically regarding Cutler, strengthen your case by mentioning that Cutler hasn't even played a complete season since 2009. Often injured. Wrote about this deal a couple of weeks ago:

  • Report this Comment On January 17, 2014, at 4:38 PM, jsb wrote:

    While I appreciate your financial analysis, the state of Da Bearce required that Cutler get signed at what is, more or less, the going rate for a top 10 arm. With the points that this offense put up this season, it's obvious that he can flourish in this system. (I know, McCown had some of those big games, but Jay torched a few teams as well). The Defense, however, is another story. To replace Cutler, Da Bearce would have had to use a draft pick in the first 2 or 3 rounds as the future QB. Since the D couldn't slow down running water, much less any running back in the league, and the fact that they are getting long in the tooth and may lose several to free agency, they almost have to use all 7 picks on defensive players. McCown may not catch lightening twice (see: Matt Cassell, Scott Mitchell, Derek Anderson....etc) and throwing a rookie back there just sets back this system another 2-3 years minimum. The devil you know is better than the devil you don't, so Da Bearce had to keep one of the league's best offenses in tact and spend the off season fill the gaping holes soon to be left by defensive free agent signings.

  • Report this Comment On January 17, 2014, at 4:45 PM, Bouche wrote:

    Haha... Packers' fan... We shall see next year Brian. You will eat those words when your team gets swept. You don't have to write an article hating on Chicago with fact-less reporting to show your pride for moldy cheese. Your Packers barely got by us to get into the playoffs, and didn't win a game in them. Your team now has a ring under Rodgers, I get it. I'm sure you were not as loud when Favre was getting creamed by Urlacher for all of those years. Rodgers will not get another ring. His best days are behind him. If Cutler was so bad, why is it that the team had the best start under a new coach since ever. Before you credit McCown for that, go ahead and look up his wins in the last 5 years. Then look at Cutler's. Next year you can go back into hiding with the rest of the cheeseheads.

  • Report this Comment On January 17, 2014, at 4:46 PM, Tim78 wrote:

    I think you are very wrong if you think Tony Romo is worth the money he is getting.I never knew I would see more dumb stuff but you really top it.What has Romo done for the Cowboys since he has been there.How many playoffs victories has he had since he has been there.Jay Cutler has atleast took the Bears to the NFC Championship and I thing he has more playoff wins then Romo.Joe Flacco has more playoffs wins then Tony Romo plus he has a SuperBowl title.

  • Report this Comment On January 17, 2014, at 4:59 PM, marcus0202 wrote:

    In order to assess whether or not signing Cutler was a good deal or not, one should compare to the Bears' alternative options. Signing Drew Brees or Aaron Rodgers was not an option for the Bears, I suspect the Bears would have taken that option had it existed. The Bears other options are to not resign Cutler and instead start his backup, Josh McCown, sign the best available QB on the market (Schaub?) or draft their starting QB (they have the 14th overall pick). Absent trading up in the draft, each of these options is significantly cheaper. However, each of these options gives the Bears less of a chance to win in the short-term. If the Bears are not trying to rebuild, why would they they draft their starter or hand the reigns to McCown? I am not saying signing Cutler is a smart move, but I do think you have to frame the question in terms of the Bears current options, not whether they 2 old be better off with Peyton Manning than with Cutler.

  • Report this Comment On January 17, 2014, at 5:00 PM, Pmiller018 wrote:

    So by your own admission above, since only 10 QB's appear on your chart, Jay is a top 10 QB. Biased story after biased story. Why do I bother still reading this garbage from a Packer Backer?!?

  • Report this Comment On January 17, 2014, at 5:02 PM, jordankud wrote:

    I get that the writer went by a specific methodology, but his result list is just ridiculous.

    If you think Romo is worth the money then you've clearly never watched a Cowboys game. Meanwhile Stafford, Schaub and Ryan are apparently middle of the pack but Flacco (that guy from Delaware with the Superbowl MVP and 5 straight playoff appearances) isn't worth the money?

    To quote the chart itself, "you're kidding, right?"

  • Report this Comment On January 17, 2014, at 7:29 PM, mrgreg40205 wrote:

    Where is Tom Brady? These teams sure like to overpay their quarterbacks. You can figure every year that Brady, P. Manning, Rodgers, and maybe Brees, is worth that. But the rest of them you can just throw in a basket and give them about 5-10 million dollars a year and you would be closer to what they're worth. By overpaying them you just cause a ripple effect and fortunately for some sh-t rolls down hill. Teams need to gauge their previous seasons performance and pay accordingly. They could save a lot of money.

