Could This Negative Trend Mean Trouble Ahead for Obamacare?

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Which group of Americans was the Affordable Care Act, commonly known as Obamacare, intended to help the most?

If you answered "the uninsured," you're right. In 2009, President Obama made the case that the underlying moral basis for passing the health-reform legislation was to help the uninsured gain insurance. With this goal at the core of the rationale for implementation of the law, it stands to reason that the views that uninsured Americans have about the Affordable Care Act are quite important.

So what do the uninsured think about Obamacare? Here's what the Kaiser Family Foundation found out in its recent Kaiser Health Tracking Poll -- and what those results could mean.

Negative vibes
Kaiser surveyed 1,506 adults between Jan. 14 and Jan. 21. While most of the responses were from individuals who had insurance already, a significant number came from uninsured Americans. One of the most stunning findings from the poll related to the precipitous drop in positive opinions about Obamacare among those who don't have insurance currently.

Source: Kaiser Family Foundation Health Tracking Polls.

Just last month, 36% of uninsured Americans viewed Obamacare favorably -- only a little below the 43% who expressed unfavorable opinions about the health-reform legislation. Now, though, almost twice the number of uninsured respondents view the law unfavorably as view it from a positive perspective -- 47% to 24%. The trend in more negativity among the uninsured has risen relatively steadily over the past year. 

Source: Kaiser Family Foundation Health Tracking Polls.

Only 13% of the uninsured think they and their families are better off with Obamacare. That compares with 30% who think they're worse off. The biggest group of respondents (54%), however, stated that the health reform law hasn't made much difference for them so far. 

Bright spots
Not everything looks so bleak when it comes to views of the uninsured, though. A full 70% of uninsured Americans say that health insurance is very important, with 73% stating that they need it. Interestingly, 41% of the uninsured respondents indicated that they have tried to gain health insurance in the past six months. However, only 18% of those did so using federal or state health insurance marketplaces.

Source: Kaiser Family Foundation Health Tracking Polls.

More importantly, half of the uninsured individuals say that they plan to obtain health insurance. On the other hand, a full 40% say they have no intention of gaining coverage. Of those who expressed the desire to become insured, a meager 6% plan to go through or a state-operated online exchange.

Kaiser's results were announced less than a week after the White House reported total enrollment in private health insurance so far finally hit the 3 million mark. That's much better news than previous enrollment statistics from the first three months after the disastrous launch of the online marketplaces. We should remember, though, that the latest total includes individuals who have yet to pay for their coverage. Failure to pay means that the insurance won't go into effect.

Trouble ahead?
While the Obama administration is likely relieved that more Americans are signing up for insurance, the problem remains that relatively low numbers of uninsured individuals are actually gaining coverage. According to The Wall Street Journal, McKinsey and Co. found that "only 11 percent of consumers who bought new coverage under the law were previously uninsured." 

Here's where things stand currently. An increasing number of uninsured Americans view Obamacare unfavorably. Relatively few have signed up for health insurance so far. Many have no plans to enroll. And considering that nearly two-thirds of the uninsured still say they don't know how the health reform legislation will affect their families, the real possibility exists that many of those planning to obtain coverage could fail to do so.

What is the potential impact? Leaving the political dynamics aside, there could be trouble ahead for one industry in particular -- hospitals.

One key promise of health reform was that hospitals would benefit as the ranks of the uninsured fell. This hope propelled most hospital stocks to dizzying heights in 2012 and 2013. Shares of the nation's largest private hospital chain, HCA Holdings (NYSE: HCA  ) , soared 120% during the period. Tenet Healthcare (NYSE: THC  ) wasn't far behind, with its stock climbing 112%. Community Health Systems (NYSE: CYH  ) beat both of them, though, with gains of 128%.

But if the promise of millions of previously uninsured Americans gaining coverage isn't fulfilled, these stocks could deflate quickly. Community Health's huge rise has already faded by nearly 15% over the past six months. Tenet's stock has basically treaded water during the same period. Of the three, only HCA continued a steady rise. 

A negative outcome isn't necessarily a fait accompli, though. Opinions can -- and often do -- change. Uninsured individuals could see Obamacare in a more favorable light in the days ahead. Even if they don't change their opinions, they could obtain insurance anyway.

Perhaps things will turn out well, and those hospital stocks will keep marching higher. The clock is ticking, though. Open enrollment ends on March 31.

