In this segment of Where the Money Is, Motley Fool financial analysts Matt Koppenheffer and Patrick Morris discuss their opportunity to sit down with the head of the Electronic Transactions Association, Jason Oxman, while attending the Transact 2014 payments conference last week in Las Vegas. With so many companies now working hard to innovate in the payments space, consumers can be left feeling somewhat frustrated that there is no widely adopted universal standard. Matt discusses how he once viewed this as an obstacle, but that a big takeaway of his from his chat with Jason was that this is much more of an opportunity than an obstacle: having so many innovators working on a solution means the wide adoption of game-changing payments technology could be just around the corner.

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Matt Koppenheffer has no position in any stocks mentioned. Patrick Morris has no position in any stocks mentioned. The Motley Fool recommends eBay, Google-Class C Shares, and Google (A shares). The Motley Fool owns shares of eBay, Google-Class C Shares, and Google (A shares). Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.