  • Report this Comment On January 17, 2014, at 7:54 PM, richiegootz wrote:

    Chicago up until this year was a defensively focused team. The O-line was one of the worst for the last years under Lovie. Before Marshall, we had midget receivers that were knocked off their routes and were awful. Kellen David was easily the worst starting tight end in the league. Jmarcus webb one of the worst Left tackles. Yes Hester is an awful receiver. If you actually watch games you can see that Cutler is a valuable player. Might have over paid him just a bit. In the NFL its tough to compare QB's. With all the coaching changes, coordinator changes and bad players around him, Cutler did very well in my opinion. I agree with a few others in saying fixing a D is much easier than finding a good QB, All you need is a pass rush, hmm chicago was one of the worst at sacks and QB pressure 2013 and hence had one of the worst defenses.

    You've been sitting pretty with Farve then Aaron Rogders for the past 20+ years. I predict soon Rodgers will come out of the closet, play 1 or 2 years then retire. Then you will be royally screwed and left without a QB. Also I am not against homosexuality, I just see the writing on the wall with regards to Rodgers and I would have a lot of respect for him being the first openly gay superstar male athlete in American Team sports.

  • Report this Comment On January 17, 2014, at 9:05 PM, ph4ntom91 wrote:

    The first thing I did after reading the title of this article was to look up the writer, Brian Stoffer... When I found out he was a Packers fan, I didn't need to read much of his biased garbage... Yes, Cutler is overpaid, but he got the going rate for a franchise quarterback... He is still a very good QB and the Bears best option for at least the next 3 years... He has done the best he could with what was given to him.... Under Lovie Smith, Cutler didn't have the talent around him on offense... One of the worst O-lines in the league (if not the worst), and without protection, there's not much a QB can do.... On top of that, He had Hester and Knox as his top offensive threats LOL... And Kellen Davis, who couldn't catch the ball if his life depended on it, at TE... Not a surprise that Cutler struggled during those years... This past year, Cutler now has an improved O-line and has Marshall, Jeffery, Bennett, Forte, etc... They were one of the top offenses in the league, scoring the 2nd most points in the league only behind Denver... The Bears offense is built... The problem right now is the defense... It was the worst in franchise history last year... How else do you explain how a team that scores an average of 28 points a game only win 8 total games? Like I said, the Bears offense is built... With an improved defense, the Bears next year will be serious contenders... The best of Cutler is still to come! You will see... Go Bears!

  • Report this Comment On January 17, 2014, at 10:35 PM, TMFCheesehead wrote:

    Thanks for all the comments!

    For all of those who keep saying Romo isn't worth the money, I TOTALLY AGREE.

    However, if you read the article carefully, I said that I was simply giving 10 points to the best deal in each category ($/yard, $/TD, etc.), 9 points for the second best, and so on.

    The final tally--BASED SOLELY ON THESE NUMBERS--looked like this:

    1. Drew Brees: 34 pts

    2. Aaron Rodgers: 28 pts.

    3. Peyton Manning: 28 pts.

    4. Tony Romo: 27 pts.

    5. Matt Stafford: 25 pts.

    6. Matt Schaub: 22 pts.

    7. Eli Manning: 21 pts.

    8. Matt Ryan: 18 pts.

    9. Joe Flacco: 9 pts.

    10. Jay Cutler: 8 pts.

    Maybe I made the cut-off at different points than others would. But given this data set--which is certainly imperfect--you can see what the numbers were.


    It very clearly states that these are the 10 highest paid QBs, and that is how the list was derived.

    Brian Stoffel

  • Report this Comment On January 17, 2014, at 11:38 PM, jjd61834 wrote:

    cutler has no heart cant buy that

  • Report this Comment On January 18, 2014, at 1:11 AM, MajorInstigator wrote:

    As a Packer fan I love it! Chicago has all but conceded being a division contender for the next 7 years.

    With a 1-9 record against the Packers and being injured as much as a glass-jawed boxer, what does Chicago expect to get for all this money?

    The only thing he's had going for him this year are some really good receivers in Marshall and Jeffery - these guys are big and have sure hands that compensate for some really poorly thrown passes.