How will Obamacare affect you?
Regardless of your opinion about Obamacare, it will affect you in multiple ways. The health-reform legislation seems incredibly complicated, but it doesn't have to be. In only minutes, you can learn the critical facts you need to know in a special free report called "Everything You Need to Know About Obamacare." This free guide contains the key information and money-making advice that every American must know. Please click here to access your free copy.


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  • Report this Comment On February 02, 2014, at 2:06 PM, soliberating wrote:

    This is the result of the conservatives that refuse coverage under Obamacare. No surprise here.

  • Report this Comment On February 02, 2014, at 2:25 PM, bamissfa wrote:

    o puleeze.

    the young crowd under 30 are signing up under the medicaid part with big subsidies that should make you bo lovers happy regardless that too many subsidies will cause it to fail.

    Also because BO gave the jobs that should be for US citizens to dreamers ( illegal aliens ). We have a traitor in the white house who despises our nation, our GODLY principles and US citizens.

    We cannot keep spending the money that he is, AND he keeps slapping taxes on the middle class.

    Please write your reps and tell them NO AMNESTY for illegal aliens. Most of all remember if was the democrats who gave us the TAX ON THE MIDDLE CLASS called Affordable Care act also known as obamacare. Get rid of the democrats. Write the repubs and tell them to get with the program and do their job which is to work for US citizens not illegals.

    I deeply resent they spend their time that my dime paid, on helping illegal aliens. They should be arresting them and deporting them.

  • Report this Comment On February 02, 2014, at 2:37 PM, quacker wrote:

    all the aca did was strip billions from the economy and harm the normal insurance market place with out fixing the real problems

  • Report this Comment On February 02, 2014, at 2:51 PM, mlmurphy14 wrote:

    Now that Obama has provided our health care and parted the seas, maybe he can concentrate on getting our cars to run on butterfly farts!

  • Report this Comment On February 02, 2014, at 2:52 PM, GuitarJim wrote:

    Up until a month or two ago, many of the uninsured thought "Obamacare" was free health care from the government. While that may be true for those who are eligible for Medicaid, it's not true for the majority of those who didn't have insurance. Even with government subsidies, they're still going to have to pay monthly premiums, and they'll have to pay thousands "out of pocket" before the insurance company will help them pay any of their medical bills. The majority of them will never hit that deductible unless they have a medical catastrophe, which pretty much means that all of the low end policies being sold on the exchanges are catastrophic plans, even though the law supposedly banned those plans.

    In a nutshell, if you're not poor or already chronically ill then you're paying for the people who are.

  • Report this Comment On February 02, 2014, at 2:55 PM, dhudson26 wrote:

    Simple..Prices for Obama Care are too high. If the prices go down more people will sign up.

  • Report this Comment On February 02, 2014, at 2:58 PM, ObamaStinks wrote:

    The ACA - created and Owned by Democrats - remember that next election. 30% higher premiums and deductables. End of 2014 you'll see businesses getting more taxed and cutting back employees, cutting hours and cutting pay. Dramatic reductions in doctor pay on ACA networks. Good doctors retiring early. Best to refuse patients on bronze and silver plans since they can't afford to pay their deductable. The Democrats are creating a country whereby Everyone is Miserable. Vote the Dems out in 2014 - teach them a lesson.

  • Report this Comment On February 02, 2014, at 3:01 PM, joybabs wrote:

    2 comments on this 'uninformative' article.... WRONG, about which group was this obamacare supposed to help... IT WAS DESIGNED TO HELP NO ONE BUT THE AUTHORS OF THIS BILL AND TO GIVE FALSE PRAISE FOR THIS TYRANT in the making!!!

    the other point I make is that I could have saved you all the trouble and money you may have expended on this article!!! any of the folks who have been living and PAYING for this fool's agenda the last 5 years could have told you that!!!

  • Report this Comment On February 02, 2014, at 3:03 PM, gumlog2000 wrote:

    Easy to tell those who are against the President from those that support the President. I am not sure how the ACA can stand over time as it will be a huge burden to the US Budget. Yes, it has helped reduce my insurance costs because of subsidies and a slightly better plan. Doesn't mean that I am all of a sudden an ardent supporter of the President. We are spending too much money and very little is being done to change that. The biggest problem is that the real problems in the health care industry are still there. Recent blood work came back with a bill of $193 because I did not initially file it under my then existing catastrophic care policy. After filing the charges, the allowed amount came back at $53. Why didn't they just bill me $53? Why don't they just bill everyone $53? Because some will feel responsible and pay the entire $193 and those that don't or can't leaves the lab with a larger amount to write off as a loss. Charges should be the same across the board for services regardless of whether you have insurance or what kind of insurance you have.

