Looking back, it's clear Bank of America (NYSE:BAC) and Citigroup (NYSE:C) took too much risk leading up to the financial crisis. Five years removed, are banks starting to get too risky again? In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson look at a survey from the regulator of national banks and debate the topic.

David Hanson owns shares of Regions Financial. Matt Koppenheffer owns shares of Bank of America, Citigroup, and Regions Financial. The Motley Fool recommends Bank of America. The Motley Fool owns shares of Bank of America and Citigroup. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.