    Face it - the numbers don't lie.

  • Report this Comment On January 18, 2014, at 2:38 AM, timclaiborne wrote:

    No team quarterbacked by Jay Cutler has ever won anything in the regular or post-season...and they never will...he is arrogant without reason...makes dumb choices, and is soft. Keeping him may make them a 9-7 instead of 7-9 team, but it is a terrible choice if a championship is the goal. Plenty of guys not even on the comparison list are much better...Philip Rivers, Andrew Luck, Colin Kaepernick come to mind.

  • Report this Comment On January 18, 2014, at 2:49 AM, christoph86 wrote:

    You make good points for why Cutler got a cush contract, however you give zero opinions of what their other options are. From an analysis prospective you get a "It's obvious" grade. Yes, the Bears overpaid their quarterback, but they overpaid for a guy they know what he can do. Is he Rodgers, no, is he Brady, no, but they know what he is. What's your option, go with a 35 year old quarterback and hope is limited time wasn't a fluke? Go with a draftee late in the first round and hope he pans out? Try and a get a good quarterback in free agency, yea right. The Bears finally have a good offensive core. They finally have a stable offensive system. Maybe you should look up how many offenses Cutler had to learn in his relatively short time in Chicago. Maybe you should look at how many different offensive lines he's gone through. You are biased for sure, biased in your lack of ability to see what the alternative would be. Maybe, just maybe, the Bears are buying stability here for once.

  • Report this Comment On January 18, 2014, at 7:15 AM, parz1 wrote:

    Brian you are truly an idiot cheesehead! If you look at the facts Cutler and Rodgers have missed almost the same amount of games over the last 5 years. Cutler was the Bears best choice, at least 20 other teams would have signed him in a minute! Cutler has had to learn at least 5 different offenses in the last 7 years, most of them with no wide receivers or tight ends. Cutler will flourish with this offense and the twin tower receivers he now has to throw to. If the bears can find a defense Rodgers will take a beating and run home to his boyfriend to lick his wounds!

  • Report this Comment On January 18, 2014, at 8:30 AM, NYFloridian wrote:

    FOOLS! Forget about ranking philosophy, C'mon Tony Romo top ranking, he's middle of the road at best, forget stats he's middle of the road you do know that? He's not worth anything except out the door already. Eli Manning middle of road, forget regular season this year, he's had enough decent regular seasons along with 2 super bowl trophies, 2 MVPs not one but 2 MVPs 2!! He's already been worth the money, I don't believe many people would argue this if he did it for their team, if they do they know nothing about the game of football and really need their head examined. Matt Schaub middle of the road, NO, Joe Flacco had one of greastest playoff runs like Eli did and has had some good regular seasons and he played well enough this year on a subpar team depleted with players that retired, left or were injured that were 1 game away from a wildcard at the end of the season. Matt Schaub choke city, not a money quarterback and has proved nothing, he's nothing but an above average game manager with decent arm, not when it counts, Flacco has proved his way to at least middle of the road, swap these two, Schaub> Are you kidding! I agree with all the others

    Worth the Money below: Not on your philosophy, just flat out rank on reg seasons, winning, clutch money players,

    * for Peyton with some big games in playoffs lost by him, **Eli had a flat out Bad season, not all his fault but still bad with 20 plus ints some bonehead ones and looked lost at times like he forgot how play QB, poss down to middle of road currently, but with bounce back season will keep in top 5.

    Tom Brady

    Peyton Manning*

    Aaron Rodgers

    Drew Brees

    Ben Roth

    Eli Manning**

    Middle of the road: *close call, he's lost as many games with bonehead INTs in clutch games and won some clutch games but not when it counts.

    **close call also, but has done enough to stay, needs to cut down late INTs, but talented as hell!

    Joe Flacco

    Matt Ryan

    Tony Romo*

    Matthew Stafford**

    Are you Kidding? *if stays healthy, stays with OC and 1 system for once in his life, OL is consistent would move up to middle of the road and possibly further in future, stay tuned.

    Jay Cutler*

    Matt Schaub

  • Report this Comment On January 18, 2014, at 9:00 AM, bigbill wrote:

    Not a very accurate article do the the fact is there is so many variables to the NFL quaterback situation. For example didn't metion 5 different offensive systems in the last 6 years and coaching changes in Chicago. Taking a look at recievers is a huge impact to QB rating and stats. Did you know that last year Chicago eneded up second behind Denver for most offensive points scored. Jay cutler played 11 1/2 games. I think if you are a Packer fan you are nervous the offense that Chicago is putting together is going to be a force to be reconked with.