  • Report this Comment On February 02, 2014, at 3:12 PM, ObamaStinks wrote:

    Brace yourself comes the new Army of IRS agents to police your healthcare. It may be a good job to apply competition, big government pensions and it's all paid for by those in the private sector with higher taxes, higher premiums and deductables. LOL, socialism a beautiful new America whereby Everyone is Miserable - do you feel it? Vote the Dems out in 2014 - get rid of this criminal regime.

  • Report this Comment On February 02, 2014, at 3:20 PM, JePonce wrote:

    To pass off Obamatax as Obamacare is repulsive.

    Democrats named it Obamacare to disguise its true purpose, and to create the illusion that it somehow related to care.

    Over 2.5 million citizens die in the U.S. each year whether or not they have insurance, and the absence of insurance did not kill a one.

    Go to a medical facility and get treatment. They have to treat you, it is the law.

    Obamacare is the grandest scam on citizens in U.S. history.

    Our Founders are rolling in their grave at the very idea of you being forced to pay for your neighbor's penis pumps.

  • Report this Comment On February 02, 2014, at 3:28 PM, rw93003 wrote:

    With the huge Obamacare deductibles most people are no better off with Obamacare than without insurance--except you have to pay for Obamacare.

  • Report this Comment On February 02, 2014, at 3:33 PM, CamdenTommy wrote:

    I spent my working career as a change agent, and if there's one thing I learned, it's that people don't like change. Anyone who thinks any major change will sell itself on its own merits is sadly and irresponsibly out of touch with reality. The change needs to be SOLD to the people who are going to be impacted and also to observers. People need to be made familiar with what's coming so that even if they're not eagerly looking forward to it, at least they're not actively resisting it.

    The President and his supporters made two HUGE, potentially fatal, mistakes with Obamacare: They were negligent (and possibly corrupt) when they let the contract for developing the federal exchange web site, and they sat idly by while the Republicans were having a field day shredding the ACA in the public eye.

    The ACA is a wonder of compromise (even though the Republicans claim that it isn't, it really is). But as is sometimes the case with compromises, it's complicated. It's not easy to understand how the ACA works on the individual level, let alone in the aggregate. The Obama administration did a totally unacceptable job of preparing the American people for this change, and the tool the Administration gave the people to work with to engage he change simply didn't work.

    So, how can anyone be surprised that Obamacare is experiencing a rough implementation? Sure, the Republicans have to take some of the blame (or credit, if you're sufficiently cynical to look at it that way). But the Administration acted like a bunch of rookie buffoons, and if Obamacare fails, it's their fault. Change control is like golf: follow=through may seem irrelevant to an amateur, but anyone with experience can tell you that it's critically important.

    Obamacare may yet succeed because memories are short and opinions change. But if it doesn't, its framers will have no-one but themselves to blame.

  • Report this Comment On February 02, 2014, at 3:35 PM, MaxxTheKatt wrote:

    Number one on the list of creating a socialist state:

    Control the peoples healthcare and you CONTROL THE PEOPLE! ! ! ! ! ! !

  • Report this Comment On February 02, 2014, at 3:35 PM, RFTECH3000 wrote:

    3M people signed up but actually you cant count those against the 7M CBO prediction and here is why !

    Reading the CBO documents we find that the CBO used a base number of 28M uninsured and predicted that out of those 28M roughly 7M will seek and obtain coverage under the ACA in the first year - it is very important to understand that they were talking about the UNINSURED , not people that would switch plans !

    Now surveys indicate that only 11% of those 3M were previously uninsured which works out to 360000 people , since the CBO prediction was based on uninsured people you can only hold those 360K against the 7M prediction and not the 3M who enrolled !

  • Report this Comment On February 02, 2014, at 3:38 PM, RFTECH3000 wrote:

    If you know that you need the 18-34 year old crowd to sign up to subsidize the coverage for the older crowd but yet you allow people to stay on their parents plan until 26 hence taking out a big share of possible enrollees , how would you call this ? I call it stupid

  • Report this Comment On February 02, 2014, at 3:39 PM, RFTECH3000 wrote:

    50% state that they plan on getting insurance but it doesn't say they plan on getting insurance through the exchanges !

