Retirement planning can be an insanely complex process. Because every individual has his or her own unique circumstances, coming up with a one-size-fits-all rule is extremely difficult.

There are times, however, where some maxims are so obvious that they're worth repeating. One of the most popular of these maxims is: "Save 10%-15% of your income for retirement." It seems obvious that such a move is in everyone's best interest.

But as you'll see in the following video, The Motley Fool's Brian Stoffel will explain how this principle becomes more and more insidious as your career progresses. By taking a different, less common approach, he explains how you can cut years off the time between now and your retirement.

Much better retirement advice: How one Seattle couple secured a $60K Social Security bonus -- and you can too
A Seattle couple recently discovered some little-known Social Security secrets that can boost many retirees' income by as much as $60,000. They were shocked by how easy it was to actually take advantage of these loopholes. This would definitely qualify as "good" retirement advice--at least for now.

And although it may seem too good to be true, it's 100% real. In fact, one MarketWatch reporter argues that if more Americans used them, the government would have to shell out an extra $10 billion... every year! So once you learn how to take advantage of these loopholes, you could retire confidently with the peace of mind we're all after, even if you're woefully unprepared. Simply click here to receive your free copy of our new report that details how you can take advantage of these strategies.

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