  • Report this Comment On January 18, 2014, at 10:46 AM, Dimmn19 wrote:

    We should change the title of this "article" to... Why Cheesehead Idiots shouldn't write about the Chicago Bears.

    It's been said before...but gotta repeat- 4 OC's in Jay's 5 seasons- Turner, Martz, Tice, Trestman... you want any of those first 3 guys? nope. Has been ranked as the top 3 sacked QB in those years. And for most of his time in Chicago his #1 WR was Devin Hester... sound like confidence inspiring? nope. Keep using that 1-9 record against the Packers. I don't really care...It's not about just beating the Packers. You want to throw in the "injures" go ahead. I can't wait to see what he can do in a second season with a real offense, stability in coaching, and a revamped D. Go Bears!

  • Report this Comment On January 18, 2014, at 11:10 AM, woodenmike wrote:

    Brian, did you see this? Tony Dungy thinks it may be a bargin!

    What were Da Bears supposed to do? Start over with another question mark? They certainly put up the points with Cutler, Jeffrey, Forte, and Marshall. I'm sure they're all glad to have Cutler back and not being faced with having to adjust to a new QB! The Bears don't have a great history with Quarterbacks, and the offense is vastly improved with Smokin' Jay behind center. They can also opt out of his contract after 3 years.

    With today's QB market, I think the value comes from keeping consistency in the offense, what their other choices were, and what QBs will be getting paid when Cutler's 2-3 years into his contract. The contracts are just getting bigger and bigger, and every new contract can be picked at as "overpaying" for mediocre talent.

    Da Bears were decimated on "D" this season, and their defensive stats were just pathetic. Overall, I think it was a good signing. Now, they can concentrate on bolstering the Defense and not worry about the intangibles of trying to find a franchise QB.

  • Report this Comment On January 18, 2014, at 6:33 PM, UcantHandleTruth wrote:

    This Article is On Right Site Chgo Bears Damm Fools =Gutless Cutler 18 Million Fools For Sure!!!!

  • Report this Comment On January 18, 2014, at 6:56 PM, lowmaple wrote:

    Have to chime in. Since this is MF l guess we can talk football as that is in the ballpark. I could opine on how much the national ballet should pay for a dancer. full disclosure l don't watch much football and fall asleep watching baseball but someone said SF baseball team was built slowly without huge stars to get a winning team so to collate to investing the way to win in both is not to swing for the fence. Of course the coach et all may not be there long if Bears don't win. But author's point about building team with reasonable salaries sounds good to my unbiased mind'

  • Report this Comment On January 18, 2014, at 10:08 PM, z28ntexas wrote:

    People like to pound McCown's career because he got bounced around. His "bounces" have him starting out in Arizona, then Detroit, Oakland and then Carolina before finding himself on the Bears the last 3 years AS A BACK UP.

    Who the Puck is going to shine with those teams?

    Did Da Bears ever have a QB coaching wizard like they do now? DA answer there is Puck no. So, with this "wizard" in place, what does Cutler do? Throws INTs instead of throwing it into the stands. Gets Sacked as opposed thinking on his feet. Cutler was too predictable... NO PUCKIN FUNDAMENTALS!

    He throws the ball to Marshall all the Puckin time when you have Jeffery and other targets that McCown made obviously deadly. McC fit the "system" ... and Cutler thinks his arm strength is the system.

    Well.... they Pucking went ahead and did it... kings ransom for a knucklehead to go ahead with the knuckleheads on Defense. Go ahead and suit up Conte's 2 brothers for your defense... that's all you will be able to fit under that Cap.

  • Report this Comment On January 19, 2014, at 8:29 AM, JarheadSniper wrote:

    Any team owners that pay any of their players more than five million dollars a year, is a fool. And we all know that a fool and his money, are soon parted. Cutler never has been a quality NFL quarterback. He gets hurt too easily and has sat the pines almost as much as he has played. What in the world were the management of the Bears thinking, when they gave Cutler all that money? He will never live up to even half of his paycheck!