  • Report this Comment On February 02, 2014, at 3:41 PM, RFTECH3000 wrote:

    here is my guess :

    most of the 50% who plan on getting coverage are probably eligible for the Medicaid expansion or subsidies and plan on getting insurance there !

    bad news is that wont help the exchanges !

  • Report this Comment On February 02, 2014, at 3:43 PM, spintreebob wrote:

    Most uninsured were (like me) by choice. We look at the cost/benefit and conclude the risk was worth it. With ACA the cost went up; Benefit down. Risk is even more worth it now. Whether our analysis is correct or not, this is the reason. Plus Obama is clearly hostile to anyone who is truly pro-choice.

  • Report this Comment On February 02, 2014, at 3:44 PM, RFTECH3000 wrote:

    my son is uninsured , he looked into the exchanges and he found a plan for $50 a month , then he took a closer look , first off the deductible is $2500 and has to be met before the insurance pays including ER care and prescriptions !

    Then there is the network , not a single doctor within a 25 mile radius is in network

  • Report this Comment On February 02, 2014, at 3:53 PM, nana wrote:

    I am 57 yrs old trying to get my disability. Been turn down have filed an appeal. I do not meet the requirement for medicaid in my state. With no job no income I can not go to the doctor for any reason. The ER at our local hospital requires a $75.00 payment up front if not insurance or payment fee you just pray nothing goes wrong.

  • Report this Comment On February 02, 2014, at 3:57 PM, RFTECH3000 wrote:

    And how many of those 50% made a decision based of FALSE information provided by the HHS navigators or the hotline ?

    I was looking for a plan because my old one got cancelled , so I called the hotline to find out my options .

    The lady was very nice she told me that with a bronze plan the insurance would pay 60% until the deductible is met and then 100% after that - excuse me ? that didn't sound right so I asked if she was sure about this she said yes.

    So I took the info of the plan and called blue cross blue shield and they confirmed that indeed the lady was LYING !

    Yes the plan pays 60% but AFTER the deductible is met , they pay 60% until the out of pocket max is met than they pay 100% !

    So you have three thresholds :

    - $2500 is what you pay out of pocket

    - $2500-6350 : insurance pays 60%

    - > $6350 insurance pays 100% !

    This kinda makes you wonder just how many people are conned into buying insurance with false information and whether this false info is given intentionally or not !

    Either way I encourage anyone to get first hand info from the insurance carrier before signing up !

    By doing so not only did I save thousands of $ in out of pocket costs but the BCBS rep also pointed me towards a plan that is similar to my old plan and only $50 more a month, granted to deductible is slightly higher but since ER visits, office visits and drugs are excluded from the deductible it doesn't matter much to me !

  • Report this Comment On February 02, 2014, at 3:59 PM, RMengineer wrote:

    Those without insurance basically fall into three camps. Those who can't get insurance for health reasons. Those who can't afford it. And those who choose not to. True, the distinctions are not hard and fast: Some can't afford it because because health issues make it prohibitively expensive - how different is that from simply can't get it? And there are those who could pay for it but find the cost not worth the benefit - is that different than simply choosing to not buy it?

    So even if perceptions do change, it would still be the case that of those without insurance it will be those with the most to gain who will buy it. IF they simply don't think the benefit worth the cost, they still aren't going to buy it. And that is, those with the most to gain are the ones who will be the most costly because that's what they have to gain - pushing their cost onto an insurance plan. On the other hand, if you just don't think you would ever get as much out as you pay in, you aren't going to buy it - why would you pay more money for anything than the value you expect to get from it? And _those_ are the people that they need - the ones who would be paying more in than any value they would get out. But that's why socialism always fails - it is dependent on people willingly paying more in that they get out. Who does that? Who does that in sufficient quantity to cover the cost of those who take more out than they put in?

    Yes, it's a numbers game, but they are different numbers games between insurance and socialism. Insurance is predicated on the math of Expected Value and principles of large numbers to make the Expected Value math come out in the wash. But the socialist model of "insurance" is that low expected value policies are overpriced so that high expected value policies can be under-priced.

