First Niagara Financial (NASDAQ:FNFG) has had a rough 5-year stretch. Its shares are down nearly 30%, while the S&P 500 has returned over 100%. Ill-timed acquisitions hurt the stock, and the bank's recent earnings didn't help confidence. In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss the bank and its outlook.

David Hanson owns shares of PNC Financial Services. Matt Koppenheffer owns shares of PNC Financial Services. The Motley Fool owns shares of PNC Financial Services. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.