  • Report this Comment On January 19, 2014, at 10:35 AM, DaCoach wrote:

    Most of this analysis is fantasy football related rankings..$$ per yard? $$ per TD? Lets talk wins and losses when it matters like in Superbowls or Playoffs. If Russell W wins his SB this year he matches Aaron Rodgers and Drew in SB wins but is far and away the new your best per td/yd/ win ranks. I think Wilson is paid like 600K. No Brady mention? credibility is toast right there he has 3 rings. Is Rodgers really the great QB everyone thinks he is or is he some front runner who put together the run one year and will never do it again? He won 5 of his first 6 playoff games but has lost 3 of his last 4. He plays poorly when he is not in the lead. Losing record in games decided by 7 points or less ( 18wins 22 losses),Brett Farve won 68 games like this Brady has won 55. Cutler is 31-19 in those games (0-7point games). But hey Aaron is the top rated fantasy passer so he must be the best and is worth double what the pack is paying right? Lost to the niners in the playoffs margin of loss? 3points

    So the bears score the 3rd most points in the NFL with a combo of McCown and Cutler as the QBs and now your going to toss him out the door when the defense needs the work not the offense? If a 6th round pick like Wilson is out there maybe so but thats a longshot at best. McCown is not the answer as he expressed 0 interest in being the starter. The bears have had 19 quarterbacks since 1993 so this was their chance at continuity.

    Cutlers games missed because of injury is overall not bad that but recent years need further analysis. Will he stay healthy? What will be the pattern going forward. He had some back luck with injury the bears had some bad O-lines i like his chances going forward

  • Report this Comment On January 19, 2014, at 11:52 AM, cmalek wrote:

    Sorry, Brian, your analysis is meaningless. You're just playing with numbers, you're data mining. Using the proper numbers, I can prove that Cutler is the best QB ever and his contract is a screaming bargain. However, my analysis would be as worthless as yours as yours is.

    Football is the ultimate team game. It is not like baseball, basketball or tennis where one player can dominate and take over the game. Back in the early 1970s, in a game between the Colts and the Jets, Johnny Unitas, arguably one of the best QBs of all time, threw five TD passes. One would think that was quite dominating. Unfortunately, the Jets scored six TDs and the Colts lost 42-35. Colts defense let them down.

    If the defense does not stop the opponents, no matter how good the offense is, the team loses and vice versa. Just look at this year's Jets - great defense, lousy offense, 8-8 record.

    Without a good O-line to protect him, a QB will not have to throw and will not be able to throw accurately. If the receivers let passes bounce off their hands, the QB looks bad. Look at Eli Manning this year. He had no O-line to speak of. He was constantly running for his life. He was sacked 39 times. He threw 27 interceptions, some were poor judgement, some were errant throws but most bounced off the receivers' hands. Passes that bounce off receiver's and are intercepted are charged to the QB although the INT is the fault of the receiver.

    Bottom line is that you cannot isolate QB's (or any player's) stats and declare that they stunk or were great. You have to consider them in the context of how every other player played.

    One area you did not mention is leadership. It is intangible and it cannot be quantified in numbers but every QB on your list, including Cutler, is paid for their leadership. The most important question is not what are Cutler's statistics but how have the Bears done when Cutler was injured versus how have the done with him on the field.

  • Report this Comment On January 19, 2014, at 7:21 PM, Hutch877 wrote:

    Thanks, I'll take this into account next time I sign a quarterback.

  • Report this Comment On January 20, 2014, at 9:53 AM, jvgfool wrote:

    You should do the same exercise for offensive line and then factor that into the equation. Jay would come out much better. They are all overpaid, but Jay is a tough quarterback. In the Southeastern conference he had the worst protection of any team for four years and was still selected player of the year in the SEC. Don't cut Jay short. He will surprise you. Go Dores!

  • Report this Comment On January 27, 2014, at 2:41 PM, foolrulz wrote:

    Hey Brian, what dividend is that Packers stock paying you? You bought a $200 bumper sticker.

  • Report this Comment On February 08, 2014, at 1:31 PM, jaybird43 wrote:

    as a Texan fan, we would gladly give up girly man Matt Schaub for Cutler, but I don't think anyone would be stupid enough to take that contract off our hands. Except maybe the Bears.

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Brian Stoffel

Brian Stoffel has been a Fool since 2008, and a financial journalist for the Motley Fool since 2010. He tends to follow the investment strategies of Fool-founder David Gardner, looking for the most innovative companies driving positive change for the future.

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