    Whereas the conventional Expected Value math based model of insurance is that insurance is priced based on the Expected Values of that insurance. If you pay less than that as in the socialized model for high expected value, you are getting a great deal as you are underpaying for what you get (expected value). If you overpay for your expected value in the socialized model, you are getting less than you pay for. Who _chooses_ to pay for something for which they get less than they are paying for?

  • Report this Comment On February 02, 2014, at 3:59 PM, SLTom992 wrote:

    We have two sorts of comments. Those that look at their new insurance bills and cringe and those that tell us that it's all Bush's fault that Obama-care isn't working.

    That should give you some idea of where reality lurks.

  • Report this Comment On February 02, 2014, at 4:01 PM, SLTom992 wrote:

    CamdenTommy - I'm sorry but stripping money from the majority to give to a minority is not a compromise - it's theft pure and simple. And if you think that you could get anyone with half a brain to agree to it you're very sadly mistaken.

  • Report this Comment On February 02, 2014, at 4:29 PM, cod1865 wrote:

    soliberating ...or just maybe it was the Dems exemption of their staff , remember what is forced on you is not forced on them, no surprise there.

  • Report this Comment On February 02, 2014, at 4:57 PM, PaulSell wrote:

    Actually the Republicans are now just waiting for Barry & Company to work the kinks out of his legacy legislation OB☭M☭C☭RE ●! After all this isn't Dear Leader's just shuck and jive stuff, this is about millions of peoples lives. When

    OB☭M☭C☭RE ● smoothes out with the millions of lives it has disrupted, the Republicans promised to get right on immigration. Barry was quoted as saying," When I go out and say the "You like it you can keep it 's...for years and still as recently as the SOTU, constantly fudge my numbers and get 4 Pnocchios from the Washington Post the next day, I JUST CAN NOT UNDERSTAND WHY "YOU PEOPLE" STILL DON'T BELIEVE MY SHUCK & JIVE ANYMORE? I know you're all struggling and I want you to just think back about Christmas. It cost you taxpayers $800,000 to bring my main squeeze "Snuff Lip" back from her extended stay in Hawaii. Now, for you millennials: Welcome to YOUR OB☭M☭C☭RE ●! The Liberals that now have to survive re-election with that albatross hanging around their socialist necks, STILL have to convince you soft headed millennials into another suicide vote for them again. Maybe we, Barry & Company, can chat up Pot Legalization, minimum wage increase, and Income Inequality, while still avoiding your chances at even getting a job, we Dems are just going to encourage you into believing that the lying Dems are actually going to make your lives so much better."

  • Report this Comment On February 02, 2014, at 5:27 PM, Nikkiknows wrote:

    I know one person that was uninsured and tried to sign up for Obamacare. After trying since October 1, she was never actually able to get the website to get to a point of being able to pick a plan. Through the call center, she was able to provide her information and the result was that the cheapest plan she is eligible for would cost her more than 100% of her income. The call center people were befuddled at how the most "affordable" Obamacare could cost more than a person's income, but after trying it again, verified that the cost was correct. So of course, she will remain uninsured.

  • Report this Comment On February 02, 2014, at 5:27 PM, Disgustedman wrote:

    Just remember, people voted for Obama, and now he's shafted them AND the rest of the country. When you see an Obama sticker on a car, leave a note telling them they're the cause of all the problems we have now.

  • Report this Comment On February 02, 2014, at 5:34 PM, agtumminello wrote:

    Two things. To the comment that blood work was billed $193 before insurance and $93 after; why not just charge $93? Answer: They can't charge $93; because the government screwed it up. Medicals are forced to bill $193 so they can collect $93 after the government gets through "discounting" their bill and "saving" us money. They have to charge everyone $193 because the government would sue them for "overcharging" the feds. This is the phantom savings the government got for you. Second, the ACA is just another way to get more taxes and lie about the benefits. ACA should not be allowed to count Medicaid enrollees in the ACA figures. They could have just changed to law to allow more poor people to sign up for Medicaid, but that wouldn't get them the extra taxes. They forced cancellation of people who were already insured so they can count them again when they had to go through the exchanges. Instant popularity! Forget higher deductibles, premiums, useless "coverage", loss of doctor and hospital. The only thing that matters to Dems is squeezing more money out of the people - straight taxes or taxes buried in the cost of making things like medical devices. Its shameful.

  • Report this Comment On February 02, 2014, at 5:50 PM, Tanya2014 wrote:

    I was on Welfare 15 years ago and I got free healthcare along with my kid. When I was low income I got free healthcare. If I ever ever ever went to the emergency room I have never been turned away!

    Why are people lying about obama care saying that all of a sudden the poor now get free healthcare?

    In this Country the poor have always received free healthcare.... Always. No Thanks to Obama.

  • Report this Comment On February 02, 2014, at 6:25 PM, ccharles787 wrote:

    One little mentioned effect of healthcare "reform" is that literally millions of new insured will be seeking services from the same number of doctors that have served us before all of these new insured were added. The only way for all of us to be seen by the same number of doctors is for longer and longer waits to see the doctors to occur. The demand (insured) will vastly increase while the supply (doctors) remains the same. Doesn't take rocket science or even a high school education to figure out it can't possibly work better. This is just another example of how the government NEVER takes into account the real results of their policies when just a little bit of "common" sense would say we better not do this. But then, it's not really about providing "affordable care" to everyone, it's about power grabbing through changing the very principles our system and buying the votes of those getting subsidies.

  • Report this Comment On February 02, 2014, at 6:42 PM, Einstein62 wrote:

    So all of the dead beat dads out there that do not want to insure their girlfriends and illegitimate children don't like the law. Imagine that.

  • Report this Comment On February 02, 2014, at 6:54 PM, Kelly wrote:

    These are "stunning findings" only to people who naively bought the Administration's lies and didn't listen to Republicans at all. So go ahead and be stunned all you want - obamacare is failing, and faster than you think.

  • Report this Comment On February 02, 2014, at 7:57 PM, RLMerrell wrote:

    Ah man! And everything was going so smoothly!

  • Report this Comment On February 02, 2014, at 8:04 PM, Chaseagee wrote:

    Since there are no numbers as to how many signed up for Medicaid that would have anyway, and how many signed up because they lost their insurance (4.9 million last count), then the ones left would be preexisting conditions and the govt could have figured out how much it would have cost and put those that the insurance companies refused on Medicaid instead of costing the rest of us money. At work before the ACA family insurance was $235 a month. Now its $746 a month. Now that's savings. And now nobody can afford the insurance. We were fine before the ACA.

  • Report this Comment On February 02, 2014, at 8:36 PM, endodoc1985 wrote:

    Hard to believe these findings. My GF was without health insurance for the past 8 years. Under the ACA, she just got a great policy (Blue Shield Silver Plus 40 PPO) with much better (lower) copays and OOP expense than my "cadillac" employer-provided Blue Shield coverage, for less than $40/month with subsidies. Can't beat that with a stick!

  • Report this Comment On February 02, 2014, at 9:13 PM, JADEKRAPE wrote:

    The real death nell for Obamacare would be rung if Congress puts in place legislation that would prohibit federal funds from being spent to shore up insurance companies when he overwhelming weight of this flawed program finally hits home

  • Report this Comment On February 02, 2014, at 9:19 PM, OldJim51 wrote:

    Its goes without saying that the billions spent on the ACA is another government waste. Obama chose the wrong time to implement the ACA, instead of waiting for economic recovery markers he forced the law thru Congress and Senate objections and allowed no review or study before it was passed, The young new workers haven't been able to find the high paying entry level positions (a ratio of 500 applicants for 1 opening)and the loss of the blue collar positions doomed the source of the subsidies for the insurance companies,

    The real victims of this fiasco is not Obama's legacy but the ill and elderly that will suffer cancellation or drastic rate increases for the dependency on the young and healthy refusing enrollment. Obama gave no thought of a rebellion on his popularity and used the last election as an acceptance of the ACA without revealing the faults of his plan.

  • Report this Comment On February 02, 2014, at 9:26 PM, cosmoplavix wrote:

    I went online to "Cover Oregon" and looked at the plans available to me, and the least expensive one (the one with the highest deductibles) is still too expensive for me to afford. Its premiums, after my tax credits applied, are $151 per month. Now I will have to pay the penalty, instead, and wait to get old enough to be enrolled in Medicare. I am sure I am not alone in this situation.

    I could probably afford to pay half of such a premium (if my employer were to enroll our company in a plan), but my employer has encountered the same sorts of problems I did while trying to find out my enrollment status. He has twice left messages to agents (whose names he found on the "Cover Oregon" website starting in November) but none of them has called back.

    How can an employer get someone to respond, given that he is required to follow instructions that produce no results?

    It seems to me that the new "healthcare" program is nothing more than a government subsidy to insurance companies who were already cheating Americans.

  • Report this Comment On February 02, 2014, at 10:29 PM, FoolishFeeling wrote:

    My doctor (whom I had for years) dropped the ACA plan because they were finding themselves fighting for everything - tests for patients, medication for patients. Either he had to add staff to be on the phone all the time or drop the plans.

    Typical government process - throw something in place and spend years fixing it and end up with something that doesn't work. And, waste MILLIONS of dollars in the process.

  • Report this Comment On February 02, 2014, at 10:50 PM, ashes1592 wrote:

    The health care reform doesn't help anyone. I've read several comments who say that it helps the poor/ already chronically ill. That is also untrue. We fall into a high poverty level, but our state opted to not raise the Medicaid level, so we still can't get help. The government "subsidies" are supposed to help even it out, but they still don't. We're a family of three with an income of $600 a month (students) and we still would have to pay $297 for my husband to have health insurance. That's half of our income for ONE person to have insurance. It's not worth it. We'll pay the fines before we subject ourselves to that kind of pay out. The only people this bill really helps are the already ill and the old. Unfortunately for the elderly, many of my generation aren't signing up so they're rates are just going to get higher. There is NOTHING good about this bill and anyone who thinks that there is, obviously hasn't read the fine print yet.

  • Report this Comment On February 02, 2014, at 11:09 PM, ChuckT63 wrote:

    Nobody actually purchasing a healthcare plan thru the exchanges, could spell trouble for Obamacare.

  • Report this Comment On February 02, 2014, at 11:25 PM, olecountry wrote:

    I think the biggest reason passing this ACA is the End life counceling (death panels) . They think if you convince these old sick people they are a bourden, they will sign the paper to end there life.

  • Report this Comment On February 03, 2014, at 3:04 AM, TerryFlowers wrote:

    Do we really want to be better off? If so then do a little research into HR 676 and learn:

    No copays

    No deductibles

    No out-of-pocket medical bills

    No insurance premiums

    No foreclosures/bankruptcies due to medical bills

    Yes, the Medicare tax would increase (but would be less than premiums we are paying now)

    Healthcare financing would not be dependent on employment (family or individual)

    Businesses would pay more in taxes but still less than the healthcare benefits that they are currently paying.

    Win-win for economy and the nation's health!!

  • Report this Comment On February 03, 2014, at 4:51 AM, nazaree wrote:

    This survey is misleading and a lie. My Kaiser Health Care lasped. I had a previous a condtion. Kaiser denied me reinstatment of my Health Plan twice prior to ACA, becoming law. I reaplied to Kaiser Permanente, after January 1, 2014. Kaiser renewal my Kaiser Health Plan. I had been with Kaiser for over 20 years. Now i'm back on board. Thank you Mr. President. Further, i don't need any Government Assistance or help with my monthly payments.I'm a CA. Licensed Private Investigator, 25 years w/Exp.

  • Report this Comment On February 03, 2014, at 4:54 AM, nazaree wrote:

    This survey is misleading and a lie. My Kaiser Health Care lasped. I had a previous a condtion. Kaiser denied me reinstatment of my Health Plan twice prior to ACA, becoming law. I reaplied to Kaiser Permanente, after January 1, 2014. Kaiser renewal my Kaiser Health Plan. I had been with Kaiser for over 20 years. Now i'm back on board. Thank you Mr. President. Further, i don't need any Government Assistance or help with my monthly payments.I'm a CA. Licensed Private Investigator, w/25 years Exp.

  • Report this Comment On February 04, 2014, at 9:04 AM, wvowell wrote:

    Your article is so blah blah blah. You are trying to make ACA be successful.

    When you write that 11 million have signed up, why don't you be honest and break it down into how many signed up for ACA and how many went on Medicaid!

    By the way for all of you uninformed "idiots" out there, Medicaid is paid for by tax payers, it is Medical WELFARE!!!

    And one other thing, did you know that when someone goes to the Doctor for treatment and is on Medicaid, the Doctor doesn't get paid. So guess what, all of us have higher premiums, deductibles, etc. to pay for these WELFARE recipients. By the way this includes a lot of illegal aliens!!!

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Keith Speights

Keith began writing for the Fool in 2012 and focuses primarily on healthcare investing topics. His background includes serving in management and consulting for the healthcare technology, health insurance, medical device, and pharmacy benefits management industries.

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